Mortgage lenders in Hampden County
9,025 mortgages were made in Hampden County, Massachusetts, in 2025, by 375 lenders. The median rate their borrowers got was 6.500% on a median loan of $225,000. Of 11,832 decisions, 2,405 were denials — 20.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Westfield Bank | 636 | 6.375% | $170,000 | 7.4% |
| Citizens Bank, National Association | 499 | 7.650% | $145,000 | 35.9% |
| CMG MORTGAGE, INC. | 478 | 6.375% | $255,000 | 7.9% |
| Rocket Mortgage, LLC | 456 | 6.813% | $205,000 | 19.9% |
| PeoplesBank | 364 | 6.250% | $125,000 | 16.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 352 | 6.499% | $305,000 | 15.4% |
| Fairway Independent Mortgage Corporation | 333 | 6.625% | $295,000 | 9.9% |
| POLISH NATIONAL CREDIT UNION | 257 | 6.500% | $125,000 | 9.3% |
| Broker Solutions, Inc. | 251 | 6.750% | $285,000 | 13.4% |
| Manufacturers and Traders Trust Company | 248 | 5.990% | $105,000 | 34.1% |
| TD Bank, National Association | 179 | 7.890% | $105,000 | 44.4% |
| GUARANTEED RATE, INC. | 166 | 6.500% | $265,000 | 6.1% |
| Country Bank for Savings | 165 | 7.000% | $145,000 | 14.6% |
| Monson Savings Bank | 140 | Not published | $295,000 | 7.0% |
| Florence Bank | 136 | 5.875% | $270,000 | 8.6% |
| bankESB | 132 | 6.000% | $165,000 | 17.3% |
| Loandepot.Com, LLC | 126 | 6.750% | $150,000 | 27.8% |
| PENNYMAC LOAN SERVICES, LLC | 118 | 6.500% | $210,000 | 18.0% |
| Mortgage Research Center, LLC | 116 | 6.250% | $345,000 | 28.1% |
| Bank of America, National Association | 110 | 6.240% | $105,000 | 55.1% |
| TOTAL MORTGAGE SERVICES, LLC | 109 | 6.625% | $285,000 | 4.3% |
| Freedom Credit Union | 106 | 6.750% | $90,000 | 23.6% |
| Liberty Bank | 100 | 6.125% | $295,000 | 6.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 97 | 6.625% | $305,000 | 5.8% |
| GREATER SPRINGFIELD | 94 | 6.500% | $85,000 | 11.1% |
| ARRHA Credit Union | 92 | Not published | $125,000 | 19.3% |
| HOMESTEAD FUNDING CORP. | 92 | 6.375% | $240,000 | 3.1% |
| MOVEMENT MORTGAGE, LLC | 90 | 6.625% | $285,000 | 6.8% |
| GUILD MORTGAGE COMPANY | 90 | 6.375% | $280,000 | 6.1% |
| NEWREZ LLC | 89 | 6.750% | $245,000 | 40.1% |
| NATIONSTAR MORTGAGE LLC | 86 | 7.125% | $155,000 | 13.3% |
| NORTHPOINT MORTGAGE, INC. | 78 | 6.625% | $290,000 | 10.3% |
| FREEDOM MORTGAGE CORPORATION | 76 | 6.250% | $305,000 | 20.0% |
| HOLYOKE CREDIT UNION | 74 | Not published | $110,000 | 21.9% |
| MassMutual Federal Credit Union | 74 | 7.250% | $90,000 | 3.9% |
| Alden Credit Union | 70 | Not published | $85,000 | 15.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 68 | 6.750% | $310,000 | 12.7% |
| RADIUS FINANCIAL GROUP INC. | 68 | 6.625% | $300,000 | 4.2% |
| UMASSFIVE COLLEGE | 65 | 7.500% | $55,000 | 13.5% |
| Berkshire Bank | 64 | 5.000% | $140,000 | 29.5% |
| Navy Federal Credit Union | 56 | 7.000% | $230,000 | 28.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 53 | 6.250% | $275,000 | 24.3% |
| Greenfield Co-operative Bank | 52 | Not published | $315,000 | 1.9% |
| JPMorgan Chase Bank, National Association | 47 | 6.490% | $305,000 | 12.3% |
| Northpointe Bank | 45 | 6.500% | $315,000 | 0.0% |
| Greenfield Savings Bank | 44 | 6.313% | $360,000 | 8.2% |
| NEW FED MORTGAGE, CORP. | 42 | 6.500% | $295,000 | 10.6% |
| FIRST COLONY MORTGAGE CORPORATION | 41 | 6.625% | $295,000 | 8.2% |
| AmeriSave Mortgage Corporation | 38 | 7.625% | $105,000 | 66.4% |
| KeyBank National Association | 38 | 6.563% | $150,000 | 50.0% |
| Luso Federal Credit Union | 38 | 6.250% | $270,000 | 17.4% |
| GUARANTEED RATE AFFINITY, LLC | 35 | 6.375% | $235,000 | 10.3% |
| Community Bank, National Association | 34 | 7.250% | $270,000 | 19.1% |
| LAKEVIEW LOAN SERVICING, LLC | 33 | 6.375% | $265,000 | 43.8% |
| FIGURE LENDING LLC | 32 | 9.100% | $60,000 | 10.9% |
| GENEVA FINANCIAL, LLC | 31 | 7.000% | $285,000 | 0.0% |
| OCMBC, INC. | 30 | 7.250% | $280,000 | 12.8% |
| 360 Federal Credit Union | 28 | Not published | $55,000 | 26.2% |
| Cornerstone Bank | 28 | Not published | $210,000 | 12.1% |
| SEMPER HOME LOANS, INC | 27 | 6.750% | $275,000 | 12.9% |
| METRO Credit Union | 26 | 6.625% | $120,000 | 20.5% |
| AMERICAN EAGLE FINANCIAL Credit Union | 26 | 7.750% | $125,000 | 23.5% |
| Brookline Bank | 24 | 4.750% | $155,000 | 35.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 23 | 7.990% | $105,000 | 14.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 22 | 6.625% | $290,000 | 4.4% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 22 | 9.625% | $300,000 | 0.0% |
