Mortgage lenders in Denton County
25,930 mortgages were made in Denton County, Texas, in 2025, by 744 lenders. The median rate their borrowers got was 6.375% on a median loan of $365,000. Of 34,059 decisions, 6,862 were denials — 20.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 3,396 | 6.125% | $475,000 | 10.8% |
| Rocket Mortgage, LLC | 1,427 | 6.625% | $325,000 | 21.8% |
| DHI MORTGAGE COMPANY, LTD. | 1,352 | 4.500% | $335,000 | 15.5% |
| LENNAR MORTGAGE, LLC | 1,139 | 4.625% | $265,000 | 20.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 572 | 6.750% | $455,000 | 4.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 510 | 5.990% | $515,000 | 5.5% |
| JPMorgan Chase Bank, National Association | 495 | 6.375% | $385,000 | 12.4% |
| Bank of America, National Association | 464 | 6.240% | $205,000 | 47.7% |
| Frost Bank | 458 | 7.760% | $155,000 | 39.6% |
| PENNYMAC LOAN SERVICES, LLC | 427 | 6.490% | $345,000 | 20.0% |
| Loandepot.Com, LLC | 400 | 5.625% | $360,000 | 24.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 351 | 6.500% | $405,000 | 2.5% |
| Taylor Morrison Home Funding, Inc. | 347 | 5.490% | $435,000 | 9.4% |
| Fairway Independent Mortgage Corporation | 343 | 6.625% | $395,000 | 3.9% |
| CMG MORTGAGE, INC. | 317 | 6.500% | $405,000 | 3.1% |
| CREDIT UNION OF TEXAS | 291 | 7.800% | $125,000 | 28.0% |
| DATCU | 271 | 7.250% | $145,000 | 31.2% |
| PULTE MORTGAGE LLC | 265 | 5.125% | $395,000 | 10.1% |
| M/I FINANCIAL, LLC | 263 | 5.500% | $385,000 | 2.0% |
| GUILD MORTGAGE COMPANY | 250 | 6.250% | $345,000 | 4.3% |
| First United Bank and Trust Company | 240 | 6.875% | $355,000 | 8.5% |
| FREEDOM MORTGAGE CORPORATION | 234 | 6.125% | $405,000 | 7.8% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 228 | 6.500% | $430,000 | 0.8% |
| SFMC, LP | 217 | 6.124% | $455,000 | 5.2% |
| EVERETT FINANCIAL, INC. | 208 | 6.813% | $340,000 | 5.0% |
| NEWREZ LLC | 204 | 6.500% | $355,000 | 37.7% |
| PNC Bank, National Association | 202 | 7.940% | $175,000 | 41.8% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 199 | 7.000% | $145,000 | 14.6% |
| THE LOAN STORE, INC. | 199 | 6.750% | $295,000 | 6.7% |
| U.S. Bank National Association | 196 | 6.375% | $575,000 | 19.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 194 | 6.250% | $455,000 | 8.7% |
| NATIONSTAR MORTGAGE LLC | 191 | 6.990% | $295,000 | 22.6% |
| Paramount Residential Mortgage Group, Inc. | 187 | 6.625% | $495,000 | 2.6% |
| JET HOMELOANS, LP | 185 | 5.990% | $545,000 | 5.1% |
| Navy Federal Credit Union | 172 | 6.625% | $295,000 | 40.2% |
| PRIORITY HOME MORTGAGE, L.P. | 172 | 5.990% | $475,000 | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 170 | 6.625% | $345,000 | 8.6% |
| Mortgage Research Center, LLC | 166 | 6.058% | $405,000 | 32.0% |
| KIND LENDING, LLC | 155 | 6.500% | $375,000 | 26.5% |
| PLANET HOME LENDING, LLC | 144 | 6.250% | $375,000 | 11.0% |
| GUARANTEED RATE, INC. | 142 | 6.625% | $385,000 | 13.3% |
| LOWER, LLC | 141 | 6.500% | $425,000 | 7.7% |
| UNION HOME MORTGAGE CORP. | 136 | 5.990% | $375,000 | 3.4% |
| BETTER MORTGAGE CORPORATION | 128 | 6.625% | $395,000 | 32.8% |
| NexBank | 128 | 6.500% | $385,000 | 9.0% |
| Prosperity Home Mortgage, LLC | 121 | 6.575% | $395,000 | 1.6% |
| Broker Solutions, Inc. | 115 | 6.750% | $335,000 | 15.3% |
| American Airlines Federal Credit Union | 114 | 7.250% | $185,000 | 22.0% |
| ZILLOW HOME LOANS, LLC | 113 | 6.125% | $355,000 | 4.2% |
