Mortgage Lender Index

Mortgage lenders in Lake County

12,066 mortgages were made in Lake County, Indiana, in 2025, by 457 lenders. The median rate their borrowers got was 6.750% on a median loan of $185,000. Of 16,337 decisions, 3,629 were denials — 22.2%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 748 6.625% $165,000 21.1%
Centier Bank 671 8.500% $95,000 24.8%
GUARANTEED RATE, INC. 470 6.500% $255,000 7.0%
UNITED SHORE FINANCIAL SERVICES, LLC 416 6.375% $225,000 15.0%
JPMorgan Chase Bank, National Association 390 6.625% $175,000 13.5%
TECH Credit Union 377 7.240% $75,000 2.1%
Fairway Independent Mortgage Corporation 329 6.750% $235,000 5.4%
CROSSCOUNTRY MORTGAGE, INC. 322 6.750% $215,000 7.6%
Peoples Bank 295 6.990% $155,000 16.4%
First Financial Bank 293 5.990% $115,000 26.9%
Fifth Third Bank, National Association 283 8.000% $105,000 41.2%
LENNAR MORTGAGE, LLC 256 5.125% $335,000 7.6%
Kiavi Funding, Inc. 251 9.950% $155,000 14.1%
Old National Bank 208 6.240% $105,000 38.4%
First Merchants Bank 208 7.000% $95,000 28.4%
DIRECT MORTGAGE LOANS, LLC 190 6.500% $225,000 2.8%
BMO Bank National Association 188 8.715% $105,000 41.5%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 167 6.625% $245,000 1.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 157 6.875% $205,000 4.0%
Loandepot.Com, LLC 150 6.990% $135,000 34.3%
FREEDOM MORTGAGE CORPORATION 149 6.250% $245,000 19.6%
NATIONSTAR MORTGAGE LLC 140 8.250% $85,000 13.8%
RUOFF MORTGAGE COMPANY, INC. 139 6.625% $235,000 2.0%
Mortgage Research Center, LLC 138 6.250% $245,000 28.9%
Broker Solutions, Inc. 131 6.750% $225,000 19.9%
BoxCar Mortgage, LLC 123 6.750% $235,000 1.5%
DHI MORTGAGE COMPANY, LTD. 120 5.500% $335,000 8.3%
PENNYMAC LOAN SERVICES, LLC 117 6.000% $205,000 17.2%
University Bank 116 6.125% $290,000 0.0%
NEWREZ LLC 115 6.875% $165,000 40.0%
Ixonia Bank 111 6.750% $255,000 7.5%
UNION HOME MORTGAGE CORP. 107 6.875% $245,000 2.7%
PNC Bank, National Association 99 6.750% $75,000 43.7%
Horizon Bank 92 6.480% $135,000 33.6%
AMERICAN PORTFOLIO MORTGAGE CORPORATION 90 6.625% $205,000 9.1%
AMERICAN FINANCIAL NETWORK, INC. 89 6.875% $225,000 5.2%
GUILD MORTGAGE COMPANY 88 6.750% $200,000 6.0%
Loan Funder LLC 87 7.810% $125,000 15.5%
AMERICAN PACIFIC MORTGAGE CORPORATION 77 6.750% $265,000 6.1%
American Community Bank of Indiana 75 Not published $285,000 0.0%
Coastal Community Bank 71 12.240% $55,000 2.8%
AMERIHOME MORTGAGE COMPANY, LLC 71 6.625% $265,000 14.5%
RF RENOVO MANAGEMENT COMPANY, LLC 71 7.250% $165,000 0.0%
U.S. Bank National Association 69 7.375% $135,000 52.9%
LEADERONE FINANCIAL CORPORATION 66 6.750% $220,000 17.5%
AmeriSave Mortgage Corporation 65 7.875% $75,000 69.1%
BPL MORTGAGE TRUST, LLC 64 7.500% $105,000 12.7%
EVERWISE CREDIT UNION 59 7.500% $65,000 32.2%
FIGURE LENDING LLC 58 10.450% $45,000 33.6%
Bank of America, National Association 56 5.995% $155,000 48.7%
Navy Federal Credit Union 55 7.750% $105,000 46.8%
SPRING EQ, LLC 53 9.975% $45,000 54.6%
Regional Federal Credit Union 53 6.900% $95,000 14.5%
T2 FINANCIAL LLC 53 6.625% $245,000 5.2%
