Mortgage lenders in Multnomah County
14,559 mortgages were made in Multnomah County, Oregon, in 2025, by 472 lenders. The median rate their borrowers got was 6.750% on a median loan of $345,000. Of 18,813 decisions, 3,385 were denials — 18.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| ONPOINT COMMUNITY CREDIT UNION | 2,559 | 7.500% | $135,000 | 17.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 898 | 6.499% | $415,000 | 10.4% |
| GUILD MORTGAGE COMPANY | 724 | 6.500% | $390,000 | 2.2% |
| Rocket Mortgage, LLC | 603 | 6.625% | $325,000 | 18.7% |
| U.S. Bank National Association | 394 | 8.000% | $155,000 | 39.2% |
| GUARANTEED RATE, INC. | 386 | 6.500% | $425,000 | 1.5% |
| NATIONS DIRECT MORTGAGE, LLC | 368 | 6.500% | $425,000 | 0.5% |
| Rivermark Community | 301 | 7.740% | $105,000 | 25.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 267 | 6.875% | $435,000 | 3.5% |
| CMG MORTGAGE, INC. | 260 | 6.625% | $435,000 | 5.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 244 | 7.500% | $205,000 | 13.5% |
| Bank of America, National Association | 242 | 6.240% | $205,000 | 35.2% |
| Fairway Independent Mortgage Corporation | 228 | 6.500% | $395,000 | 8.3% |
| PENNYMAC LOAN SERVICES, LLC | 211 | 6.499% | $375,000 | 15.2% |
| MORTGAGE EXPRESS, LLC | 205 | 6.500% | $425,000 | 2.9% |
| JPMorgan Chase Bank, National Association | 197 | 6.250% | $405,000 | 15.2% |
| Paramount Residential Mortgage Group, Inc. | 169 | 6.375% | $465,000 | 0.6% |
| Umpqua Bank | 166 | 7.313% | $205,000 | 31.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 158 | 6.625% | $420,000 | 3.1% |
| NEWREZ LLC | 156 | 6.625% | $325,000 | 25.6% |
| Unitus Community Credit Union | 145 | 7.250% | $105,000 | 45.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 140 | 6.375% | $485,000 | 4.0% |
| Consolidated Federal Credit Union | 137 | 5.750% | $105,000 | 18.5% |
| UNION HOME MORTGAGE CORP. | 123 | 6.500% | $395,000 | 3.1% |
| THE LOAN STORE, INC. | 116 | 6.625% | $405,000 | 15.2% |
| ZILLOW HOME LOANS, LLC | 110 | 6.375% | $375,000 | 1.8% |
| BETTER MORTGAGE CORPORATION | 109 | 6.625% | $375,000 | 29.6% |
| Loandepot.Com, LLC | 97 | 6.625% | $315,000 | 22.5% |
| Wells Fargo Bank, National Association | 96 | 6.250% | $340,000 | 23.8% |
| NATIONSTAR MORTGAGE LLC | 95 | 8.375% | $105,000 | 22.1% |
| KIND LENDING, LLC | 93 | 6.750% | $445,000 | 17.4% |
| Sierra Pacific Mortgage Company, Inc. | 92 | 6.625% | $370,000 | 0.0% |
| SUMMIT MORTGAGE CORPORATION | 90 | 6.625% | $410,000 | 2.1% |
| FREEDOM MORTGAGE CORPORATION | 89 | 6.250% | $425,000 | 19.9% |
| MOVEMENT MORTGAGE, LLC | 89 | 6.812% | $385,000 | 4.6% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 86 | 6.563% | $395,000 | 4.9% |
| FIGURE LENDING LLC | 81 | 9.050% | $75,000 | 28.8% |
| Broker Solutions, Inc. | 79 | 6.875% | $405,000 | 12.0% |
| DIRECTORS MORTGAGE, INC. | 78 | 6.625% | $395,000 | 4.6% |
| KeyBank National Association | 75 | 6.750% | $310,000 | 31.3% |
| SCENIC OAKS FUNDING, LLC | 73 | 6.490% | $415,000 | 1.4% |
| Navy Federal Credit Union | 72 | 6.750% | $300,000 | 35.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 69 | 6.375% | $375,000 | 19.6% |
| Mortgage Research Center, LLC | 68 | 6.125% | $445,000 | 31.0% |
| OREGON COMMUNITY | 64 | 7.500% | $115,000 | 20.7% |
| DHI MORTGAGE COMPANY, LTD. | 63 | 3.990% | $395,000 | 7.4% |
| GO MORTGAGE, LLC | 59 | 6.625% | $435,000 | 1.5% |
