Stride Bank, National Association
Stride Bank, National Association received 2,212 applications in 2025 and made 1,775 mortgages, in 685 counties across 49 states. The median rate its borrowers got was 6.500% on a median loan of $275,000. Of 1,847 decisions, 60 were denials — 3.3%, most often for credit history.
| Legal Entity Identifier | 549300O5WDIJU8S7OI05 |
|---|---|
| Applications received | 2,212 |
| Mortgages made | 1,775 |
| Denied | 60 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 365 |
| Loans bought from other lenders | 3,525 |
| Median rate spread over the prime offer rate | 0.158 points |
| FDIC-insured bank | Yes: Stride Bank, National Association, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1,639 | 6.500% | $275,000 | 2.3% |
| Refinancing | 74 | 6.313% | $265,000 | 10.8% |
| Cash-out refinancing | 49 | 6.625% | $275,000 | 12.5% |
| Other purposes | 13 | 7.000% | $125,000 | 31.6% |
Where Stride Bank, National Association lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Oklahoma County, OK | 411 | 6.125% | 1.7% |
| Canadian County, OK | 211 | 5.500% | 1.4% |
| Tulsa County, OK | 205 | 6.625% | 0.5% |
| Cleveland County, OK | 172 | 5.990% | 3.9% |
| Pottawatomie County, OK | 49 | 6.750% | 3.9% |
| Clay County, MO | 48 | 6.563% | 2.0% |
| Johnson County, KS | 46 | 6.813% | 11.3% |
| Wagoner County, OK | 44 | 6.375% | 6.4% |
| Logan County, OK | 37 | 6.160% | 5.1% |
| Jackson County, MO | 33 | 6.750% | 2.9% |
| Rogers County, OK | 30 | 6.563% | 3.2% |
| Platte County, MO | 25 | 6.625% | 0.0% |
| Creek County, OK | 23 | 6.625% | 0.0% |
| McClain County, OK | 22 | 6.188% | 12.0% |
| Woodward County, OK | 22 | 6.750% | 12.0% |
| Delaware County, OK | 19 | 6.875% | 0.0% |
| Garfield County, OK | 19 | 7.125% | 0.0% |
| Grady County, OK | 14 | 6.250% | 0.0% |
| Washington County, OK | 14 | 6.563% | 0.0% |
| Miami County, KS | 13 | 6.500% | 7.1% |
| Lincoln County, OK | 13 | 6.500% | 0.0% |
| Payne County, OK | 10 | 6.500% | 0.0% |
| Buchanan County, MO | 9 | Under 10 loans | 0.0% |
| Osage County, OK | 9 | Under 10 loans | 10.0% |
| Wyandotte County, KS | 8 | Under 10 loans | 0.0% |
| Cass County, MO | 8 | Under 10 loans | 0.0% |
| Bryan County, OK | 8 | Under 10 loans | 0.0% |
| Mayes County, OK | 8 | Under 10 loans | 0.0% |
| Williamson County, TX | 8 | Under 10 loans | 0.0% |
| Okmulgee County, OK | 7 | Under 10 loans | 12.5% |
| Ottawa County, OK | 7 | Under 10 loans | 12.5% |
| Pima County, AZ | 6 | Under 10 loans | 0.0% |
| Leavenworth County, KS | 5 | Under 10 loans | 16.7% |
| Travis County, TX | 5 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 4 | Under 10 loans | 0.0% |
| Carter County, OK | 4 | Under 10 loans | 0.0% |
| Craig County, OK | 4 | Under 10 loans | 0.0% |
| McCurtain County, OK | 4 | Under 10 loans | 0.0% |
| Marshall County, OK | 4 | Under 10 loans | 0.0% |
| Muskogee County, OK | 4 | Under 10 loans | 20.0% |
| Seminole County, OK | 4 | Under 10 loans | 0.0% |
| Bastrop County, TX | 4 | Under 10 loans | 0.0% |
| Benton County, AR | 3 | Under 10 loans | 0.0% |
| Douglas County, NE | 3 | Under 10 loans | 25.0% |
| Caddo County, OK | 3 | Under 10 loans | 0.0% |
| Comanche County, OK | 3 | Under 10 loans | 0.0% |
| Stephens County, OK | 3 | Under 10 loans | 0.0% |
| Bexar County, TX | 3 | Under 10 loans | 0.0% |
| Ellis County, TX | 3 | Under 10 loans | 0.0% |
| Milam County, TX | 3 | Under 10 loans | 25.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.