PROVIDENT FUNDING ASSOCIATES, L.P. received 18,818 applications in 2025 and made
12,170 mortgages, in 953 counties across 33 states.
The median rate its borrowers got was 6.375% on a median loan of $425,000.
Of 13,715 decisions, 1,290 were denials — 9.4%, most often for collateral.
Legal Entity Identifier
54930043BMDE130FJ617
Applications received
18,818
Mortgages made
12,170
Denied
1,290
Approved, not taken up
255
Withdrawn or incomplete
5,103
Loans bought from other lenders
183
Median rate spread over the prime offer rate
-0.13 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
8,993
6.375%
$425,000
7.1%
Refinancing
2,852
6.000%
$465,000
9.4%
Cash-out refinancing
325
6.125%
$255,000
45.4%
Other purposes
0
Under 10 loans
Under 10 loans
Not published
Where PROVIDENT FUNDING ASSOCIATES, L.P. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When PROVIDENT FUNDING ASSOCIATES, L.P.’s figures are published for the next year, or restated.
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Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.