| SPRING EQ, LLC | 58 | 8.700% | $65,000 | 66.9% |
| ALLIANT CREDIT UNION | 58 | 8.000% | $155,000 | 19.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 58 | 6.490% | $385,000 | 5.9% |
| PLAZA HOME MORTGAGE, INC. | 56 | 6.625% | $440,000 | 20.0% |
| Coastal Community Bank | 55 | 9.740% | $55,000 | 3.0% |
| OREGONIANS CREDIT UNION | 55 | 5.500% | $85,000 | 16.7% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 53 | 6.625% | $435,000 | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 53 | 10.250% | $395,000 | 0.0% |
| Banner Bank | 52 | 6.625% | $260,000 | 39.2% |
| LENNAR MORTGAGE, LLC | 52 | 4.990% | $425,000 | 10.2% |
| BAY EQUITY LLC | 51 | 6.625% | $385,000 | 3.8% |
| A&D Mortgage LLC | 49 | 6.500% | $425,000 | 9.3% |
| SELCO COMMUNITY | 43 | 7.250% | $105,000 | 36.0% |
| HomeStreet Bank | 42 | 7.000% | $305,000 | 10.4% |
| iQ Credit Union | 41 | 7.250% | $115,000 | 26.8% |
| ALAMEDA MORTGAGE CORPORATION | 39 | 6.625% | $425,000 | 0.0% |
| BMO Bank National Association | 38 | 7.125% | $415,000 | 42.4% |
| CANOPY MORTGAGE, LLC | 38 | 6.625% | $385,000 | 0.0% |
| Kiavi Funding, Inc. | 37 | 10.490% | $405,000 | 14.0% |
| HOMEXPRESS MORTGAGE CORP. | 36 | 7.313% | $490,000 | 12.2% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 35 | 6.624% | $385,000 | 0.0% |
| Yakima Federal Savings and Loan Association | 35 | 6.500% | $535,000 | 2.6% |
| Boeing Employees Credit Union | 34 | 6.433% | $185,000 | 21.7% |
| Morgan Stanley Private Bank, National Association | 33 | 6.100% | $585,000 | 2.9% |
| Lendage, LLC | 32 | 11.000% | $55,000 | 8.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 31 | 7.375% | $105,000 | 22.0% |
| Washington Trust Bank | 31 | 6.375% | $285,000 | 24.4% |
| NBKC BANK | 30 | 6.313% | $505,000 | 6.3% |
| Synergy One Lending, Inc. | 30 | 6.495% | $435,000 | 3.2% |
| PNC Bank, National Association | 29 | 5.990% | $205,000 | 39.6% |
| SAMMAMISH MORTGAGE COMPANY | 28 | 6.375% | $510,000 | 0.0% |
| LIMA ONE CAPITAL, LLC | 28 | 10.025% | $1,075,000 | 6.7% |
| LAKEVIEW LOAN SERVICING, LLC | 27 | 6.250% | $365,000 | 58.3% |
| Cornerstone First Mortgage, Inc | 27 | 6.875% | $435,000 | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 27 | 6.625% | $315,000 | 6.9% |
| COLUMBIA COMMUNITY CREDIT UNION | 26 | 6.125% | $110,000 | 40.0% |
| USAA Federal Savings Bank | 26 | 6.500% | $415,000 | 36.6% |
| Third Federal Savings and Loan Association of Cleveland | 26 | 6.990% | $135,000 | 22.9% |
| CORNERSTONE CAPITAL BANK, SSB | 26 | 6.750% | $405,000 | 3.7% |
| TRIAD FINANCIAL SERVICES, INC. | 25 | 8.610% | $115,000 | 38.5% |
| Commerce Home Mortgage, Inc. | 24 | 6.813% | $440,000 | 20.0% |
| AmeriSave Mortgage Corporation | 23 | 8.750% | $95,000 | 78.4% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 23 | 6.370% | $515,000 | 6.5% |
| Charles Schwab Bank, SSB | 23 | 5.550% | $805,000 | 4.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 22 | 10.068% | $195,000 | 15.4% |
| 254900RNV63A0TIZNK90 | 22 | 6.313% | $390,000 | 0.0% |
| 212 Loans of Oregon, LLC | 22 | 10.995% | $390,000 | 0.0% |
| OCMBC, INC. | 21 | 7.250% | $375,000 | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | 21 | 6.490% | $385,000 | 4.6% |
| QUORUM FEDERAL CREDIT UNION | 20 | 8.375% | $160,000 | 31.0% |
| FIRST COMMUNITY | 20 | 5.250% | $385,000 | 22.2% |
| Sunflower Bank, National Association | 20 | 6.495% | $465,000 | 9.1% |
