Mortgage Lender Index

UIF CORPORATION

UIF CORPORATION received 2,637 applications in 2025 and made 1,675 mortgages, in 328 counties across 32 states. The median rate its borrowers got was 6.750% on a median loan of $345,000. Of 1,987 decisions, 292 were denials — 14.7%, most often for debt-to-income ratio.

Legal Entity Identifier549300BXWU32AYWT1A56
Applications received2,637
Mortgages made1,675
Denied292
Approved, not taken up20
Withdrawn or incomplete650
Loans bought from other lenders4
Median rate spread over the prime offer rate0.319 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,478 6.750%$335,000 13.5%
Refinancing156 6.125%$445,000 17.6%
Cash-out refinancing18 7.313%$365,000 38.7%
Other purposes23 6.875%$165,000 36.1%

Where UIF CORPORATION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Macomb County, MI 1056.875%12.2%
Erie County, NY 776.625%18.6%
Wayne County, MI 706.625%13.6%
Collin County, TX 696.625%10.1%
Cook County, IL 566.933%20.8%
Anoka County, MN 506.688%5.6%
DuPage County, IL 466.750%25.4%
Dallas County, TX 396.625%7.1%
Fort Bend County, TX 396.875%7.1%
Franklin County, OH 376.625%25.5%
Harris County, TX 346.813%5.6%
Hennepin County, MN 336.625%10.8%
Middlesex County, NJ 296.625%11.8%
Gwinnett County, GA 276.750%18.2%
Montgomery County, PA 266.563%3.6%
Dakota County, MN 246.625%11.1%
Oakland County, MI 226.995%4.4%
Nassau County, NY 216.500%4.6%
Prince William County, VA 216.625%4.6%
Washington County, MN 176.625%15.0%
Philadelphia County, PA 156.625%11.8%
Denton County, TX 156.990%16.7%
Tarrant County, TX 156.990%16.7%
King County, WA 156.750%25.0%
Will County, IL 146.688%17.7%
St. Louis County, MO 136.990%7.1%
Queens County, NY 136.625%27.8%
Delaware County, PA 136.500%13.3%
Loudoun County, VA 136.875%18.8%
Alameda County, CA 126.870%25.0%
Hillsborough County, FL 126.995%0.0%
Passaic County, NJ 126.563%0.0%
Broward County, FL 106.563%9.1%
Scott County, MN 106.375%16.7%
Suffolk County, NY 106.625%33.3%
Wake County, NC 106.625%23.1%
Lehigh County, PA 106.750%0.0%
Fairfax County, VA 106.563%23.1%
San Joaquin County, CA 9Under 10 loans10.0%
Baltimore County, MD 9Under 10 loans18.2%
Montgomery County, MD 9Under 10 loans0.0%
Ramsey County, MN 9Under 10 loans18.2%
Albany County, NY 9Under 10 loans16.7%
Oklahoma County, OK 9Under 10 loans0.0%
Williamson County, TX 9Under 10 loans18.2%
Washtenaw County, MI 8Under 10 loans20.0%
Cuyahoga County, OH 8Under 10 loans11.1%
Snohomish County, WA 8Under 10 loans0.0%
Riverside County, CA 7Under 10 loans0.0%
Sacramento County, CA 7Under 10 loans0.0%

Get told when this changes

When UIF CORPORATION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.