Mortgage Lender Index

LIMA ONE CAPITAL, LLC

LIMA ONE CAPITAL, LLC received 3,876 applications in 2025 and made 2,305 mortgages, in 682 counties across 46 states. The median rate its borrowers got was 8.900% on a median loan of $215,000. Of 3,168 decisions, 863 were denials — 27.2%, most often for collateral.

Legal Entity Identifier254900FBWEZ3YUPOBN33
Applications received3,876
Mortgages made2,305
Denied863
Approved, not taken up0
Withdrawn or incomplete708
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,078 9.513%$215,000 24.5%
Refinancing525 9.700%$275,000 28.0%
Cash-out refinancing702 7.500%$165,000 30.6%
Other purposes0 Under 10 loansUnder 10 loans 100.0%

Where LIMA ONE CAPITAL, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Shelby County, TN 837.783%13.5%
Clark County, NV 528.650%17.5%
Hoke County, NC 5210.700%3.7%
Greenville County, SC 379.950%7.5%
Marion County, IN 308.350%23.1%
Lee County, FL 289.450%20.0%
Multnomah County, OR 2810.025%6.7%
Mecklenburg County, NC 278.900%20.6%
Harris County, TX 2710.450%34.2%
Jackson County, MO 267.400%21.2%
Cuyahoga County, OH 267.856%25.7%
Pinellas County, FL 259.000%43.2%
Washington County, OR 256.937%3.9%
Allegheny County, PA 257.300%28.6%
DeKalb County, GA 239.950%20.7%
Fulton County, GA 2310.600%41.0%
Cook County, IL 218.883%44.7%
Cumberland County, NC 216.900%19.2%
Wilson County, NC 207.750%4.8%
Broward County, FL 189.300%60.9%
Hillsborough County, FL 189.000%25.0%
Palm Beach County, FL 189.475%21.7%
Brevard County, FL 179.950%15.0%
Wayne County, MI 178.050%57.5%
Camden County, NJ 177.250%15.0%
Spotsylvania County, VA 1710.200%0.0%
Benton County, WA 179.700%0.0%
Philadelphia County, PA 169.125%48.4%
Dallas County, TX 169.200%38.5%
Wasatch County, UT 1610.450%0.0%
Louisa County, VA 1610.450%0.0%
Maricopa County, AZ 157.500%21.1%
Miami-Dade County, FL 159.900%42.3%
Richmond County, GA 157.800%0.0%
Baltimore city, MD 147.775%44.0%
Hamilton County, OH 148.325%12.5%
Laurens County, SC 1410.450%0.0%
Fairfax County, VA 148.475%0.0%
Pulaski County, AR 137.550%13.3%
Duval County, FL 138.400%35.0%
Cabarrus County, NC 139.450%18.8%
Gaston County, NC 139.500%13.3%
Bell County, TX 1310.150%0.0%
Jefferson County, AL 128.475%36.8%
Clark County, IN 129.250%0.0%
Harnett County, NC 1210.925%7.7%
Luzerne County, PA 127.442%14.3%
York County, SC 129.950%7.7%
Lake County, IN 117.950%0.0%
St. Louis County, MO 117.200%31.3%

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When LIMA ONE CAPITAL, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.