| NEXERA HOLDING LLC | 20 | 7.125% | $285,000 | 8.7% |
| LENDSURE MORTGAGE CORP. | 20 | 7.500% | $500,000 | 4.6% |
| GoodLeap, LLC | 19 | 7.500% | $95,000 | 28.6% |
| Plains Commerce Bank | 19 | 6.375% | $415,000 | 0.0% |
| UBS Bank USA | 19 | 5.750% | $615,000 | 0.0% |
| Tomo Mortgage, LLC | 18 | 6.375% | $435,000 | 5.0% |
| Embold Federal Credit Union | 18 | 7.740% | $90,000 | 26.9% |
| CHAMPIONS FUNDING, LLC | 18 | 8.375% | $320,000 | 14.3% |
| FINANCE OF AMERICA REVERSE LLC | 18 | 6.375% | $260,000 | 10.0% |
| MARION AND POLK SCHOOLS CREDIT UNION | 18 | 7.250% | $170,000 | 14.3% |
| PRIORITY HOME LENDING, LLC | 18 | 6.490% | $375,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 17 | 7.750% | $205,000 | 30.8% |
| Prosperity Home Mortgage, LLC | 17 | 6.500% | $465,000 | 15.0% |
| DEEPHAVEN MORTGAGE LLC | 17 | 7.625% | $405,000 | 43.3% |
| ENVOY MORTGAGE, LTD | 17 | 6.750% | $475,000 | 5.6% |
| Flagstar Bank, N.A. | 17 | 6.750% | $395,000 | 26.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 17 | 6.375% | $365,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 17 | 6.625% | $365,000 | 5.6% |
| SELECT LENDING SERVICES LLC | 17 | 7.000% | $355,000 | 0.0% |
| STG MORTGAGE INC | 16 | 6.750% | $465,000 | 5.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 16 | 10.303% | $425,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 16 | 9.500% | $585,000 | 0.0% |
| Discover Bank | 15 | 9.310% | $75,000 | 77.8% |
| GEORGIA'S OWN | 15 | 8.500% | $235,000 | 28.6% |
| JMAC LENDING, INC. | 15 | 6.375% | $395,000 | 0.0% |
| RESICENTRAL, LLC | 15 | 6.125% | $445,000 | 0.0% |
| 5493004T38NMC864VL66 | 15 | 10.500% | $295,000 | 11.8% |
| 21st Mortgage Corporation | 14 | 11.115% | $80,000 | 78.3% |
| PHH Mortgage Corporation | 14 | 5.933% | $500,000 | 11.8% |
| Northpointe Bank | 14 | 6.520% | $635,000 | 12.5% |
| Citadel Servicing Corporation | 14 | 7.062% | $350,000 | 0.0% |
| The Huntington National Bank | 14 | 7.250% | $785,000 | 6.7% |
| Bethpage Federal Credit Union | 13 | 6.490% | $65,000 | 53.6% |
| LOWER, LLC | 13 | 6.625% | $355,000 | 27.8% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 13 | 3.500% | $245,000 | 13.3% |
| Valon Mortgage, Inc. | 13 | 9.250% | $55,000 | 0.0% |
| Ameris Bank | 13 | 6.490% | $465,000 | 0.0% |
| PACIFIC N W FEDERAL CREDIT UNION | 12 | 7.175% | $95,000 | 25.0% |
| NexBank | 12 | 6.563% | $425,000 | 20.0% |
| PLANET HOME LENDING, LLC | 12 | 6.063% | $400,000 | 14.3% |
| LoanUnited.com, LLC | 11 | 5.875% | $415,000 | 31.3% |
| Citibank, National Association | 11 | 6.375% | $575,000 | 26.7% |
| 254900CTT87ZKAUTIJ37 | 11 | 9.750% | $345,000 | 21.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 11 | 6.000% | $355,000 | 21.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.875% | $405,000 | 8.3% |
| AMERICAN FINANCING CORPORATION | 10 | 6.875% | $180,000 | 59.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 10 | 5.933% | $410,000 | 34.8% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 10 | 6.875% | $280,000 | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 10 | 6.563% | $235,000 | 29.4% |
| 5Z1UQ1CWY0DQ3KJWDQ07 | 10 | 5.965% | $1,855,000 | 33.3% |
| ARC HOME LLC | 10 | 6.938% | $415,000 | 28.6% |
| SUN WEST MORTGAGE COMPANY, INC. | 10 | 5.933% | $425,000 | 25.0% |
| Mechanics Bank | 10 | 6.350% | $465,000 | 28.6% |
| Heritage Bank | 10 | 6.880% | $475,000 | 21.4% |