| HARBORONE MORTGAGE, LLC | 21 | 6.750% | $325,000 | 8.7% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 20 | 6.875% | $300,000 | 8.7% |
| Leader Bank, National Association | 20 | 6.563% | $355,000 | 0.0% |
| SPRING EQ, LLC | 19 | 9.575% | $85,000 | 59.6% |
| USAA Federal Savings Bank | 19 | 6.125% | $345,000 | 29.6% |
| FIRST WORLD MORTGAGE CORPORATION | 17 | 6.875% | $325,000 | 5.6% |
| AMWEST FUNDING CORP. | 17 | 7.375% | $255,000 | 15.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 17 | 6.990% | $315,000 | 9.5% |
| AMERICAN FINANCIAL NETWORK, INC. | 16 | 6.625% | $290,000 | 11.1% |
| Paramount Residential Mortgage Group, Inc. | 16 | 6.750% | $375,000 | 5.9% |
| DIGITAL | 15 | 8.240% | $125,000 | 40.0% |
| PNC Bank, National Association | 15 | 7.350% | $65,000 | 30.4% |
| GoodLeap, LLC | 15 | 5.990% | $175,000 | 13.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 15 | 6.250% | $315,000 | 15.0% |
| NORTHERN MORTGAGE SERVICES, LLC | 14 | 6.875% | $285,000 | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | 14 | 6.625% | $325,000 | 22.2% |
| MEMBERS MORTGAGE COMPANY, INC. | 13 | 6.490% | $275,000 | 13.3% |
| Rockland Trust Company | 13 | 6.375% | $275,000 | 27.8% |
| Hometown Equity Mortgage, LLC | 13 | 7.375% | $295,000 | 23.5% |
| Nations Lending Corporation | 13 | 6.750% | $315,000 | 6.7% |
| KEYSTONE FUNDING, INC. | 13 | 6.125% | $275,000 | 0.0% |
| The Federal Savings Bank | 12 | 6.375% | $315,000 | 25.0% |
| Kiavi Funding, Inc. | 12 | 11.220% | $245,000 | 26.3% |
| WILLIAM RAVEIS MORTGAGE, LLC | 12 | 6.308% | $290,000 | 25.0% |
| CHAMPIONS FUNDING, LLC | 12 | 7.313% | $285,000 | 7.7% |
| SOUTHBRIDGE CREDIT UNION | 12 | Not published | $135,000 | 14.3% |
| EMM LOANS LLC | 12 | 6.375% | $270,000 | 0.0% |
| PLANET HOME LENDING, LLC | 12 | 5.500% | $355,000 | 7.7% |
| VILLAGE CAPITAL & INVESTMENT LLC | 11 | 5.750% | $295,000 | 43.8% |
| BETTER MORTGAGE CORPORATION | 11 | 6.875% | $245,000 | 50.0% |
| DEEPHAVEN MORTGAGE LLC | 11 | 7.500% | $175,000 | 8.3% |
| Wells Fargo Bank, National Association | 10 | 6.313% | $185,000 | 16.7% |
| UNION HOME MORTGAGE CORP. | 10 | 6.313% | $295,000 | 23.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 10 | 6.688% | $315,000 | 21.4% |
| CCG Fund 1, LLC | 10 | Not published | $265,000 | 9.1% |
| DREW MORTGAGE ASSOCIATES, INC. | 10 | 6.563% | $300,000 | 0.0% |
| PHH Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Webster Bank, National Association | 9 | Under 10 loans | Under 10 loans | 28.6% |
| PLAZA HOME MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Hanscom Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Evolve Bank & Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Discover Bank | 8 | Under 10 loans | Under 10 loans | 87.7% |
| Equity Prime Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Valon Mortgage, Inc. | 8 | Under 10 loans | Under 10 loans | 18.2% |
| NBKC BANK | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Prosperity Home Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| AMERICAN HERITAGE LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 8 | Under 10 loans | Under 10 loans | 10.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 10.0% |
| LONGBRIDGE FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Colorado Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| U.S. Bank National Association | 7 | Under 10 loans | Under 10 loans | 70.8% |
| LOWER, LLC | 7 | Under 10 loans | Under 10 loans | 53.3% |
| Loan Funder LLC | 7 | Under 10 loans | Under 10 loans | 36.4% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 53.3% |
| GREYLOCK FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 7 | Under 10 loans | Under 10 loans | 20.0% |
| ZILLOW HOME LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| BayCoast Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| RELIANCE FIRST CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| North Brookfield Savings Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 6 | Under 10 loans | Under 10 loans | 40.0% |
| LEOMINSTER CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 53.8% |
| QUORUM FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 42.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | Under 10 loans | Under 10 loans | 30.8% |
