Greenfield Savings Bank
Greenfield Savings Bank received 576 applications in 2025 and made 422 mortgages, in 12 counties across 4 states. The median rate its borrowers got was 6.250% on a median loan of $285,000. Of 474 decisions, 41 were denials — 8.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300L6YKIXOYQ57883 |
|---|---|
| Applications received | 576 |
| Mortgages made | 422 |
| Denied | 41 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 102 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.309 points |
| FDIC-insured bank | Yes: Greenfield Savings Bank, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 278 | 5.625% | $325,000 | 5.6% |
| Refinancing | 31 | 6.500% | $485,000 | 3.1% |
| Cash-out refinancing | 28 | 6.875% | $125,000 | 15.2% |
| Other purposes | 85 | 6.875% | $55,000 | 17.0% |
Where Greenfield Savings Bank lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Franklin County, MA | 200 | 6.375% | 12.6% |
| Hampshire County, MA | 151 | 5.990% | 4.3% |
| Hampden County, MA | 44 | 6.313% | 8.2% |
| Berkshire County, MA | 11 | 7.250% | 0.0% |
| Worcester County, MA | 10 | 6.688% | 0.0% |
| Barnstable County, MA | 2 | Under 10 loans | 0.0% |
| Windham County, VT | 2 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Norfolk County, MA | 1 | Under 10 loans | 0.0% |
| Lower Connecticut River Valley Planning Region, CT | 0 | Under 10 loans | 0.0% |
| Middlesex County, MA | 0 | Under 10 loans | 100.0% |
| Charleston County, SC | 0 | Under 10 loans | 0.0% |
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When Greenfield Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.