Barrington Bank & Trust Company, National Association 52 6.625% $270,000 10.3%
MUTUAL OF OMAHA MORTGAGE, INC. 49 6.500% $205,000 30.3%
Luminate Bank 49 6.990% $245,000 0.0%
The Huntington National Bank 48 7.563% $125,000 52.9%
Wells Fargo Bank, National Association 48 6.500% $185,000 23.8%
First Savings Bank of Hegewisch 47 Not published $255,000 21.3%
FIRST COMMUNITY MORTGAGE, INC. 47 6.990% $225,000 7.4%
CMG MORTGAGE, INC. 44 6.750% $205,000 6.0%
CARRINGTON MORTGAGE SERVICES, LLC 43 6.874% $125,000 48.1%
OriginPoint, LLC 42 6.750% $255,000 12.5%
Citizens Bank, National Association 41 8.150% $105,000 19.2%
SOFI BANK, NATIONAL ASSOCIATION 39 8.125% $105,000 11.1%
254900CTT87ZKAUTIJ37 38 7.688% $110,000 2.6%
DeMotte State Bank 37 Not published $115,000 6.8%
ZILLOW HOME LOANS, LLC 36 6.500% $205,000 14.3%
Bank of Pontiac 36 Not published $155,000 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 35 6.750% $195,000 0.0%
21st Mortgage Corporation 34 11.890% $45,000 85.6%
VELOCITY COMMERCIAL CAPITAL, LLC 34 9.928% $95,000 0.0%
GUARANTEED RATE AFFINITY, LLC 32 6.663% $200,000 30.4%
RAPID MORTGAGE COMPANY 32 7.250% $270,000 0.0%
PURDUE 31 7.000% $75,000 42.6%
Lendage, LLC 29 11.000% $55,000 3.2%
LENDINGONE, LLC 27 7.160% $115,000 52.6%
LAKEVIEW LOAN SERVICING, LLC 24 6.250% $215,000 61.1%
GoodLeap, LLC 24 6.375% $110,000 20.9%
PHH Mortgage Corporation 24 6.188% $225,000 11.1%
MOVEMENT MORTGAGE, LLC 24 7.250% $200,000 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 22 5.750% $225,000 34.0%
The Federal Savings Bank 22 6.625% $305,000 20.7%
NOTRE DAME FEDERAL CREDIT UNION CORPORATION 22 7.250% $145,000 31.3%
Discover Bank 21 9.170% $65,000 76.7%
DEEPHAVEN MORTGAGE LLC 21 7.990% $125,000 25.8%
DOMINION FINANCIAL SERVICES, LLC 21 7.750% $115,000 0.0%
INDIANA UNIVERSITY CREDIT UNION 21 6.900% $95,000 4.6%
SUN WEST MORTGAGE COMPANY, INC. 20 6.313% $260,000 17.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC 20 7.624% $230,000 20.0%
TOWNE MORTGAGE COMPANY 20 6.500% $215,000 4.6%
NEW DAY FINANCIAL, LLC 19 6.990% $175,000 54.4%
LOWER, LLC 18 6.625% $230,000 28.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 18 10.535% $80,000 20.0%
THE LOAN STORE, INC. 18 6.875% $185,000 15.4%
TOP FLITE FINANCIAL, INC. 18 6.625% $210,000 10.0%
A&D Mortgage LLC 18 6.188% $150,000 10.0%
BETTER MORTGAGE CORPORATION 17 8.500% $115,000 46.9%
Prosperity Home Mortgage, LLC 17 5.990% $205,000 15.0%
Third Federal Savings and Loan Association of Cleveland 16 6.990% $105,000 33.3%
ROYAL UNITED MORTGAGE LLC 16 6.688% $110,000 22.7%
KIND LENDING, LLC 16 7.438% $250,000 27.3%
THE ANDERSON FINANCIAL GROUP, INC. 16 6.490% $210,000 0.0%
254900O723MCLR701H50 15 0.000% $15,000 60.0%
GENEVA FINANCIAL, LLC 15 6.750% $205,000 0.0%
CHAMPIONS FUNDING, LLC 15 7.250% $175,000 31.8%
Providence Bank & Trust 15 6.750% $255,000 8.3%
PLANET HOME LENDING, LLC 15 5.990% $245,000 21.1%
A & N MORTGAGE SERVICES, INC. 15 6.625% $295,000 0.0%
Equity Prime Mortgage LLC 14 6.813% $230,000 30.0%
CREDIT UNION 1 14 6.870% $55,000 38.5%
Citibank, National Association 14 6.813% $190,000 26.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 14 6.563% $185,000 10.5%