| 254900YZ174H294JW398 | 111 | 5.250% | $425,000 | 2.3% |
| MATTAMY HOME FUNDING, LLC | 107 | 5.625% | $455,000 | 7.0% |
| SPRING EQ, LLC | 105 | 9.450% | $95,000 | 69.9% |
| Wells Fargo Bank, National Association | 104 | 6.438% | $325,000 | 28.6% |
| Truist Bank | 100 | 6.383% | $225,000 | 49.3% |
| 21st Mortgage Corporation | 92 | 10.200% | $75,000 | 72.8% |
| American National Bank & Trust | 92 | 6.750% | $345,000 | 1.0% |
| MOVEMENT MORTGAGE, LLC | 88 | 6.437% | $385,000 | 4.2% |
| PENTAGON FEDERAL CREDIT UNION | 85 | 7.500% | $225,000 | 42.3% |
| LAKEVIEW LOAN SERVICING, LLC | 83 | 6.125% | $355,000 | 69.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 83 | 6.375% | $395,000 | 14.3% |
| First Financial Bank | 82 | 6.900% | $295,000 | 15.5% |
| TOLL BROTHERS MORTGAGE COMPANY | 80 | 6.490% | $535,000 | 17.6% |
| AML FUNDING LLC | 79 | 6.500% | $325,000 | 2.4% |
| HIGHLAND HOMELOANS, LLC | 78 | 5.500% | $495,000 | 1.2% |
| VELOCIO MORTGAGE L.L.C. | 76 | 4.990% | $335,000 | 3.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 74 | 6.375% | $360,000 | 13.6% |
| PLAZA HOME MORTGAGE, INC. | 74 | 6.375% | $385,000 | 20.8% |
| Texas Regional Bank | 73 | 6.625% | $335,000 | 5.1% |
| REPUBLIC STATE MORTGAGE CO. | 73 | 5.875% | $365,000 | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 72 | 6.490% | $400,000 | 4.0% |
| BOKF, National Association | 67 | 6.875% | $325,000 | 27.2% |
| TEXANS | 66 | 6.710% | $130,000 | 49.4% |
| NETWORK FUNDING, L.P. | 63 | 6.875% | $355,000 | 18.3% |
| EECU | 61 | 7.500% | $115,000 | 41.9% |
| KBHS HOME LOANS, LLC | 61 | 6.125% | $365,000 | 10.1% |
| GARDNER FINANCIAL SERVICES, LTD. | 61 | 6.125% | $305,000 | 4.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 60 | 6.625% | $345,000 | 9.1% |
| AMWEST FUNDING CORP. | 59 | 6.500% | $385,000 | 3.3% |
| First Bank | 59 | 6.625% | $415,000 | 1.3% |
| GUARANTEED RATE AFFINITY, LLC | 58 | 6.500% | $430,000 | 1.7% |
| RIGHT START MORTGAGE, INC. | 58 | 6.490% | $330,000 | 4.9% |
| CERTIFIED FUNDING, L.P. | 57 | 7.500% | $155,000 | 31.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 57 | 6.875% | $365,000 | 5.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 55 | 7.625% | $215,000 | 31.7% |
| THE MORTGAGE LINK, INC. | 55 | 6.625% | $325,000 | 0.0% |
| Lendage, LLC | 55 | 12.000% | $85,000 | 14.1% |
| FIGURE LENDING LLC | 54 | 10.800% | $95,000 | 45.0% |
| Zions Bancorporation, N.A. | 53 | 6.890% | $195,000 | 32.6% |
| CHAMPIONS FUNDING, LLC | 53 | 7.625% | $305,000 | 22.1% |
| Sierra Pacific Mortgage Company, Inc. | 52 | 6.500% | $390,000 | 5.4% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | 52 | 6.563% | $365,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 51 | 6.375% | $355,000 | 7.4% |
| TEXAS MORTGAGE LENDING, LLC | 50 | 6.375% | $365,000 | 23.2% |
| NFM, INC. | 50 | 6.750% | $375,000 | 2.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 49 | 5.875% | $495,000 | 7.6% |
| MORTGAGE FINANCIAL SERVICES, LLC | 49 | 6.375% | $325,000 | 0.0% |
| Prosperity Bank | 48 | 6.938% | $350,000 | 27.8% |
| V.I.P. MORTGAGE, INC. | 48 | 6.375% | $370,000 | 4.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 48 | 6.500% | $320,000 | 0.0% |
| SWBC MORTGAGE CORPORATION | 47 | 6.750% | $415,000 | 0.0% |
| AmeriSave Mortgage Corporation | 46 | 8.000% | $145,000 | 66.7% |
