Regional Federal Credit Union
Regional Federal Credit Union received 122 applications in 2025 and made 100 mortgages, in 9 counties across 1 state. The median rate its borrowers got was 6.245% on a median loan of $100,000. Of 114 decisions, 14 were denials — 12.3%, most often for debt-to-income ratio. 5 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900YE6JQ826RUVB14 |
|---|---|
| Applications received | 122 |
| Mortgages made | 100 |
| Denied | 14 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 24 | 5.500% | $315,000 | 0.0% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 71 | 6.900% | $65,000 | 16.5% |
Where Regional Federal Credit Union lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lake County, IN | 53 | 6.900% | 14.5% |
| Porter County, IN | 33 | 5.500% | 8.3% |
| Jasper County, IN | 3 | Under 10 loans | 25.0% |
| LaPorte County, IN | 2 | Under 10 loans | 0.0% |
| Clay County, IN | 1 | Under 10 loans | 0.0% |
| Hamilton County, IN | 1 | Under 10 loans | 0.0% |
| Starke County, IN | 1 | Under 10 loans | 0.0% |
| Vigo County, IN | 1 | Under 10 loans | 0.0% |
| Newton County, IN | 0 | Under 10 loans | 100.0% |
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When Regional Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.