Mortgage lenders in Clackamas County
9,748 mortgages were made in Clackamas County, Oregon, in 2025, by 406 lenders. The median rate their borrowers got was 6.875% on a median loan of $355,000. Of 12,860 decisions, 2,425 were denials — 18.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| ONPOINT COMMUNITY CREDIT UNION | 1,519 | 7.500% | $125,000 | 16.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 634 | 6.375% | $480,000 | 8.2% |
| Rocket Mortgage, LLC | 463 | 6.875% | $285,000 | 15.7% |
| GUILD MORTGAGE COMPANY | 397 | 6.625% | $455,000 | 2.5% |
| U.S. Bank National Association | 303 | 8.200% | $155,000 | 35.7% |
| NATIONS DIRECT MORTGAGE, LLC | 233 | 6.490% | $485,000 | 1.7% |
| Embold Federal Credit Union | 228 | 7.740% | $105,000 | 20.1% |
| Bank of America, National Association | 224 | 6.240% | $160,000 | 37.5% |
| CMG MORTGAGE, INC. | 219 | 6.500% | $515,000 | 2.4% |
| Fairway Independent Mortgage Corporation | 184 | 6.500% | $445,000 | 9.3% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 177 | 7.500% | $205,000 | 11.8% |
| PENNYMAC LOAN SERVICES, LLC | 169 | 6.750% | $355,000 | 12.7% |
| MORTGAGE EXPRESS, LLC | 146 | 6.490% | $480,000 | 4.6% |
| Umpqua Bank | 139 | 7.900% | $305,000 | 26.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 136 | 6.875% | $485,000 | 6.0% |
| NEWREZ LLC | 123 | 6.750% | $405,000 | 21.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 123 | 6.750% | $475,000 | 3.2% |
| Rivermark Community | 118 | 7.740% | $105,000 | 22.9% |
| JPMorgan Chase Bank, National Association | 118 | 6.500% | $495,000 | 13.7% |
| MOVEMENT MORTGAGE, LLC | 109 | 6.750% | $425,000 | 7.9% |
| GUARANTEED RATE, INC. | 108 | 6.625% | $475,000 | 7.6% |
| Unitus Community Credit Union | 107 | 7.250% | $105,000 | 37.4% |
| CLM MORTGAGE, INC. | 105 | 5.490% | $495,000 | 3.5% |
| SPRING EQ, LLC | 93 | 9.375% | $95,000 | 57.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 93 | 6.375% | $515,000 | 1.0% |
| Loandepot.Com, LLC | 75 | 7.875% | $155,000 | 20.4% |
| NATIONSTAR MORTGAGE LLC | 74 | 8.375% | $105,000 | 20.2% |
| UNION HOME MORTGAGE CORP. | 73 | 6.625% | $485,000 | 5.0% |
| THE LOAN STORE, INC. | 71 | 6.875% | $345,000 | 13.2% |
| Paramount Residential Mortgage Group, Inc. | 70 | 6.500% | $505,000 | 0.0% |
| KeyBank National Association | 68 | 8.500% | $355,000 | 27.4% |
| TRIAD FINANCIAL SERVICES, INC. | 65 | 8.730% | $125,000 | 33.5% |
| Consolidated Federal Credit Union | 64 | 4.990% | $155,000 | 20.0% |
| Navy Federal Credit Union | 63 | 7.950% | $205,000 | 26.4% |
| FREEDOM MORTGAGE CORPORATION | 62 | 6.000% | $525,000 | 12.9% |
| Wells Fargo Bank, National Association | 60 | 6.250% | $430,000 | 22.1% |
| ALLIANT CREDIT UNION | 59 | 8.000% | $165,000 | 20.5% |
| KIND LENDING, LLC | 56 | 6.563% | $475,000 | 20.8% |
| OREGON COMMUNITY | 55 | 7.750% | $105,000 | 20.5% |
| Banner Bank | 53 | 6.875% | $245,000 | 35.2% |
| BETTER MORTGAGE CORPORATION | 49 | 7.000% | $405,000 | 38.0% |
| Broker Solutions, Inc. | 47 | 6.875% | $465,000 | 13.6% |
| DIRECTORS MORTGAGE, INC. | 47 | 6.625% | $475,000 | 0.0% |
| FIGURE LENDING LLC | 46 | 9.075% | $75,000 | 30.4% |
| Mortgage Research Center, LLC | 45 | 5.990% | $495,000 | 33.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 45 | 6.490% | $505,000 | 9.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 42 | 6.188% | $375,000 | 23.2% |
| SUMMIT MORTGAGE CORPORATION | 41 | 6.375% | $425,000 | 4.7% |
| Coastal Community Bank | 38 | 9.490% | $70,000 | 3.5% |
| A&D Mortgage LLC | 36 | 6.250% | $505,000 | 5.3% |
| OREGONIANS CREDIT UNION | 35 | 5.500% | $85,000 | 7.7% |
| AmeriSave Mortgage Corporation | 34 | 8.375% | $150,000 | 64.6% |
| ZILLOW HOME LOANS, LLC | 33 | 6.125% | $505,000 | 2.9% |
| 21st Mortgage Corporation | 32 | 10.320% | $115,000 | 74.0% |
| Sunflower Bank, National Association | 32 | 6.558% | $635,000 | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 31 | 6.500% | $475,000 | 0.0% |
| HomeStreet Bank | 31 | 7.750% | $305,000 | 11.4% |
| PLAZA HOME MORTGAGE, INC. | 30 | 6.625% | $400,000 | 26.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 29 | 7.875% | $115,000 | 14.7% |
| CANOPY MORTGAGE, LLC | 29 | 6.625% | $525,000 | 3.2% |
