Mortgage lenders in Jackson County
17,328 mortgages were made in Jackson County, Missouri, in 2025, by 519 lenders. The median rate their borrowers got was 6.625% on a median loan of $195,000. Of 22,024 decisions, 4,011 were denials — 18.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| COMMUNITYAMERICA CREDIT UNION | 1,654 | 6.490% | $125,000 | 21.0% |
| Rocket Mortgage, LLC | 874 | 6.625% | $175,000 | 17.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 750 | 6.500% | $245,000 | 9.9% |
| Fairway Independent Mortgage Corporation | 698 | 6.625% | $235,000 | 4.5% |
| LEADERONE FINANCIAL CORPORATION | 484 | 6.500% | $205,000 | 10.0% |
| GUILD MORTGAGE COMPANY | 452 | 6.490% | $185,000 | 5.8% |
| FLAT BRANCH MORTGAGE, INC. | 427 | 6.625% | $245,000 | 0.7% |
| Kiavi Funding, Inc. | 413 | 9.950% | $135,000 | 8.5% |
| Commerce Bank | 411 | 6.625% | $75,000 | 36.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 409 | 6.375% | $215,000 | 2.9% |
| Arvest Bank | 360 | 6.875% | $185,000 | 17.1% |
| COMMUNITY MORTGAGE, LLC | 332 | 6.490% | $235,000 | 0.6% |
| U.S. Bank National Association | 296 | 7.900% | $105,000 | 42.9% |
| First State Bank of St. Charles, Missouri | 288 | 6.500% | $285,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 287 | 6.250% | $245,000 | 15.1% |
| Prosperity Home Mortgage, LLC | 276 | 6.500% | $255,000 | 5.8% |
| The Central Trust Bank | 251 | 6.500% | $165,000 | 18.2% |
| UMB Bank, National Association | 232 | 5.990% | $105,000 | 32.4% |
| FREEDOM MORTGAGE CORPORATION | 222 | 6.250% | $245,000 | 12.8% |
| Mortgage Research Center, LLC | 221 | 6.250% | $255,000 | 28.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 211 | 6.750% | $245,000 | 4.0% |
| M SQUARED FINANCIAL LLC | 208 | 6.500% | $225,000 | 3.7% |
| Bank of America, National Association | 204 | 6.375% | $105,000 | 44.4% |
| SUMMIT FUNDING, INC. | 190 | 6.625% | $245,000 | 4.0% |
| NATIONSTAR MORTGAGE LLC | 185 | 8.250% | $85,000 | 16.5% |
| NBKC BANK | 184 | 6.125% | $300,000 | 11.1% |
| Loandepot.Com, LLC | 159 | 6.750% | $125,000 | 31.7% |
| Mazuma Credit Union | 155 | 7.750% | $105,000 | 30.5% |
| First National Bank of Omaha | 141 | 6.500% | $115,000 | 21.0% |
| Navy Federal Credit Union | 138 | 6.750% | $185,000 | 24.6% |
| Waterstone Mortgage Corporation | 136 | 6.250% | $200,000 | 1.5% |
| JPMorgan Chase Bank, National Association | 128 | 6.500% | $195,000 | 13.9% |
| Loan Funder LLC | 123 | 7.460% | $155,000 | 6.1% |
| First Federal Bank of Kansas City | 121 | 6.375% | $175,000 | 15.8% |
| Bank of Odessa | 121 | Not published | $175,000 | 2.4% |
| NEWREZ LLC | 117 | 6.500% | $235,000 | 39.4% |
| Capitol Federal Savings Bank | 117 | 6.250% | $165,000 | 15.2% |
| Equity Bank | 111 | 6.768% | $185,000 | 11.8% |
| Broker Solutions, Inc. | 103 | 6.750% | $195,000 | 24.6% |
| Bell Bank | 99 | 6.375% | $255,000 | 7.5% |
| First Bank | 96 | 6.625% | $230,000 | 6.7% |
| FIGURE LENDING LLC | 86 | 8.650% | $55,000 | 18.4% |
| BPL MORTGAGE TRUST, LLC | 83 | 7.375% | $125,000 | 5.1% |
| THE LOAN STORE, INC. | 82 | 6.625% | $205,000 | 11.5% |
| BMO Bank National Association | 79 | 8.730% | $105,000 | 39.4% |
| BOKF, National Association | 76 | 6.875% | $105,000 | 24.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 76 | 6.313% | $320,000 | 7.3% |
| GUARANTEED RATE, INC. | 75 | 6.625% | $245,000 | 9.3% |
| SPRING EQ, LLC | 73 | 8.950% | $55,000 | 51.3% |