| A&D Mortgage LLC | 46 | 6.433% | $365,000 | 18.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 45 | 10.350% | $165,000 | 27.4% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 45 | 6.624% | $375,000 | 2.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 44 | 6.625% | $390,000 | 6.4% |
| Discover Bank | 43 | 8.330% | $85,000 | 84.1% |
| Comerica Bank | 43 | 5.990% | $235,000 | 54.6% |
| Gateway First Bank | 43 | 6.750% | $325,000 | 10.4% |
| USAA Federal Savings Bank | 42 | 6.375% | $365,000 | 38.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | 41 | 5.750% | $445,000 | 11.1% |
| FIRST EQUITY MORTGAGE INCORPORATED | 41 | 6.500% | $805,000 | 4.7% |
| Cadence Bank | 41 | 6.500% | $625,000 | 22.2% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 41 | 6.125% | $465,000 | 4.7% |
| DEEPHAVEN MORTGAGE LLC | 40 | 7.313% | $260,000 | 35.5% |
| Flagstar Bank, N.A. | 40 | 6.500% | $460,000 | 29.8% |
| Tomo Mortgage, LLC | 39 | 6.125% | $355,000 | 15.2% |
| Plains Commerce Bank | 39 | 6.490% | $375,000 | 9.3% |
| First State Bank | 38 | 6.875% | $285,000 | 9.5% |
| HOMEXPRESS MORTGAGE CORP. | 37 | 7.250% | $325,000 | 38.7% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 37 | 6.500% | $605,000 | 0.0% |
| CRESTMARK MORTGAGE COMPANY, LTD. | 37 | 5.990% | $665,000 | 0.0% |
| RESICENTRAL, LLC | 36 | 6.625% | $360,000 | 10.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 35 | 6.120% | $445,000 | 14.3% |
| PHH Mortgage Corporation | 35 | 6.125% | $375,000 | 16.7% |
| OCMBC, INC. | 34 | 7.125% | $305,000 | 13.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 33 | 6.499% | $295,000 | 56.3% |
| First Horizon Bank | 33 | 6.375% | $615,000 | 15.0% |
| CANOPY MORTGAGE, LLC | 31 | 6.500% | $395,000 | 0.0% |
| Citibank, National Association | 30 | 5.750% | $445,000 | 29.8% |
| NBKC BANK | 30 | 5.990% | $425,000 | 28.6% |
| Kiavi Funding, Inc. | 30 | 9.250% | $285,000 | 8.6% |
| Morgan Stanley Private Bank, National Association | 30 | 5.950% | $745,000 | 11.4% |
| Waterstone Mortgage Corporation | 29 | 6.625% | $375,000 | 0.0% |
| Regions Bank | 27 | 4.990% | $135,000 | 64.6% |
| Equity Prime Mortgage LLC | 26 | 6.625% | $385,000 | 13.3% |
| GoodLeap, LLC | 26 | 6.563% | $215,000 | 29.0% |
| CLM MORTGAGE, INC. | 26 | 5.938% | $715,000 | 6.3% |
| 2549004YKXDDHUWUOH37 | 26 | 4.990% | $405,000 | 3.7% |
| Citadel Servicing Corporation | 26 | 7.438% | $285,000 | 3.2% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 25 | 9.500% | $275,000 | 0.0% |
| Centennial Bank | 24 | 6.875% | $415,000 | 14.3% |
| Commerce Home Mortgage, Inc. | 24 | 7.625% | $325,000 | 7.7% |
| FINANCE OF AMERICA REVERSE LLC | 24 | 6.250% | $235,000 | 17.2% |
| SOUTHWEST FUNDING, LP | 24 | 6.688% | $300,000 | 0.0% |
| TOWNE MORTGAGE COMPANY | 24 | 6.000% | $380,000 | 0.0% |
| JMAC LENDING, INC. | 24 | 6.495% | $350,000 | 0.0% |
| Charles Schwab Bank, SSB | 24 | 5.588% | $765,000 | 4.0% |
| Pointbank | 23 | Not published | $615,000 | 22.6% |
| SouthState Bank, National Association | 23 | 6.625% | $425,000 | 27.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 23 | 6.625% | $405,000 | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 23 | 6.125% | $475,000 | 4.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 23 | 7.374% | $295,000 | 17.9% |
| TexasBank | 23 | 7.500% | $275,000 | 4.2% |
| Toyota Financial Savings Bank | 23 | Not published | $435,000 | 8.0% |
| PILGRIM MORTGAGE LLC | 23 | 6.490% | $345,000 | 0.0% |
| NEXERA HOLDING LLC | 22 | 7.000% | $325,000 | 12.0% |