| BMO Bank National Association | 28 | 7.395% | $260,000 | 34.9% |
| Sierra Pacific Mortgage Company, Inc. | 27 | 6.625% | $475,000 | 9.1% |
| GO MORTGAGE, LLC | 27 | 6.490% | $475,000 | 0.0% |
| GEORGIA'S OWN | 26 | 8.125% | $305,000 | 21.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 26 | 10.603% | $125,000 | 6.9% |
| iQ Credit Union | 25 | 7.250% | $105,000 | 13.3% |
| BAY EQUITY LLC | 25 | 6.875% | $455,000 | 13.8% |
| HOMEXPRESS MORTGAGE CORP. | 24 | 7.375% | $560,000 | 22.6% |
| LAKEVIEW LOAN SERVICING, LLC | 23 | 6.250% | $315,000 | 57.1% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 23 | 6.990% | $365,000 | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 23 | 6.990% | $125,000 | 32.4% |
| DHI MORTGAGE COMPANY, LTD. | 23 | 5.750% | $415,000 | 3.9% |
| LONGBRIDGE FINANCIAL, LLC | 23 | 6.125% | $335,000 | 6.9% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 23 | 6.625% | $505,000 | 0.0% |
| Synergy One Lending, Inc. | 22 | 6.438% | $440,000 | 8.3% |
| Commerce Home Mortgage, Inc. | 21 | 6.750% | $455,000 | 8.7% |
| QUORUM FEDERAL CREDIT UNION | 20 | 9.000% | $135,000 | 36.1% |
| NEXERA HOLDING LLC | 20 | 7.188% | $505,000 | 13.0% |
| Cornerstone First Mortgage, Inc | 19 | 6.625% | $545,000 | 0.0% |
| Flagstar Bank, N.A. | 18 | 6.563% | $425,000 | 33.3% |
| MARION AND POLK SCHOOLS CREDIT UNION | 18 | 7.000% | $270,000 | 28.0% |
| SCENIC OAKS FUNDING, LLC | 18 | 6.625% | $530,000 | 0.0% |
| FIRST COMMUNITY | 17 | 5.500% | $375,000 | 39.3% |
| TWINSTAR | 17 | 7.500% | $75,000 | 32.0% |
| Prosperity Home Mortgage, LLC | 17 | 6.250% | $515,000 | 5.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 17 | 6.375% | $395,000 | 0.0% |
| HOMEAMERICAN MORTGAGE CORPORATION | 17 | 4.500% | $545,000 | 10.0% |
| Discover Bank | 16 | 9.540% | $75,000 | 74.2% |
| Oregon State Credit Union | 16 | 7.250% | $150,000 | 32.0% |
| Citadel Servicing Corporation | 16 | 7.625% | $585,000 | 15.4% |
| Lendage, LLC | 16 | 10.313% | $75,000 | 13.0% |
| CORNERSTONE CAPITAL BANK, SSB | 16 | 6.500% | $495,000 | 0.0% |
| AMERICAN FINANCING CORPORATION | 15 | 6.500% | $305,000 | 60.5% |
| PULTE MORTGAGE LLC | 14 | 5.250% | $650,000 | 0.0% |
| 254900RNV63A0TIZNK90 | 14 | 6.688% | $555,000 | 5.6% |
| FINANCE OF AMERICA REVERSE LLC | 14 | 6.000% | $300,000 | 17.7% |
| SUMMIT FUNDING, INC. | 14 | 6.313% | $435,000 | 0.0% |
| JMAC LENDING, INC. | 14 | 6.558% | $435,000 | 6.7% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 14 | 6.875% | $475,000 | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 13 | 8.800% | $105,000 | 52.9% |
| COLUMBIA COMMUNITY CREDIT UNION | 13 | 5.240% | $105,000 | 40.0% |
| GoodLeap, LLC | 13 | 8.550% | $75,000 | 21.7% |
| SELCO COMMUNITY | 13 | 7.250% | $105,000 | 44.0% |
| Valon Mortgage, Inc. | 13 | 7.450% | $55,000 | 6.3% |
| PENTAGON FEDERAL CREDIT UNION | 12 | 7.750% | $305,000 | 48.0% |
| PNC Bank, National Association | 12 | 5.990% | $285,000 | 31.6% |
| AgWest Farm Credit, FLCA | 12 | 6.200% | $590,000 | 14.3% |
| OCMBC, INC. | 12 | 6.688% | $470,000 | 5.9% |
| Morgan Stanley Private Bank, National Association | 12 | 5.775% | $810,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 12 | 6.625% | $440,000 | 0.0% |
| Castparts Employees Federal Credit Union | 12 | 7.790% | $110,000 | 13.3% |
| CHAMPIONS FUNDING, LLC | 12 | 8.125% | $550,000 | 29.4% |
| NEW WAVE LENDING GROUP INC | 12 | 6.625% | $545,000 | 0.0% |
| Washington Trust Bank | 12 | 7.313% | $615,000 | 7.7% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 12 | 10.250% | $355,000 | 0.0% |
| USAA Federal Savings Bank | 11 | 6.125% | $515,000 | 38.9% |
| LOWER, LLC | 11 | 7.000% | $425,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 11 | 6.125% | $595,000 | 15.4% |
| Citibank, National Association | 10 | 6.000% | $975,000 | 16.7% |
| Boeing Employees Credit Union | 10 | 5.990% | $115,000 | 41.2% |
| USALLIANCE FEDERAL CREDIT UNION | 10 | 8.063% | $190,000 | 33.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 10 | 6.500% | $470,000 | 0.0% |
| 1st Security Bank of Washington | 10 | 7.313% | $665,000 | 9.1% |
| Plains Commerce Bank | 10 | 6.500% | $505,000 | 0.0% |
| GTE Federal Credit Union | 10 | 7.750% | $140,000 | 9.1% |
