SUMMIT MORTGAGE CORPORATION
SUMMIT MORTGAGE CORPORATION received 673 applications in 2025 and made 463 mortgages, in 53 counties across 8 states. The median rate its borrowers got was 6.490% on a median loan of $425,000. Of 489 decisions, 15 were denials — 3.1%, most often for credit history.
| Legal Entity Identifier | 549300O2EZG72LO2FX38 |
|---|---|
| Applications received | 673 |
| Mortgages made | 463 |
| Denied | 15 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 184 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.147 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 348 | 6.490% | $425,000 | 3.3% |
| Refinancing | 66 | 6.375% | $490,000 | 1.5% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | Not published |
| Other purposes | 49 | 6.875% | $355,000 | 3.7% |
Where SUMMIT MORTGAGE CORPORATION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Clark County, WA | 153 | 6.375% | 3.0% |
| Multnomah County, OR | 90 | 6.625% | 2.1% |
| Washington County, OR | 62 | 6.490% | 1.6% |
| Clackamas County, OR | 41 | 6.375% | 4.7% |
| Deschutes County, OR | 13 | 6.375% | 0.0% |
| Cowlitz County, WA | 11 | 6.500% | 8.3% |
| Lane County, OR | 9 | Under 10 loans | 10.0% |
| Spokane County, WA | 9 | Under 10 loans | 0.0% |
| Tillamook County, OR | 7 | Under 10 loans | 0.0% |
| Marion County, OR | 5 | Under 10 loans | 0.0% |
| Lewis County, WA | 5 | Under 10 loans | 0.0% |
| Columbia County, OR | 4 | Under 10 loans | 0.0% |
| Skamania County, WA | 4 | Under 10 loans | 0.0% |
| Clatsop County, OR | 3 | Under 10 loans | 0.0% |
| Wasco County, OR | 3 | Under 10 loans | 0.0% |
| Yamhill County, OR | 3 | Under 10 loans | 0.0% |
| King County, WA | 3 | Under 10 loans | 0.0% |
| Pacific County, WA | 3 | Under 10 loans | 0.0% |
| San Diego County, CA | 2 | Under 10 loans | 0.0% |
| Ada County, ID | 2 | Under 10 loans | 0.0% |
| Crook County, OR | 2 | Under 10 loans | 0.0% |
| Hood River County, OR | 2 | Under 10 loans | 0.0% |
| Lincoln County, OR | 2 | Under 10 loans | 0.0% |
| Malheur County, OR | 2 | Under 10 loans | 0.0% |
| Grays Harbor County, WA | 2 | Under 10 loans | 0.0% |
| Pierce County, WA | 2 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 1 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 0.0% |
| Nevada County, CA | 1 | Under 10 loans | 0.0% |
| Riverside County, CA | 1 | Under 10 loans | 50.0% |
| Montrose County, CO | 1 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Bonner County, ID | 1 | Under 10 loans | 0.0% |
| Kootenai County, ID | 1 | Under 10 loans | 0.0% |
| Coos County, OR | 1 | Under 10 loans | 0.0% |
| Klamath County, OR | 1 | Under 10 loans | 0.0% |
| Linn County, OR | 1 | Under 10 loans | 0.0% |
| Meade County, SD | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Douglas County, WA | 1 | Under 10 loans | 0.0% |
| Jefferson County, WA | 1 | Under 10 loans | 0.0% |
| Mason County, WA | 1 | Under 10 loans | 0.0% |
| San Juan County, WA | 1 | Under 10 loans | 0.0% |
| Thurston County, WA | 1 | Under 10 loans | 0.0% |
| Yakima County, WA | 1 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 0 | Under 10 loans | 0.0% |
| Lake County, FL | 0 | Under 10 loans | Not published |
| Lee County, FL | 0 | Under 10 loans | Not published |
| Canyon County, ID | 0 | Under 10 loans | 100.0% |
| Benton County, OR | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.