Mortgage lenders in Macomb County
21,473 mortgages were made in Macomb County, Michigan, in 2025, by 436 lenders. The median rate their borrowers got was 6.750% on a median loan of $175,000. Of 29,515 decisions, 6,872 were denials — 23.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 3,489 | 6.599% | $225,000 | 13.3% |
| Rocket Mortgage, LLC | 2,572 | 6.750% | $185,000 | 15.5% |
| MICHIGAN SCHOOLS AND GOVERNMENT | 1,356 | 7.240% | $85,000 | 14.1% |
| The Huntington National Bank | 957 | 7.590% | $115,000 | 35.2% |
| Citizens Bank, National Association | 737 | 7.650% | $115,000 | 30.3% |
| MORTGAGE 1 INCORPORATED | 681 | 6.625% | $225,000 | 2.0% |
| UNION HOME MORTGAGE CORP. | 435 | 6.875% | $235,000 | 4.3% |
| Genisys Credit Union | 419 | 7.240% | $95,000 | 24.0% |
| Flagstar Bank, N.A. | 388 | 6.750% | $195,000 | 20.0% |
| First State Bank | 378 | 6.625% | $205,000 | 5.5% |
| Bank of America, National Association | 364 | 6.000% | $115,000 | 33.5% |
| Fifth Third Bank, National Association | 344 | 7.933% | $90,000 | 34.5% |
| PNC Bank, National Association | 325 | 5.625% | $105,000 | 28.9% |
| CREDIT UNION ONE | 323 | 7.990% | $75,000 | 31.3% |
| MORTGAGE CENTER L.C | 304 | 6.563% | $180,000 | 5.3% |
| JPMorgan Chase Bank, National Association | 292 | 6.625% | $195,000 | 16.4% |
| GUARANTEED RATE, INC. | 287 | 6.625% | $225,000 | 10.9% |
| LAKE MICHIGAN CREDIT UNION | 259 | 6.500% | $265,000 | 7.9% |
| Comerica Bank | 257 | 5.990% | $105,000 | 47.1% |
| THE LOAN STORE, INC. | 247 | 6.990% | $215,000 | 16.9% |
| 21st Mortgage Corporation | 237 | 11.210% | $55,000 | 67.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 198 | 6.875% | $215,000 | 5.2% |
| NEWREZ LLC | 191 | 6.750% | $185,000 | 36.7% |
| STAUNTON FINANCIAL, INC. | 180 | 6.625% | $225,000 | 4.7% |
| Christian Financial Credit Union | 175 | 6.000% | $45,000 | 36.1% |
| MICHIGAN FIRST CREDIT UNION | 164 | 7.125% | $105,000 | 44.1% |
| NATIONSTAR MORTGAGE LLC | 161 | 7.990% | $105,000 | 19.6% |
| Mortgage Research Center, LLC | 157 | 6.250% | $285,000 | 28.6% |
| Loandepot.Com, LLC | 151 | 6.990% | $125,000 | 27.2% |
| FREEDOM MORTGAGE CORPORATION | 140 | 6.250% | $225,000 | 14.3% |
| Superior National Bank | 133 | 6.625% | $215,000 | 1.5% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 130 | 6.625% | $215,000 | 4.7% |
| First Merchants Bank | 124 | 6.063% | $200,000 | 10.7% |
| DFCU FINANCIAL | 121 | 6.375% | $105,000 | 15.9% |
| PENNYMAC LOAN SERVICES, LLC | 120 | 6.042% | $235,000 | 21.2% |
| TRIAD FINANCIAL SERVICES, INC. | 113 | 8.490% | $55,000 | 56.3% |
| COMMUNITY CHOICE | 107 | 7.990% | $55,000 | 31.9% |
| Navy Federal Credit Union | 106 | 6.938% | $195,000 | 29.2% |
| UIF CORPORATION | 105 | 6.875% | $195,000 | 12.2% |
| PLAZA HOME MORTGAGE, INC. | 100 | 6.625% | $215,000 | 24.4% |
| FIRST COMMUNITY MORTGAGE, INC. | 98 | 6.625% | $225,000 | 7.0% |
| FIGURE LENDING LLC | 97 | 8.750% | $45,000 | 26.7% |
| MICHIGAN MUTUAL, INC. | 80 | 6.990% | $225,000 | 4.1% |
| ZILLOW HOME LOANS, LLC | 77 | 6.625% | $215,000 | 8.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | 76 | 6.625% | $265,000 | 5.0% |
| The Dart Bank | 74 | 6.750% | $375,000 | 8.6% |
| SPRING EQ, LLC | 72 | 9.663% | $65,000 | 67.1% |
| Coastal Community Bank | 69 | 9.990% | $55,000 | 2.7% |
| EVERETT FINANCIAL, INC. | 69 | 6.625% | $225,000 | 16.0% |
| LAKEVIEW LOAN SERVICING, LLC | 66 | 6.500% | $240,000 | 57.8% |
| PULTE MORTGAGE LLC | 65 | 6.625% | $455,000 | 7.1% |
| THE MORTGAGE LINK, INC. | 64 | 6.625% | $220,000 | 1.5% |
| ROSS MORTGAGE CORPORATION | 63 | 6.625% | $215,000 | 4.6% |
| University Bank | 63 | 6.625% | $235,000 | 0.0% |
