Mortgage lenders in Hampshire County
2,628 mortgages were made in Hampshire County, Massachusetts, in 2025, by 240 lenders. The median rate their borrowers got was 6.500% on a median loan of $235,000. Of 3,225 decisions, 467 were denials — 14.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Florence Bank | 297 | 5.990% | $185,000 | 14.4% |
| bankESB | 152 | 5.990% | $105,000 | 9.9% |
| Greenfield Savings Bank | 151 | 5.990% | $355,000 | 4.3% |
| UMASSFIVE COLLEGE | 139 | 7.500% | $105,000 | 15.3% |
| PeoplesBank | 132 | 6.250% | $150,000 | 10.6% |
| Rocket Mortgage, LLC | 110 | 6.990% | $205,000 | 16.2% |
| Country Bank for Savings | 106 | 7.500% | $150,000 | 9.0% |
| Greenfield Co-operative Bank | 106 | Not published | $335,000 | 3.6% |
| Citizens Bank, National Association | 99 | 7.400% | $155,000 | 27.3% |
| Westfield Bank | 86 | 6.125% | $205,000 | 6.3% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 72 | 6.750% | $350,000 | 0.0% |
| POLISH NATIONAL CREDIT UNION | 66 | 6.313% | $215,000 | 11.5% |
| GUILD MORTGAGE COMPANY | 65 | 6.500% | $305,000 | 0.0% |
| CMG MORTGAGE, INC. | 46 | 6.490% | $335,000 | 3.8% |
| Fairway Independent Mortgage Corporation | 40 | 6.500% | $295,000 | 4.8% |
| TD Bank, National Association | 35 | 7.440% | $105,000 | 28.0% |
| HARBORONE MORTGAGE, LLC | 32 | 6.750% | $325,000 | 5.9% |
| Manufacturers and Traders Trust Company | 30 | 5.990% | $105,000 | 26.2% |
| Bank of America, National Association | 27 | 6.240% | $175,000 | 52.6% |
| Freedom Credit Union | 27 | 6.750% | $55,000 | 10.0% |
| Broker Solutions, Inc. | 26 | 6.875% | $325,000 | 13.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 26 | 6.188% | $335,000 | 20.0% |
| Mortgage Research Center, LLC | 25 | 6.250% | $335,000 | 28.6% |
| PENNYMAC LOAN SERVICES, LLC | 22 | 6.125% | $280,000 | 25.8% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 22 | 6.438% | $280,000 | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 22 | 6.688% | $315,000 | 0.0% |
| MEMBER ADVANTAGE MORTGAGE, LLC | 21 | 6.125% | $355,000 | 16.2% |
| Monson Savings Bank | 20 | Not published | $285,000 | 4.8% |
| HOMESTEAD FUNDING CORP. | 18 | 6.563% | $330,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 17 | 6.250% | $305,000 | 16.0% |
| NEWREZ LLC | 17 | 6.625% | $315,000 | 30.8% |
| Alden Credit Union | 17 | Not published | $185,000 | 10.5% |
| Navy Federal Credit Union | 16 | 6.750% | $295,000 | 19.1% |
| Loandepot.Com, LLC | 16 | 6.808% | $240,000 | 33.3% |
| MOVEMENT MORTGAGE, LLC | 16 | 6.594% | $340,000 | 0.0% |
| GUARANTEED RATE, INC. | 15 | 6.475% | $355,000 | 5.9% |
| HOLYOKE CREDIT UNION | 15 | Not published | $155,000 | 27.3% |
| NATIONSTAR MORTGAGE LLC | 14 | 8.500% | $95,000 | 22.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 14 | 6.600% | $325,000 | 6.7% |
| Northpointe Bank | 14 | 6.563% | $325,000 | 12.5% |
| MassMutual Federal Credit Union | 14 | 7.250% | $115,000 | 0.0% |
| NORTHPOINT MORTGAGE, INC. | 13 | 6.250% | $375,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 12 | 6.875% | $340,000 | 14.3% |
| GREYLOCK FEDERAL CREDIT UNION | 12 | 6.625% | $90,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 11 | 6.625% | $295,000 | 0.0% |
| Leader Bank, National Association | 10 | 6.375% | $185,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 15.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Luso Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Berkshire Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Liberty Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Community Bank, National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ARRHA Credit Union | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PNC Bank, National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Cornerstone Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Morgan Stanley Private Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 5 | Under 10 loans | Under 10 loans | 72.2% |
| LAKEVIEW LOAN SERVICING, LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| BETTER MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| U.S. Bank National Association | 5 | Under 10 loans | Under 10 loans | 40.0% |
| DIGITAL | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Third Federal Savings and Loan Association of Cleveland | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Rockland Trust Company | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| METRO Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Adams Community Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 68.8% |
| FIGURE LENDING LLC | 4 | Under 10 loans | Under 10 loans | 38.5% |
| North Brookfield Savings Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Wells Fargo Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST WORLD MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GREATER SPRINGFIELD | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LEOMINSTER CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit East, ACA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Eastern Bank | 3 | Under 10 loans | Under 10 loans | 66.7% |
| HarborOne Bank | 3 | Under 10 loans | Under 10 loans | 50.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Workers Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHERN MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SEMPER HOME LOANS, INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DAS Acquisition Company, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| UNION HOME MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Hanscom Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NBT Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| UBS Bank USA | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MORTGAGE MARKETS CUSO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WEBSTER FIRST Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Fall River Five Cents Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BAYCOAST MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Advisors Mortgage Group, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Cape Cod Five Cents Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINEX CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| St. Mary's Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 1 | Under 10 loans | Under 10 loans | 85.7% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ICE LENDER HOLDINGS LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| 360 Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 33.3% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bangor Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JEANNE D'ARC Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEW FED MORTGAGE, CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EASTRISE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Franklin First Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROSS MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OnPath Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LADERA LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fidelity Co-operative Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Salem Five Cents Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Dean Co-operative Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cambridge Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CCG Fund 1, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST EAGLE | 1 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Canton | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NJ LENDERS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NASA Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UniBank for Savings | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bay State Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 549300W6UP8EY0KSBG85 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALIGN CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| The Federal Savings Bank | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 40 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
Bank branches in Hampshire County
49 FDIC-insured branches from 15 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Florence Bank | 10 | $1.7 billion |
| Bankesb | 8 | $1.5 billion |
| Greenfield Savings Bank | 4 | $300.2 million |
| Greenfield Co-operative Bank | 4 | $262.2 million |
| PeoplesBank | 3 | $578.8 million |
| Citizens Bank, National Association | 3 | $141.7 million |
| Westfield Bank | 3 | $108.1 million |
| Bank of America, National Association | 2 | $814.6 million |
| Country Bank for Savings | 2 | $536.9 million |
| TD Bank, National Association | 2 | $332.0 million |
| Manufacturers and Traders Trust Company | 2 | $67.6 million |
| North Brookfield Savings Bank | 2 | $58.9 million |
| JPMorgan Chase Bank, National Association | 2 | $44.0 million |
| Beacon Bank and Trust | 1 | $88.2 million |
| Monson Savings Bank | 1 | $74.5 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Berkshire Bank, 74 Lamb Street, Route 116, South Hadley
Get told when this changes
When the next year’s lending figures are out for Hampshire County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.