CIBM Bank
CIBM Bank received 764 applications in 2025 and made 557 mortgages, in 95 counties across 22 states. The median rate its borrowers got was 6.625% on a median loan of $285,000. Of 590 decisions, 27 were denials — 4.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300RIPPSJXAQKZ383 |
|---|---|
| Applications received | 764 |
| Mortgages made | 557 |
| Denied | 27 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 174 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.226 points |
| FDIC-insured bank | Yes: CIBM Bank, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 441 | 6.625% | $275,000 | 4.5% |
| Refinancing | 80 | 6.250% | $305,000 | 3.5% |
| Cash-out refinancing | 29 | 7.375% | $325,000 | 9.4% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 0.0% |
Where CIBM Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cook County, IL | 70 | 6.500% | 9.0% |
| Milwaukee County, WI | 63 | 6.625% | 4.6% |
| DuPage County, IL | 46 | 6.813% | 0.0% |
| Sheboygan County, WI | 46 | 6.562% | 0.0% |
| Waukesha County, WI | 41 | 6.625% | 0.0% |
| Lake County, IL | 37 | 6.625% | 7.5% |
| Kane County, IL | 29 | 6.500% | 6.5% |
| McHenry County, IL | 28 | 6.500% | 3.5% |
| Peoria County, IL | 19 | 6.500% | 0.0% |
| Will County, IL | 17 | 6.500% | 0.0% |
| Washington County, WI | 14 | 6.750% | 0.0% |
| Lake County, IN | 8 | Under 10 loans | 11.1% |
| Porter County, IN | 7 | Under 10 loans | 0.0% |
| Walworth County, WI | 7 | Under 10 loans | 12.5% |
| Kendall County, IL | 6 | Under 10 loans | 14.3% |
| Champaign County, IL | 5 | Under 10 loans | 0.0% |
| Marion County, IN | 5 | Under 10 loans | 0.0% |
| Ozaukee County, WI | 5 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 4 | Under 10 loans | 0.0% |
| Tazewell County, IL | 4 | Under 10 loans | 20.0% |
| Hampden County, MA | 4 | Under 10 loans | 20.0% |
| Bergen County, NJ | 4 | Under 10 loans | 20.0% |
| Mercer County, NJ | 4 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 4 | Under 10 loans | 0.0% |
| Kenosha County, WI | 4 | Under 10 loans | 0.0% |
| Manitowoc County, WI | 4 | Under 10 loans | 0.0% |
| Worcester County, MA | 3 | Under 10 loans | 0.0% |
| Providence County, RI | 3 | Under 10 loans | 0.0% |
| Calumet County, WI | 3 | Under 10 loans | 0.0% |
| Northeastern Connecticut Planning Region, CT | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 2 | Under 10 loans | 33.3% |
| Boone County, IL | 2 | Under 10 loans | 0.0% |
| DeKalb County, IL | 2 | Under 10 loans | 0.0% |
| Hancock County, IN | 2 | Under 10 loans | 0.0% |
| Dane County, WI | 2 | Under 10 loans | 0.0% |
| Door County, WI | 2 | Under 10 loans | 0.0% |
| Outagamie County, WI | 2 | Under 10 loans | 0.0% |
| Racine County, WI | 2 | Under 10 loans | 0.0% |
| Gila County, AZ | 1 | Under 10 loans | 0.0% |
| Douglas County, CO | 1 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Lumpkin County, GA | 1 | Under 10 loans | 0.0% |
| Jefferson County, IL | 1 | Under 10 loans | 0.0% |
| Logan County, IL | 1 | Under 10 loans | 0.0% |
| McLean County, IL | 1 | Under 10 loans | 0.0% |
| Macon County, IL | 1 | Under 10 loans | 0.0% |
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When CIBM Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.