| Click n' Close, Inc. | 70 | 6.625% | $195,000 | 10.1% |
| UNION HOME MORTGAGE CORP. | 68 | 6.375% | $285,000 | 4.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 67 | 6.375% | $235,000 | 23.3% |
| NBH Bank | 66 | 6.990% | $165,000 | 24.7% |
| 254900CTT87ZKAUTIJ37 | 65 | 8.250% | $125,000 | 18.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 65 | 6.625% | $265,000 | 1.5% |
| AmeriSave Mortgage Corporation | 61 | 7.250% | $85,000 | 73.3% |
| LAKEVIEW LOAN SERVICING, LLC | 61 | 6.990% | $155,000 | 43.0% |
| ENDEAVOR CAPITAL, LLC. | 60 | 6.563% | $210,000 | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 58 | 7.625% | $145,000 | 35.2% |
| MEGASTAR FINANCIAL CORP. | 57 | 6.500% | $205,000 | 1.7% |
| Oakstar Bank | 55 | 6.500% | $285,000 | 3.5% |
| GoodLeap, LLC | 54 | 6.500% | $95,000 | 24.7% |
| JLB CORPORATION | 53 | 6.375% | $195,000 | 8.6% |
| Luminate Bank | 52 | 6.875% | $205,000 | 16.1% |
| EVERETT FINANCIAL, INC. | 52 | 6.500% | $175,000 | 3.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 52 | 6.625% | $130,000 | 6.8% |
| PNC Bank, National Association | 50 | 7.395% | $115,000 | 19.7% |
| American Mortgage Bank, LLC | 50 | 6.813% | $215,000 | 8.8% |
| Cornerstone Bank | 49 | Not published | $165,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 48 | 6.563% | $260,000 | 9.4% |
| DOMINION FINANCIAL SERVICES, LLC | 48 | 7.375% | $140,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 48 | 6.688% | $220,000 | 2.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 47 | 6.625% | $155,000 | 52.3% |
| CMG MORTGAGE, INC. | 46 | 6.625% | $210,000 | 17.5% |
| SUN WEST MORTGAGE COMPANY, INC. | 46 | 6.625% | $240,000 | 9.8% |
| Wells Fargo Bank, National Association | 43 | 6.250% | $215,000 | 34.8% |
| Academy Bank, National Association | 43 | 6.625% | $340,000 | 14.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 42 | 6.625% | $205,000 | 10.4% |
| First Federal Bank | 41 | 6.375% | $215,000 | 18.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 40 | 7.990% | $130,000 | 18.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 38 | 9.863% | $85,000 | 20.4% |
| ZILLOW HOME LOANS, LLC | 38 | 6.625% | $245,000 | 11.4% |
| PLANET HOME LENDING, LLC | 38 | 5.990% | $245,000 | 11.6% |
| Landmark National Bank | 37 | 6.125% | $275,000 | 2.6% |
| Plains Commerce Bank | 36 | 6.750% | $320,000 | 2.7% |
| T2 FINANCIAL LLC | 36 | 6.995% | $305,000 | 0.0% |
| GENEVA FINANCIAL, LLC | 35 | 6.750% | $215,000 | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 34 | 7.625% | $150,000 | 6.4% |
| USAA Federal Savings Bank | 34 | 6.313% | $280,000 | 35.9% |
| AMERIHOME MORTGAGE COMPANY, LLC | 34 | 6.563% | $250,000 | 8.1% |
| North American Savings Bank, F.S.B. | 34 | 6.688% | $210,000 | 12.8% |
| Hometown Equity Mortgage, LLC | 34 | 7.063% | $155,000 | 32.0% |
| NEW DAY FINANCIAL, LLC | 33 | 6.750% | $215,000 | 41.4% |
| OCMBC, INC. | 33 | 7.375% | $185,000 | 17.4% |
| Stride Bank, National Association | 33 | 6.750% | $255,000 | 2.9% |
| Sierra Pacific Mortgage Company, Inc. | 31 | 6.750% | $275,000 | 16.2% |
| Hawthorn Bank | 31 | 6.740% | $175,000 | 22.5% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 31 | 6.500% | $235,000 | 0.0% |
| KIND LENDING, LLC | 30 | 7.250% | $220,000 | 9.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | 29 | 5.750% | $265,000 | 21.8% |
| Valon Mortgage, Inc. | 29 | 8.850% | $55,000 | 9.5% |
