USALLIANCE FEDERAL CREDIT UNION received 2,542 applications in 2025 and made
1,799 mortgages, in 510 counties across 43 states.
The median rate its borrowers got was 8.000% on a median loan of $245,000.
Of 2,177 decisions, 352 were denials — 16.2%, most often for debt-to-income ratio.
Legal Entity Identifier
254900NZOY3XB2DNSZ34
Applications received
2,542
Mortgages made
1,799
Denied
352
Approved, not taken up
26
Withdrawn or incomplete
365
Loans bought from other lenders
0
Median rate spread over the prime offer rate
1.05 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
224
7.750%
$300,000
10.0%
Refinancing
151
7.750%
$405,000
15.5%
Cash-out refinancing
365
8.000%
$225,000
16.3%
Other purposes
1,059
8.000%
$215,000
17.4%
Where USALLIANCE FEDERAL CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When USALLIANCE FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.