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 62 | 7.500% | $120,000 | 29.9% |
| CMG MORTGAGE, INC. | 62 | 6.750% | $190,000 | 10.7% |
| AmeriSave Mortgage Corporation | 61 | 8.750% | $65,000 | 69.6% |
| Lendage, LLC | 57 | 11.500% | $55,000 | 10.7% |
| Polish-American Federal Credit Union | 51 | 6.250% | $125,000 | 3.8% |
| Kiavi Funding, Inc. | 48 | 9.625% | $135,000 | 9.1% |
| M/I FINANCIAL, LLC | 48 | 5.875% | $430,000 | 1.7% |
| VIBE CREDIT UNION | 48 | 6.500% | $75,000 | 4.0% |
| Broker Solutions, Inc. | 44 | 7.250% | $140,000 | 34.3% |
| Commerce Home Mortgage, Inc. | 44 | 8.750% | $255,000 | 24.1% |
| Independent Bank | 44 | 6.750% | $195,000 | 23.7% |
| Zippy Loans, LLC | 43 | 9.650% | $65,000 | 52.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 41 | 6.490% | $205,000 | 28.1% |
| Valon Mortgage, Inc. | 41 | 8.350% | $55,000 | 19.4% |
| CARRINGTON MORTGAGE SERVICES, LLC | 40 | 7.187% | $170,000 | 51.8% |
| Extra | 39 | 7.125% | $105,000 | 33.9% |
| CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION | 39 | 6.875% | $55,000 | 19.6% |
| ADVIA Federal Credit Union | 39 | 7.500% | $75,000 | 28.6% |
| Michigan United Credit Union | 39 | 1.990% | $55,000 | 18.0% |
| KIND LENDING, LLC | 38 | 6.625% | $275,000 | 40.6% |
| SOFI BANK, NATIONAL ASSOCIATION | 37 | 8.240% | $115,000 | 14.0% |
| ChoiceOne Bank | 36 | 6.500% | $170,000 | 18.2% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 35 | 7.550% | $125,000 | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 33 | 6.875% | $225,000 | 5.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 33 | 6.625% | $245,000 | 2.9% |
| MICHIGAN EDUCATIONAL | 33 | 6.750% | $75,000 | 13.2% |
| BETTER MORTGAGE CORPORATION | 32 | 7.370% | $220,000 | 46.8% |
| NATIONAL COOPERATIVE BANK, N.A. | 31 | 7.000% | $65,000 | 0.0% |
| Equity Prime Mortgage LLC | 30 | 6.688% | $215,000 | 33.3% |
| NEXERA HOLDING LLC | 30 | 7.625% | $205,000 | 11.8% |
| Third Federal Savings and Loan Association of Cleveland | 29 | 6.990% | $65,000 | 39.6% |
| PRESTON HOME LOANS INC | 29 | 6.625% | $205,000 | 6.5% |
| COMMUNITY FINANCIAL CREDIT UNION | 29 | 7.250% | $85,000 | 20.0% |
| RUOFF MORTGAGE COMPANY, INC. | 29 | 6.625% | $225,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 29 | 6.500% | $375,000 | 3.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 28 | 6.990% | $230,000 | 30.0% |
| Plains Commerce Bank | 28 | 6.625% | $280,000 | 9.7% |
| MOVEMENT MORTGAGE, LLC | 27 | 6.625% | $205,000 | 0.0% |
| LOWER, LLC | 26 | 6.625% | $225,000 | 18.8% |
| CONSUMERS CREDIT UNION | 26 | 6.500% | $245,000 | 7.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | 25 | 6.250% | $255,000 | 31.9% |
| U.S. Bank National Association | 25 | 7.400% | $145,000 | 59.7% |
| Discover Bank | 24 | 8.765% | $70,000 | 78.6% |
| OCMBC, INC. | 24 | 7.188% | $165,000 | 21.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 23 | 9.915% | $85,000 | 23.3% |
| Cornerstone First Mortgage, Inc | 23 | 6.625% | $335,000 | 8.0% |
| TOWNE MORTGAGE COMPANY | 23 | 6.750% | $185,000 | 3.3% |
| TOP FLITE FINANCIAL, INC. | 22 | 6.875% | $195,000 | 12.0% |
| Luminate Bank | 22 | 6.990% | $225,000 | 12.0% |
| PLANET HOME LENDING, LLC | 22 | 6.250% | $210,000 | 15.4% |
| GREENSTATE Credit Union | 21 | 8.090% | $45,000 | 50.8% |
| SUN WEST MORTGAGE COMPANY, INC. | 21 | 6.500% | $255,000 | 15.8% |
| USAA Federal Savings Bank | 21 | 6.125% | $395,000 | 36.4% |
| DIVERSIFIED MEMBERS | 21 | 7.200% | $65,000 | 19.2% |
| CHAMPIONS FUNDING, LLC | 20 | 8.250% | $225,000 | 25.9% |
| 254900M2C4Q6DATP2889 | 19 | 5.990% | $245,000 | 34.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 19 | 6.375% | $285,000 | 20.8% |