| ALLIED MORTGAGE GROUP, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Eastern Bank | 6 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| BPL MORTGAGE TRUST, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MSA MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Fall River Five Cents Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UniBank for Savings | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Workers Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 28.6% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| WEBSTER FIRST Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BAYCOAST MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| General Mortgage Capital Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| T2 FINANCIAL LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Beeline Loans, Inc. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| First National Bank of America | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST HOME MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GUIDANCE RESIDENTIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bay State Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Fidelity Co-operative Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CIBM Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MLD MORTGAGE INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER ADVANTAGE MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| NORWICH COMMERCIAL GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 62.5% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Logan Finance Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| The Cape Cod Five Cents Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Baxter Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE MARKETS CUSO, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWOOD CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Bangor Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Home Loan Investment Bank, F.S.B. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Salem Five Cents Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SALEM FIVE MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MERRIMACK VALLEY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 81.8% |
| INTELLILOAN, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 175 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Hampden County
119 FDIC-insured branches from 18 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Westfield Bank | 20 | $2.0 billion |
| TD Bank, National Association | 13 | $2.2 billion |
| Manufacturers and Traders Trust Company | 13 | $994.6 million |
| PeoplesBank | 11 | $2.4 billion |
| Beacon Bank and Trust | 11 | $990.3 million |
| Citizens Bank, National Association | 9 | $641.2 million |
| Bank of America, National Association | 8 | $1.5 billion |
| KeyBank National Association | 7 | $897.6 million |
| Country Bank for Savings | 6 | $735.2 million |
| Monson Savings Bank | 4 | $647.4 million |
| New Valley Bank & Trust | 3 | $321.4 million |
| Bankesb | 3 | $259.1 million |
| Florence Bank | 3 | $126.6 million |
| JPMorgan Chase Bank, National Association | 3 | $60.8 million |
| Community Bank, National Association | 2 | $34.6 million |
| Santander Bank, N.A. | 1 | $91.4 million |
| Liberty Bank | 1 | $79.7 million |
| North Brookfield Savings Bank | 1 | $55.4 million |
Closed since the 2025 survey
14 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Berkshire Bank, 1259 E Columbus Ave, Springfield
- Berkshire Bank, 1363 Allen St, Springfield
- Berkshire Bank, 138 Longmeadow St, Longmeadow
- Berkshire Bank, 19 Harrison Ave, Springfield
- Berkshire Bank, 22 Little River Rd, Westfield
- Berkshire Bank, 220 Westfield St, West Springfield
- Berkshire Bank, 31 Court St, Westfield
- Berkshire Bank, 431 Center St, Ludlow
- Berkshire Bank, 608 College Hwy, Southwick
- Berkshire Bank, 72 Shaker Rd, East Longmeadow
- Berkshire Bank, 820 Suffield Strret, Agawam
- Citizens Bank, National Association, 1575 Northampton St, Holyoke
- Manufacturers and Traders Trust Company, 52 Van Deene Ave, West Springfield
- TD Bank, National Association, 153 Meadow St, Chicopee
Get told when this changes
When the next year’s lending figures are out for Hampden County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.