Mortgage lenders in Bastrop County
2,373 mortgages were made in Bastrop County, Texas, in 2025, by 314 lenders. The median rate their borrowers got was 6.500% on a median loan of $285,000. Of 3,913 decisions, 1,247 were denials — 31.9%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CMG MORTGAGE, INC. | 246 | 5.750% | $295,000 | 3.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 134 | 6.250% | $335,000 | 14.4% |
| DHI MORTGAGE COMPANY, LTD. | 121 | 3.990% | $295,000 | 12.1% |
| 21st Mortgage Corporation | 110 | 9.805% | $125,000 | 59.8% |
| TRIAD FINANCIAL SERVICES, INC. | 106 | 9.290% | $135,000 | 35.7% |
| Rocket Mortgage, LLC | 94 | 6.500% | $260,000 | 35.6% |
| The First National Bank of Bastrop | 85 | Not published | $255,000 | 19.1% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 55 | 6.875% | $105,000 | 16.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 53 | 10.750% | $105,000 | 69.8% |
| Loandepot.Com, LLC | 45 | 4.990% | $325,000 | 13.5% |
| INSPIRE HOME LOANS INC. | 43 | 4.875% | $295,000 | 14.8% |
| Frontier Bank of Texas | 34 | Not published | $235,000 | 2.8% |
| NEWREZ LLC | 32 | 6.250% | $300,000 | 39.6% |
| GUILD MORTGAGE COMPANY | 31 | 6.500% | $345,000 | 10.5% |
| A+ Federal Credit Union | 28 | 6.990% | $100,000 | 54.4% |
| VELOCIO MORTGAGE L.L.C. | 28 | 4.370% | $355,000 | 0.0% |
| Mortgage Research Center, LLC | 24 | 6.250% | $335,000 | 41.5% |
| FREEDOM MORTGAGE CORPORATION | 24 | 5.938% | $420,000 | 12.5% |
| NATIONSTAR MORTGAGE LLC | 24 | 6.563% | $325,000 | 7.7% |
| PRIORITY HOME MORTGAGE, L.P. | 24 | 4.990% | $330,000 | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 23 | 8.050% | $145,000 | 26.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 22 | 6.063% | $255,000 | 8.0% |
| HOMEAMERICAN MORTGAGE CORPORATION | 21 | 4.999% | $395,000 | 7.4% |
| UNIVERSITY Federal Credit Union | 20 | 6.750% | $325,000 | 35.5% |
| PENNYMAC LOAN SERVICES, LLC | 20 | 6.990% | $235,000 | 9.1% |
| Fairway Independent Mortgage Corporation | 20 | 6.625% | $325,000 | 16.7% |
| JET HOMELOANS, LP | 18 | 6.245% | $575,000 | 0.0% |
| LENNAR MORTGAGE, LLC | 17 | 4.990% | $285,000 | 10.0% |
| THE LOAN STORE, INC. | 17 | 6.500% | $405,000 | 10.0% |
| CORNERSTONE CAPITAL BANK, SSB | 17 | 6.500% | $295,000 | 5.6% |
| Broker Solutions, Inc. | 15 | 6.875% | $325,000 | 21.1% |
| Frost Bank | 15 | 4.490% | $205,000 | 61.9% |
| THE MORTGAGE LINK, INC. | 15 | 6.500% | $315,000 | 0.0% |
| SOUTHERN LENDING SERVICES, LTD. | 15 | 5.990% | $385,000 | 0.0% |
| PARKSTONE MORTGAGE, LLC | 14 | 5.240% | $395,000 | 0.0% |
| AUSTIN TELCO | 13 | 6.490% | $55,000 | 48.4% |
| KIND LENDING, LLC | 13 | 6.250% | $345,000 | 30.0% |
| SFMC, LP | 13 | 5.750% | $315,000 | 7.1% |
| Prosperity Bank | 12 | 6.250% | $285,000 | 40.9% |
| JPMorgan Chase Bank, National Association | 12 | 6.750% | $240,000 | 7.7% |
| PLAZA HOME MORTGAGE, INC. | 11 | 6.625% | $275,000 | 26.7% |
| EFINITY FINANCIAL INC. | 11 | 6.125% | $315,000 | 8.3% |
| ZILLOW HOME LOANS, LLC | 11 | 6.125% | $305,000 | 8.3% |
| Paramount Residential Mortgage Group, Inc. | 11 | 6.500% | $365,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 10 | 6.495% | $400,000 | 8.3% |
| Plains Commerce Bank | 10 | 6.500% | $325,000 | 16.7% |
| Flagstar Bank, N.A. | 10 | 6.750% | $220,000 | 28.6% |
| Cadence Bank | 10 | 6.063% | $310,000 | 16.7% |
| Easy Street Capital, LLC | 10 | 10.250% | $285,000 | 0.0% |
| FirstBank | 9 | Under 10 loans | Under 10 loans | 59.6% |
| SWBC MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| REPUBLIC STATE MORTGAGE CO. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | Under 10 loans | Under 10 loans | 9.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Navy Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 52.9% |
| GREATER TEXAS FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 57.9% |
| GENWAY HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Amplify | 8 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 7 | Under 10 loans | Under 10 loans | 50.0% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| HOMEXPRESS MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 46.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank and Trust Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| SMART CHOICE MORTGAGE, A Texas Limited Liability Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TexasBank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 6 | Under 10 loans | Under 10 loans | 69.0% |
| Wells Fargo Bank, National Association | 6 | Under 10 loans | Under 10 loans | 64.7% |
| PNC Bank, National Association | 6 | Under 10 loans | Under 10 loans | 53.3% |
| STG MORTGAGE INC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MOVEMENT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 22.2% |