| Lake Trust Credit Union | 19 | 7.190% | $55,000 | 43.2% |
| GoodLeap, LLC | 19 | 6.875% | $115,000 | 20.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 19 | 6.625% | $205,000 | 15.4% |
| DOMINION FINANCIAL SERVICES, LLC | 19 | 11.000% | $115,000 | 0.0% |
| Wells Fargo Bank, National Association | 18 | 6.625% | $210,000 | 25.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 18 | 6.750% | $215,000 | 10.0% |
| AML FUNDING LLC | 18 | 7.063% | $275,000 | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 17 | 7.875% | $265,000 | 39.3% |
| AMWEST FUNDING CORP. | 17 | 7.500% | $195,000 | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 16 | 6.688% | $225,000 | 5.9% |
| GreenStone Farm Credit Services, FLCA | 16 | 6.550% | $550,000 | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 15 | 6.375% | $305,000 | 37.5% |
| BPL MORTGAGE TRUST, LLC | 15 | 7.500% | $95,000 | 5.9% |
| PHH Mortgage Corporation | 14 | 6.370% | $180,000 | 6.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 14 | 6.500% | $310,000 | 39.1% |
| NATIONS DIRECT MORTGAGE, LLC | 14 | 7.058% | $180,000 | 26.3% |
| A&D Mortgage LLC | 14 | 6.688% | $275,000 | 20.0% |
| VISTA POINT MORTGAGE, LLC | 14 | 7.813% | $295,000 | 20.0% |
| V.I.P. MORTGAGE, INC. | 14 | 6.433% | $270,000 | 12.5% |
| AMERITRUST MORTGAGE CORPORATION | 13 | 8.250% | $315,000 | 7.1% |
| ALLIANCE CATHOLIC CREDIT UNION | 13 | 6.375% | $285,000 | 17.7% |
| ALLIANT CREDIT UNION | 13 | 7.750% | $135,000 | 35.0% |
| Michigan Legacy Credit Union | 13 | 4.990% | $125,000 | 18.8% |
| NEW DAY FINANCIAL, LLC | 12 | 6.990% | $215,000 | 67.5% |
| Public Service Credit Union | 12 | 7.250% | $60,000 | 41.7% |
| Prosperity Home Mortgage, LLC | 12 | 5.870% | $225,000 | 29.4% |
| JMAC LENDING, INC. | 12 | 7.125% | $190,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 12 | 6.625% | $235,000 | 7.7% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 12 | 6.650% | $380,000 | 14.3% |
| EASTRISE FEDERAL CREDIT UNION | 12 | 7.188% | $110,000 | 7.7% |
| PENTAGON FEDERAL CREDIT UNION | 11 | 8.125% | $105,000 | 62.5% |
| Texana Bank, National Association | 11 | 6.625% | $235,000 | 7.7% |
| Hometown Equity Mortgage, LLC | 11 | 7.000% | $235,000 | 42.1% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | 11 | 7.000% | $105,000 | 14.3% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 11 | 4.116% | $175,000 | 15.4% |
| Fairway Independent Mortgage Corporation | 11 | 7.063% | $135,000 | 8.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 10.990% | $65,000 | 74.4% |
| LOC Credit Union | 10 | 6.863% | $75,000 | 56.5% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 10 | 6.495% | $405,000 | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 10 | 10.303% | $145,000 | 0.0% |
| HOMESITE MORTGAGE, LLC | 10 | 6.500% | $295,000 | 0.0% |
| BLG HOLDINGS, INC. | 10 | 6.620% | $235,000 | 0.0% |
| RESICENTRAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First Independence Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| NEW WAVE LENDING GROUP INC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SELFRELIANCE FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 33.3% |
| LONGBRIDGE FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 18.2% |
| GUILD MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 8 | Under 10 loans | Under 10 loans | 25.0% |
| CLEARPATH LENDING | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Zeal Credit Union | 8 | Under 10 loans | Under 10 loans | 11.1% |
| 254900CTT87ZKAUTIJ37 | 8 | Under 10 loans | Under 10 loans | 11.1% |