| CoreFirst Bank & Trust | 29 | 7.100% | $155,000 | 6.1% |
| NexBank | 28 | 6.625% | $205,000 | 12.5% |
| Equity Prime Mortgage LLC | 27 | 6.750% | $205,000 | 12.9% |
| Farmers Bank & Trust | 27 | 6.500% | $285,000 | 0.0% |
| Synergy One Lending, Inc. | 26 | 6.370% | $235,000 | 10.3% |
| LIMA ONE CAPITAL, LLC | 26 | 7.400% | $145,000 | 21.2% |
| Emporium TPO LLC | 26 | 7.125% | $165,000 | 5.4% |
| ROYAL UNITED MORTGAGE LLC | 26 | 6.500% | $125,000 | 13.3% |
| Discover Bank | 25 | 8.000% | $65,000 | 73.3% |
| BETTER MORTGAGE CORPORATION | 25 | 7.750% | $105,000 | 49.0% |
| Great American Bank | 25 | Not published | $195,000 | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 25 | 10.250% | $165,000 | 0.0% |
| Fidelity Bank, National Association | 24 | 6.813% | $175,000 | 7.7% |
| F & C Bank | 24 | Not published | $180,000 | 3.9% |
| The Federal Savings Bank | 23 | 6.125% | $265,000 | 20.0% |
| DEEPHAVEN MORTGAGE LLC | 23 | 7.500% | $145,000 | 40.0% |
| DELMAR FINANCIAL COMPANY | 23 | 6.750% | $255,000 | 3.7% |
| PHH Mortgage Corporation | 22 | 6.500% | $200,000 | 24.1% |
| 1ST MIDAMERICA CREDIT UNION | 22 | Not published | $90,000 | 16.1% |
| Third Federal Savings and Loan Association of Cleveland | 21 | 6.990% | $85,000 | 32.3% |
| First Federal Savings and Loan Bank | 21 | Not published | $145,000 | 8.0% |
| UNITED CONSUMERS CREDIT UNION | 20 | 6.563% | $150,000 | 28.6% |
| PLAZA HOME MORTGAGE, INC. | 20 | 6.625% | $230,000 | 28.6% |
| KS StateBank | 20 | 7.690% | $120,000 | 4.0% |
| DAS Acquisition Company, LLC | 20 | 6.563% | $230,000 | 13.0% |
| MAINSTREET FEDERAL CREDIT UNION | 19 | 7.500% | $95,000 | 34.1% |
| Great Southern Bank | 19 | 7.125% | $175,000 | 13.6% |
| 21st Mortgage Corporation | 18 | 11.755% | $50,000 | 64.7% |
| LOWER, LLC | 18 | 6.688% | $265,000 | 30.8% |
| CHAMPIONS FUNDING, LLC | 18 | 7.563% | $180,000 | 33.3% |
| LENDSURE MORTGAGE CORP. | 18 | 7.438% | $250,000 | 0.0% |
| Mid-America Bank | 18 | 7.250% | $260,000 | 0.0% |
| Bison State Bank | 17 | 6.625% | $365,000 | 0.0% |
| Armed Forces Bank, National Association | 17 | 6.250% | $315,000 | 22.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 17 | 6.990% | $225,000 | 15.0% |
| ALLIANT CREDIT UNION | 16 | 6.625% | $215,000 | 30.4% |
| Community First National Bank | 16 | Not published | $210,000 | 11.1% |
| LENNAR MORTGAGE, LLC | 16 | 5.995% | $285,000 | 20.0% |
| Pinnacle Bank | 16 | 7.350% | $190,000 | 0.0% |
| Paramount Bank | 16 | 6.438% | $255,000 | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | 16 | 6.563% | $295,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 15 | 7.625% | $105,000 | 50.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 15 | 9.865% | $115,000 | 6.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 15 | 6.125% | $315,000 | 11.8% |
| A&D Mortgage LLC | 15 | 6.625% | $225,000 | 25.0% |
| Flagstar Bank, N.A. | 14 | 6.500% | $245,000 | 31.8% |
| Paramount Residential Mortgage Group, Inc. | 13 | 7.000% | $165,000 | 7.1% |
| MOVEMENT MORTGAGE, LLC | 13 | 6.875% | $255,000 | 11.8% |
| Intrust Bank, National Association | 13 | 6.550% | $175,000 | 13.3% |
| Genesis Capital, LLC | 13 | 9.000% | $155,000 | 0.0% |
| LENDINGONE, LLC | 12 | 7.230% | $185,000 | 75.5% |
| Manufacturers and Traders Trust Company | 12 | 6.438% | $160,000 | 20.0% |
| Community National Bank & Trust | 12 | 6.870% | $195,000 | 20.0% |