| SOUTHWEST FUNDING, LP | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GARDNER FINANCIAL SERVICES, LTD. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| A&D Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Alcova Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PILGRIM MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 82.4% |
| VILLAGE CAPITAL & INVESTMENT LLC | 5 | Under 10 loans | Under 10 loans | 17.7% |
| AmeriSave Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 76.2% |
| SPRING EQ, LLC | 5 | Under 10 loans | Under 10 loans | 70.6% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| GUARANTEED RATE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NETWORK FUNDING, L.P. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LOANPEOPLE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Classic Bank, National Association | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| RIGHT START MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| United Heritage Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First National Bank of America | 5 | Under 10 loans | Under 10 loans | 16.7% |
| GOVERNMENT EMPLOYEES | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 50.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Lendage, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| MORTGAGE FINANCIAL SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BOKF, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Gateway First Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Stride Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 3 | Under 10 loans | Under 10 loans | 82.5% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 73.3% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| UNION HOME MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GEO-CORP, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HOMETRUST MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GoodLeap, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST CONTINENTAL MORTGAGE, LTD. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 254900K39SBWA2QOUF69 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Extraco Banks, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 81.8% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 28.6% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| VELOCITY Credit Union | 2 | Under 10 loans | Under 10 loans | 77.8% |
| UNITED BUILT HOMES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 62.5% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| CREDIT UNION OF TEXAS | 2 | Under 10 loans | Under 10 loans | 50.0% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PUBLIC EMPLOYEES | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Zions Bancorporation, N.A. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First Financial Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Round Top State Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SENTE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXUS SERIES B, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIGURE LENDING LLC | 1 | Under 10 loans | Under 10 loans | 80.0% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 80.0% |
| 254900O723MCLR701H50 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| CAPITOL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TEXAS MORTGAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VeraBank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Broadway National Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Acre Mortgage & Financial, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGEONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FAIRWINDS CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First Liberty Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First-Lockhart National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 114 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Bastrop County
21 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| The First National Bank of Bastrop | 6 | $1.0 billion |
| Prosperity Bank | 4 | $253.2 million |
| Frontier Bank of Texas | 3 | $580.5 million |
| Wells Fargo Bank, National Association | 1 | $166.3 million |
| Frost Bank | 1 | $58.1 million |
| Cornerstone Capital Bank, SSB | 1 | $52.2 million |
| The Huntington National Bank | 1 | $19.5 million |
| Classic Bank, National Association | 1 | $18.8 million |
| Woodforest National Bank | 1 | $12.2 million |
| VeraBank, National Association | 1 | $8.2 million |
| First National Bank Texas | 1 | $7.0 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Cadence Bank, 207 N Main St, Elgin
Get told when this changes
When the next year’s lending figures are out for Bastrop County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.