| EZ FUNDINGS INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 8 | Under 10 loans | Under 10 loans | 0.0% |
| J. VIRGIL, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN HERITAGE LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 15.4% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Dort Financial Credit Union | 7 | Under 10 loans | Under 10 loans | 22.2% |
| FINANCE OF AMERICA REVERSE LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| QUORUM FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 41.7% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Mercantile Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| EMM LOANS LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| St James Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 75.9% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| MILEND, INC. | 5 | Under 10 loans | Under 10 loans | 50.0% |
| SECURITY CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 45.5% |
| Manufacturers and Traders Trust Company | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TRUE COMMUNITY Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| THE ANDERSON FINANCIAL GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Frankenmuth Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 236 lenders each made 5 or fewer mortgages here, and are counted in the totals above.
Bank branches in Macomb County
154 FDIC-insured branches from 13 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Fifth Third Bank, National Association | 38 | $5.2 billion |
| The Huntington National Bank | 29 | $4.1 billion |
| JPMorgan Chase Bank, National Association | 17 | $3.7 billion |
| Citizens Bank, National Association | 16 | $1.8 billion |
| Bank of America, National Association | 14 | $2.3 billion |
| Flagstar Bank, National Association | 14 | $1.2 billion |
| PNC Bank, National Association | 10 | $1.4 billion |
| First State Bank | 10 | $1.2 billion |
| Independent Bank | 2 | $198.9 million |
| First Merchants Bank | 1 | $80.9 million |
| Northstar Bank | 1 | $68.7 million |
| ChoiceOne Bank | 1 | $64.0 million |
| Tri-County Bank | 1 | $42.2 million |
Closed since the 2025 survey
25 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Citizens Bank, National Association, 2058 25 Mile Rd, Shelby Township
- Comerica Bank, 13655 15 Mile Rd, Sterling Heights
- Comerica Bank, 15251 24 Mile Rd, Macomb
- Comerica Bank, 15301 Hall Rd, Macomb
- Comerica Bank, 1915 E 14 Mile Rd, Sterling Heights
- Comerica Bank, 1955 18 Mile Rd, Sterling Heights
- Comerica Bank, 21455 21 Mile Rd, Macomb
- Comerica Bank, 25300 Kelly Rd, Roseville
- Comerica Bank, 28230 Dequindre Rd, Warren
- Comerica Bank, 28801 Groesbeck Hwy, Roseville
- Comerica Bank, 29409 Ryan Rd, Warren
- Comerica Bank, 30200 Harper Ave, St. Clair Shores
- Comerica Bank, 30500 Van Dyke Ave, Warren
- Comerica Bank, 32777 23 Mile Rd, New Baltimore
- Comerica Bank, 35320 Jefferson Ave, Harrison Township
- Comerica Bank, 35795 S Gratiot Ave, Clinton Township
- Comerica Bank, 36910 Van Dyke Ave, Sterling Heights
- Comerica Bank, 36965 Garfield Rd, Clinton Township
- Comerica Bank, 39010 S Groesbeck Hwy, Clinton Township
- Comerica Bank, 41941 Garfield Rd, Clinton Township
- Comerica Bank, 4200 17 Mile Rd, Sterling Heights
- Comerica Bank, 4225 E 10 Mile Rd, Warren
- Comerica Bank, 43020 Van Dyke Ave, Sterling Heights
- Comerica Bank, 50955 Mound Rd, Utica
- Comerica Bank, 8660 26 Mile Rd, Shelby Township
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When the next year’s lending figures are out for Macomb County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.