COMPASS MORTGAGE, INC. 14 6.563% $240,000 0.0%
Stifel Bank and Trust 14 6.125% $200,000 6.7%
OCMBC, INC. 13 7.625% $215,000 15.8%
MEMBER FIRST MORTGAGE, LLC 13 6.500% $165,000 33.3%
AMERICAN HERITAGE LENDING, LLC 13 7.375% $115,000 5.3%
Marquette Bank 13 6.500% $265,000 7.1%
MLD MORTGAGE INC. 13 6.875% $285,000 0.0%
HOMEXPRESS MORTGAGE CORP. 12 7.625% $155,000 50.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 12 6.123% $300,000 7.1%
AMWEST FUNDING CORP. 12 6.813% $200,000 14.3%
USAA Federal Savings Bank 12 6.063% $260,000 33.3%
LONGBRIDGE FINANCIAL, LLC 12 6.125% $130,000 7.7%
AMERICAN INTERNET MORTGAGE, INC. 12 6.500% $165,000 0.0%
ALLIANT CREDIT UNION 11 8.250% $125,000 38.9%
Flanagan State Bank 11 6.750% $255,000 15.4%
POINT MORTGAGE CORPORATION 11 6.490% $235,000 0.0%
NUMARK CREDIT UNION 11 7.250% $185,000 15.4%
LIMA ONE CAPITAL, LLC 11 7.950% $135,000 0.0%
Old Plank Trail Community Bank, N.A. 11 Not published $405,000 8.3%
AMERICAN FINANCIAL RESOURCES, INC. 10 6.625% $275,000 21.4%
UNITED FEDERAL CREDIT UNION 10 7.438% $55,000 45.0%
First American Bank 10 7.500% $105,000 38.9%
Paramount Residential Mortgage Group, Inc. 10 6.990% $205,000 0.0%
PLAZA HOME MORTGAGE, INC. 10 6.813% $195,000 37.5%
Cornerstone First Mortgage, Inc 10 6.938% $135,000 0.0%
Click n' Close, Inc. 10 6.875% $170,000 8.3%
CANOPY MORTGAGE, LLC 10 6.438% $350,000 9.1%
Hometown Equity Mortgage, LLC 10 7.625% $160,000 9.1%
CONSUMERS COOPERATIVE CREDIT UNION 10 8.000% $105,000 0.0%
MISSION LOANS, LLC 9 Under 10 loans Under 10 loans 9.1%
CLEARPATH LENDING 9 Under 10 loans Under 10 loans 25.0%
BAY EQUITY LLC 9 Under 10 loans Under 10 loans 0.0%
PACOR MORTGAGE CORP. 9 Under 10 loans Under 10 loans 0.0%
Illiana Financial Credit Union 9 Under 10 loans Under 10 loans 10.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 9 Under 10 loans Under 10 loans 0.0%
Zippy Loans, LLC 8 Under 10 loans Under 10 loans 57.9%
QUORUM FEDERAL CREDIT UNION 8 Under 10 loans Under 10 loans 30.8%
1st Source Bank 8 Under 10 loans Under 10 loans 38.5%
NBKC BANK 8 Under 10 loans Under 10 loans 20.0%
CIBM Bank 8 Under 10 loans Under 10 loans 11.1%
KEY MORTGAGE SERVICES, INC. 8 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 8 Under 10 loans Under 10 loans 0.0%
MM LENDING, LLC 8 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 7 Under 10 loans Under 10 loans 67.7%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 7 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 7 Under 10 loans Under 10 loans 46.2%
ENDEAVOR CAPITAL, LLC. 7 Under 10 loans Under 10 loans 12.5%
Valon Mortgage, Inc. 7 Under 10 loans Under 10 loans 16.7%
Citadel Servicing Corporation 7 Under 10 loans Under 10 loans 0.0%
MORTGAGE ASSURANCE, INC. 7 Under 10 loans Under 10 loans 0.0%
NEXERA HOLDING LLC 7 Under 10 loans Under 10 loans 12.5%
PANORAMA MORTGAGE GROUP, LLC 7 Under 10 loans Under 10 loans 0.0%
GUIDANCE RESIDENTIAL, LLC 7 Under 10 loans Under 10 loans 0.0%
SUCCESS MORTGAGE PARTNERS, INC. 7 Under 10 loans Under 10 loans 12.5%
GREENSTATE Credit Union 7 Under 10 loans Under 10 loans 11.1%