| Security Bank of Kansas City | 12 | Not published | $255,000 | 13.3% |
| Midwest Mortgage Associates Corporation | 12 | 6.688% | $265,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 11 | 6.750% | $265,000 | 21.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 11 | 7.750% | $235,000 | 7.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 11 | 6.750% | $245,000 | 0.0% |
| Old National Bank | 11 | 6.000% | $295,000 | 8.3% |
| FINANCE OF AMERICA REVERSE LLC | 11 | 6.625% | $125,000 | 0.0% |
| Citadel Servicing Corporation | 10 | 8.438% | $245,000 | 5.3% |
| Regions Bank | 10 | 7.500% | $95,000 | 31.3% |
| River Region Credit Union | 10 | Not published | $190,000 | 5.6% |
| CONVENTUS LLC | 10 | 10.495% | $250,000 | 0.0% |
| Southern Bank | 10 | 7.500% | $80,000 | 16.7% |
| Verimore Bank | 10 | Not published | $120,000 | 8.3% |
| Gateway First Bank | 10 | 6.813% | $235,000 | 0.0% |
| Bank of Weston | 10 | Not published | $145,000 | 0.0% |
| MISSION LOANS, LLC | 9 | Under 10 loans | Under 10 loans | 15.4% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 9 | Under 10 loans | Under 10 loans | 16.7% |
| GERSHMAN INVESTMENT CORP. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| R G Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Sunflower Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Union Bank and Trust Company | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Stifel Bank and Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 10.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| PANORAMA MORTGAGE GROUP, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| 5493004T38NMC864VL66 | 8 | Under 10 loans | Under 10 loans | 33.3% |
| TOWNE MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Truity Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 11.1% |
| The Nodaway Valley Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Preferred Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 7 | Under 10 loans | Under 10 loans | 65.5% |
| Zippy Loans, LLC | 7 | Under 10 loans | Under 10 loans | 36.4% |
| TOP FLITE FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Cornerstone First Mortgage, Inc | 7 | Under 10 loans | Under 10 loans | 0.0% |
| State Bank of Missouri | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Wood & Huston Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 45.5% |
| 984500RF83EA742B5589 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 319 lenders each made 6 or fewer mortgages here, and are counted in the totals above.
Bank branches in Jackson County
170 FDIC-insured branches from 43 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
11 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Commerce Bank, 6100 Troost Ave, Kansas City
- Country Club Bank, 1 Ward Pkwy, Kansas City
- Country Club Bank, 1 Ward Pkwy, Kansas City
- Country Club Bank, 10000 Wornall Rd, Kansas City
- Country Club Bank, 1100 Main St, Ste 200, Kansas City
- Country Club Bank, 32 Se 3rd St, Lee'S Summit
- Country Club Bank, 4343 Belleview Ave, Kansas City
- Country Club Bank, 831 Ne Woods Chapel Rd, Lees Summit
- NBH Bank, 1100 N.W. Outer Road, Blue Springs
- NBH Bank, 6249 Brookside Blvd, Kansas City
- U.S. Bank National Association, 2301 Holmes St, Kansas City
Get told when this changes
When the next year’s lending figures are out for Jackson County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.