VISTA POINT MORTGAGE, LLC received 3,372 applications in 2025 and made
2,086 mortgages, in 474 counties across 48 states.
The median rate its borrowers got was 7.750% on a median loan of $335,000.
Of 3,101 decisions, 696 were denials — 22.4%, most often for unverifiable information.
Legal Entity Identifier
5493001X0T84TYRJ5Y59
Applications received
3,372
Mortgages made
2,086
Denied
696
Approved, not taken up
319
Withdrawn or incomplete
271
Loans bought from other lenders
178
Median rate spread over the prime offer rate
1.893 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
538
7.250%
$445,000
20.8%
Refinancing
727
7.625%
$305,000
25.1%
Cash-out refinancing
784
8.625%
$295,000
21.5%
Other purposes
37
8.375%
$305,000
12.5%
Where VISTA POINT MORTGAGE, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When VISTA POINT MORTGAGE, LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.