| Yakima Federal Savings and Loan Association | 10 | 6.563% | $615,000 | 0.0% |
| Charles Schwab Bank, SSB | 10 | 5.363% | $865,000 | 0.0% |
| PHH Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 30.8% |
| SUN WEST MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 27.8% |
| NBKC BANK | 9 | Under 10 loans | Under 10 loans | 10.0% |
| AMWEST FUNDING CORP. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| SELECT LENDING SERVICES LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Willamette Valley Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Kiavi Funding, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 212 Loans of Oregon, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 60.0% |
| GENEVA FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| LoanUnited.com, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Clackamas County Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Mechanics Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| AAA CAPITAL INVESTMENT, INC. | 6 | Under 10 loans | Under 10 loans | 20.0% |
| ROGUE CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Point West Credit Union | 6 | Under 10 loans | Under 10 loans | 12.5% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| RIGHT START MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| KEYSTONE FUNDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Peak Residential Lending Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 54.6% |
| Ixonia Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| RED CANOE CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Click n' Close, Inc. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| PACIFIC N W FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 5493004T38NMC864VL66 | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Luminate Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 25.0% |
| HomeTrust Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| RESIDENTIAL MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| TOP FLITE FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIBRE | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Presidential Bank, FSB | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FlexPoint, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HAPO COMMUNITY CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CLEAREDGE LENDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Genisys Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Zions Bancorporation, N.A. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FRANKLIN LOAN CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Summit Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CBRE MULTIFAMILY CAPITAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 3 | Under 10 loans | Under 10 loans | 10.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 206 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Clackamas County
78 FDIC-insured branches from 18 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| U.S. Bank National Association | 13 | $2.2 billion |
| JPMorgan Chase Bank, National Association | 12 | $1.8 billion |
| KeyBank National Association | 11 | $702.9 million |
| Wells Fargo Bank, National Association | 9 | $1.6 billion |
| Columbia Bank | 8 | $733.5 million |
| Bank of America, National Association | 7 | $1.3 billion |
| Clackamas County Bank | 3 | $187.4 million |
| BMO Bank National Association | 3 | $89.5 million |
| Northwest Bank | 2 | $380.1 million |
| Pacific West Bank | 2 | $230.3 million |
| First-Citizens Bank & Trust Company | 1 | $181.9 million |
| Banner Bank | 1 | $148.0 million |
| Mechanics Bank | 1 | $44.9 million |
| WaFd Bank | 1 | $28.6 million |
| First Interstate Bank | 1 | $19.7 million |
| Bank of the Pacific | 1 | $19.1 million |
| Citizens Bank | 1 | $16.5 million |
| Riverview Bank | 1 | $0 |
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- HomeStreet Bank, 3970 Mercantile Dr, Ste 105, Lake Oswego
- Lewis & Clark Bank, 15960 Agnes Ave, Oregon City
- Manufacturers and Traders Trust Company, 4000 Kruse Way Place, Lake Oswego
Get told when this changes
When the next year’s lending figures are out for Clackamas County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.