| Click n' Close, Inc. | 22 | 6.500% | $330,000 | 7.7% |
| OriginPoint, LLC | 22 | 6.625% | $520,000 | 12.0% |
| Southwest Airlines Federal Credit Union | 22 | 5.750% | $110,000 | 18.5% |
| Great Plains National Bank | 22 | 6.813% | $355,000 | 4.4% |
| Sunflower Bank, National Association | 21 | 6.625% | $345,000 | 4.6% |
| INTERLINC MORTGAGE SERVICES, LLC | 21 | 6.490% | $445,000 | 0.0% |
| NEW WAVE LENDING GROUP INC | 21 | 7.125% | $305,000 | 0.0% |
| Constant Investments, Inc. | 21 | 6.750% | $365,000 | 0.0% |
| Hometown Equity Mortgage, LLC | 20 | 6.938% | $280,000 | 51.2% |
| ROYAL UNITED MORTGAGE LLC | 20 | 6.500% | $250,000 | 33.3% |
| FlexPoint, Inc. | 20 | 6.688% | $280,000 | 7.1% |
| ENVOY MORTGAGE, LTD | 20 | 6.500% | $390,000 | 0.0% |
| Synergy One Lending, Inc. | 19 | 6.490% | $335,000 | 13.6% |
| Cornerstone First Mortgage, Inc | 19 | 6.750% | $365,000 | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 19 | 6.500% | $275,000 | 0.0% |
| BELEM SERVICING LLC | 19 | 6.500% | $375,000 | 0.0% |
| DIGITAL | 18 | 5.875% | $480,000 | 53.7% |
| INTOUCH CREDIT UNION | 18 | 6.490% | $110,000 | 37.5% |
| ARC HOME LLC | 18 | 7.188% | $340,000 | 21.7% |
| Florida Capital Bank, National Association | 18 | 6.125% | $365,000 | 9.1% |
| FORT WORTH COMMUNITY CREDIT UNION | 18 | 7.605% | $100,000 | 0.0% |
| International Bank of Commerce | 17 | 7.750% | $165,000 | 29.6% |
| CLEAREDGE LENDING LLC | 17 | 7.375% | $305,000 | 37.0% |
| CHURCHILL MORTGAGE CORPORATION | 17 | 6.990% | $275,000 | 0.0% |
| T2 FINANCIAL LLC | 17 | 6.500% | $365,000 | 5.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 17 | 6.500% | $495,000 | 5.6% |
| GSB MORTGAGE, INC. | 17 | 6.875% | $395,000 | 0.0% |
| First Federal Bank | 16 | 5.995% | $570,000 | 20.0% |
| Filo Mortgage, L.L.C. | 16 | 5.995% | $455,000 | 5.9% |
| PLATINUM EAGLE MORTGAGE LLC | 16 | 6.438% | $380,000 | 5.9% |
| TEXAS TRUST | 16 | Not published | $155,000 | 15.8% |
| NMSI, INC. | 16 | 6.500% | $410,000 | 0.0% |
| BAY EQUITY LLC | 15 | 6.875% | $345,000 | 5.9% |
| Ixonia Bank | 15 | 7.000% | $375,000 | 6.3% |
| UIF CORPORATION | 15 | 6.990% | $335,000 | 16.7% |
| KWIK MORTGAGE CORPORATION | 15 | 6.625% | $415,000 | 11.8% |
| SIRVA MORTGAGE, INC. | 15 | 6.500% | $505,000 | 0.0% |
| Inwood National Bank | 15 | 6.490% | $435,000 | 6.3% |
| TRIAD FINANCIAL SERVICES, INC. | 14 | 8.675% | $80,000 | 54.0% |
| FIRST COLONY MORTGAGE CORPORATION | 14 | 6.438% | $450,000 | 3.7% |
| First Option Mortgage, LLC | 14 | 7.000% | $340,000 | 8.7% |
| LoanUnited.com, LLC | 14 | 6.125% | $405,000 | 17.7% |
| US MORTGAGE CORPORATION | 14 | 6.500% | $420,000 | 6.7% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 14 | 7.500% | $385,000 | 11.8% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 544 lenders each made 14 or fewer mortgages here, and are counted in the totals above.
Bank branches in Denton County
163 FDIC-insured branches from 42 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
5 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Comerica Bank, 1686 S State Highway 121, Lewisville
- Comerica Bank, 4730 Sh 121, The Colony
- Guaranty Bank & Trust, N.A., 1200 W University Dr, Ste 100, Denton
- Guaranty Bank & Trust, N.A., 3101 Wind River Ln, Denton
- Vista Bank, 412 S Highway 156, Justin
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When the next year’s lending figures are out for Denton County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.