| USALLIANCE FEDERAL CREDIT UNION | 10 | 7.875% | $150,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 65.7% |
| Oregon State Credit Union | 9 | Under 10 loans | Under 10 loans | 23.5% |
| TWINSTAR | 9 | Under 10 loans | Under 10 loans | 47.1% |
| MORIA DEVELOPMENT, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Castparts Employees Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 28.6% |
| Ixonia Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| AMWEST FUNDING CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 10.0% |
| BPL MORTGAGE TRUST, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 8 | Under 10 loans | Under 10 loans | 55.6% |
| ROYAL PACIFIC FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 9.1% |
| HomeTrust Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Hometown Equity Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 65.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 33.3% |
| Manufacturers and Traders Trust Company | 7 | Under 10 loans | Under 10 loans | 38.5% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 7 | Under 10 loans | Under 10 loans | 12.5% |
| TOP FLITE FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| CHURCHILL MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 7 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| AMERITRUST MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 12.5% |
| SUMMIT FUNDING, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| 1st Security Bank of Washington | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| CLEAREDGE LENDING LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| GESA | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GUIDANCE RESIDENTIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Peak Residential Lending Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| SOUTH RIVER MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 272 lenders each made 5 or fewer mortgages here, and are counted in the totals above.
Bank branches in Multnomah County
112 FDIC-insured branches from 20 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| U.S. Bank National Association | 18 | $9.4 billion |
| Wells Fargo Bank, National Association | 18 | $4.1 billion |
| JPMorgan Chase Bank, National Association | 17 | $2.8 billion |
| Columbia Bank | 14 | $1.6 billion |
| KeyBank National Association | 11 | $3.1 billion |
| Bank of America, National Association | 10 | $9.6 billion |
| BMO Bank National Association | 5 | $683.6 million |
| Beneficial State Bank | 3 | $380.0 million |
| WaFd Bank | 3 | $377.0 million |
| Heritage Bank | 2 | $455.9 million |
| Riverview Bank | 2 | $159.6 million |
| Washington Trust Bank | 1 | $365.2 million |
| Summit Bank | 1 | $179.5 million |
| Banner Bank | 1 | $145.5 million |
| Pacific West Bank | 1 | $130.2 million |
| Zions Bancorporation, N.A. | 1 | $116.7 million |
| First Interstate Bank | 1 | $68.3 million |
| Clackamas County Bank | 1 | $42.7 million |
| Mechanics Bank | 1 | $33.4 million |
| Davidson Trust Co. | 1 | $0 |
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 24150 Se Stark St, Gresham
- HomeStreet Bank, 22 Nw 23rd Ave, Portland
- Pacific Premier Bank, National Association, 111 Sw Columbia St, Suite 1090, Portland
Get told when this changes
When the next year’s lending figures are out for Multnomah County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.