FINANCE OF AMERICA REVERSE LLC 7 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 7 Under 10 loans Under 10 loans 0.0%
Filo Mortgage, L.L.C. 6 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 6 Under 10 loans Under 10 loans 25.0%
LoanUnited.com, LLC 6 Under 10 loans Under 10 loans 14.3%
Luminate Home Loans, Inc. 6 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 6 Under 10 loans Under 10 loans 14.3%
AFFORDABLE MORTGAGE ADVISORS, LLC. 6 Under 10 loans Under 10 loans 0.0%
Baxter Credit Union 6 Under 10 loans Under 10 loans 25.0%
Great Lakes Credit Union 6 Under 10 loans Under 10 loans 25.0%
UNITED HOME LOANS, INC. 6 Under 10 loans Under 10 loans 14.3%
Municipal Trust and Savings Bank 6 Under 10 loans Under 10 loans 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. 6 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 5 Under 10 loans Under 10 loans 12.5%
PROPER RATE, LLC 5 Under 10 loans Under 10 loans 16.7%
Connexus Credit Union 5 Under 10 loans Under 10 loans 37.5%
Northpointe Bank 5 Under 10 loans Under 10 loans 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 5 Under 10 loans Under 10 loans 16.7%
RELIANCE FIRST CAPITAL, LLC 5 Under 10 loans Under 10 loans 28.6%
Nations Lending Corporation 5 Under 10 loans Under 10 loans 16.7%
Morgan Stanley Private Bank, National Association 5 Under 10 loans Under 10 loans 16.7%
CIBC Bank USA 5 Under 10 loans Under 10 loans 0.0%
Regions Bank 4 Under 10 loans Under 10 loans 50.0%
Texana Bank, National Association 4 Under 10 loans Under 10 loans 0.0%
MICHIGAN MUTUAL, INC. 4 Under 10 loans Under 10 loans 22.2%
SayGO Home Loans, LLC 4 Under 10 loans Under 10 loans 20.0%
Tomo Mortgage, LLC 4 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 Under 10 loans Under 10 loans 20.0%
GVC MORTGAGE, INC. 4 Under 10 loans Under 10 loans 33.3%
AML FUNDING LLC 4 Under 10 loans Under 10 loans 20.0%
CONSUMER REAL ESTATE FINANCE CO. 4 Under 10 loans Under 10 loans 33.3%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 257 lenders each made 4 or fewer mortgages here, and are counted in the totals above.

Bank branches in Lake County

126 FDIC-insured branches from 16 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Centier Bank 24$5.6 billion
JPMorgan Chase Bank, National Association 15$3.0 billion
Old National Bank 12$1.4 billion
Peoples Bank 12$1.1 billion
BMO Bank National Association 11$629.4 million
Fifth Third Bank, National Association 9$837.2 million
First Merchants Bank 8$1.1 billion
First Financial Bank 7$948.3 million
Horizon Bank 6$184.7 million
American Community Bank of Indiana 5$344.8 million
First Savings Bank of Hegewisch 5$170.9 million
PNC Bank, National Association 4$202.5 million
Providence Bank & Trust 3$289.9 million
Old Plank Trail Community Bank, National Association 2$254.4 million
DeMotte State Bank 2$125.7 million
Woodforest National Bank 1$2.0 million

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

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When the next year’s lending figures are out for Lake County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.