Mortgage lenders in Volusia County
14,130 mortgages were made in Volusia County, Florida, in 2025, by 665 lenders. The median rate their borrowers got was 6.624% on a median loan of $245,000. Of 20,749 decisions, 5,612 were denials — 27.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,456 | 6.270% | $285,000 | 14.5% |
| Rocket Mortgage, LLC | 987 | 6.750% | $215,000 | 22.6% |
| SPACE COAST CREDIT UNION | 598 | 5.375% | $85,000 | 31.7% |
| CMG MORTGAGE, INC. | 478 | 6.750% | $275,000 | 5.0% |
| DHI MORTGAGE COMPANY, LTD. | 425 | 4.875% | $335,000 | 13.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 297 | 6.625% | $275,000 | 11.4% |
| Bank of America, National Association | 280 | 6.250% | $125,000 | 50.6% |
| PENNYMAC LOAN SERVICES, LLC | 271 | 6.499% | $265,000 | 16.4% |
| LENNAR MORTGAGE, LLC | 258 | 4.750% | $345,000 | 23.9% |
| Truist Bank | 252 | 6.990% | $125,000 | 46.9% |
| Loandepot.Com, LLC | 226 | 6.625% | $210,000 | 22.2% |
| Mortgage Research Center, LLC | 223 | 6.250% | $315,000 | 28.2% |
| FAIRWINDS CREDIT UNION | 220 | 7.050% | $75,000 | 42.0% |
| Navy Federal Credit Union | 181 | 7.500% | $175,000 | 38.3% |
| FREEDOM MORTGAGE CORPORATION | 179 | 6.250% | $295,000 | 18.9% |
| GUILD MORTGAGE COMPANY | 175 | 6.500% | $265,000 | 8.7% |
| NEWREZ LLC | 161 | 6.625% | $245,000 | 32.8% |
| THE MORTGAGE FIRM, INC. | 157 | 6.624% | $285,000 | 4.1% |
| LAUNCH CREDIT UNION | 150 | 6.750% | $65,000 | 44.8% |
| Regions Bank | 142 | 6.000% | $135,000 | 46.8% |
| JPMorgan Chase Bank, National Association | 142 | 6.490% | $210,000 | 17.2% |
| FBC MORTGAGE, LLC | 137 | 6.625% | $295,000 | 7.4% |
| PNC Bank, National Association | 128 | 7.450% | $125,000 | 40.5% |
| Fairway Independent Mortgage Corporation | 127 | 6.433% | $275,000 | 6.5% |
| NATIONSTAR MORTGAGE LLC | 118 | 6.990% | $160,000 | 16.2% |
| Fifth Third Bank, National Association | 117 | 7.650% | $125,000 | 48.1% |
| Plains Commerce Bank | 115 | 6.500% | $225,000 | 10.2% |
| THE LOAN STORE, INC. | 111 | 6.875% | $215,000 | 18.7% |
| SouthState Bank, National Association | 107 | 7.200% | $115,000 | 23.8% |
| NVR Mortgage Finance, Inc. | 107 | 6.125% | $325,000 | 21.3% |
| VYSTAR CREDIT UNION | 106 | 6.875% | $75,000 | 50.0% |
| Ameris Bank | 106 | 6.625% | $335,000 | 13.1% |
| Kiavi Funding, Inc. | 105 | 9.990% | $215,000 | 11.3% |
| TD Bank, National Association | 102 | 7.790% | $110,000 | 40.4% |
| Broker Solutions, Inc. | 101 | 6.750% | $245,000 | 24.7% |
| Coastal Community Bank | 98 | 9.990% | $45,000 | 1.9% |
| NFM, INC. | 90 | 4.990% | $400,000 | 5.3% |
| FIGURE LENDING LLC | 88 | 8.825% | $65,000 | 31.9% |
| Wells Fargo Bank, National Association | 86 | 6.500% | $215,000 | 24.6% |
| NextMortgage, LLC | 86 | 6.875% | $255,000 | 2.1% |
| KIND LENDING, LLC | 85 | 6.625% | $305,000 | 25.4% |
| Seacoast National Bank | 84 | 7.250% | $125,000 | 29.4% |
| ALKAN MORTGAGE CORPORATION | 82 | 6.750% | $280,000 | 6.3% |
| SPRING EQ, LLC | 79 | 9.325% | $85,000 | 68.8% |
| Taylor Morrison Home Funding, Inc. | 79 | 5.625% | $305,000 | 16.8% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 78 | 6.990% | $265,000 | 3.1% |
| ZILLOW HOME LOANS, LLC | 74 | 6.563% | $255,000 | 9.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 74 | 9.983% | $120,000 | 11.6% |
| RMC HOME MORTGAGE, LLC | 74 | 5.490% | $350,000 | 1.3% |
| U.S. Bank National Association | 73 | 6.990% | $255,000 | 46.5% |
| AmeriSave Mortgage Corporation | 71 | 8.125% | $65,000 | 71.3% |
| Paramount Residential Mortgage Group, Inc. | 69 | 6.625% | $275,000 | 6.8% |
| MOVEMENT MORTGAGE, LLC | 68 | 6.875% | $280,000 | 6.9% |
| TrustCo Bank | 66 | 5.875% | $105,000 | 27.0% |
| A&D Mortgage LLC | 65 | 6.490% | $255,000 | 13.3% |
| Waterstone Mortgage Corporation | 65 | 6.500% | $255,000 | 7.1% |
| First Heritage Mortgage, LLC | 65 | 4.990% | $365,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 63 | 6.250% | $255,000 | 60.2% |
| GUARANTEED RATE, INC. | 56 | 6.500% | $265,000 | 18.6% |
| CHAMPIONS FUNDING, LLC | 50 | 7.688% | $245,000 | 26.5% |
| Ixonia Bank | 49 | 6.875% | $275,000 | 3.9% |
| Third Federal Savings and Loan Association of Cleveland | 47 | 6.990% | $85,000 | 38.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 47 | 6.490% | $155,000 | 15.3% |
| PLANET HOME LENDING, LLC | 46 | 5.990% | $295,000 | 17.2% |
| UNION HOME MORTGAGE CORP. | 45 | 6.375% | $255,000 | 17.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 45 | 6.625% | $245,000 | 8.0% |
| EVERETT FINANCIAL, INC. | 43 | 6.625% | $275,000 | 8.5% |
| NEW DAY FINANCIAL, LLC | 40 | 6.990% | $320,000 | 55.7% |
| Commerce Home Mortgage, Inc. | 40 | 7.438% | $230,000 | 20.0% |
| Florida Credit Union | 39 | 5.990% | $85,000 | 73.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 39 | 6.500% | $275,000 | 7.6% |
| CARRINGTON MORTGAGE SERVICES, LLC | 38 | 6.625% | $235,000 | 54.7% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 38 | 6.875% | $280,000 | 9.3% |
| Mainstreet Community Bank of Florida | 37 | Not published | $255,000 | 32.7% |
| Click n' Close, Inc. | 37 | 7.250% | $225,000 | 11.9% |
| AMERICAN FINANCIAL RESOURCES, INC. | 37 | 6.375% | $255,000 | 11.9% |
| Lendage, LLC | 37 | 11.250% | $65,000 | 7.1% |
| SUMMIT FUNDING, INC. | 35 | 6.625% | $265,000 | 14.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 35 | 6.500% | $285,000 | 0.0% |
| Discover Bank | 34 | 8.785% | $65,000 | 77.4% |
| 21st Mortgage Corporation | 33 | 10.100% | $85,000 | 74.8% |
| PLAZA HOME MORTGAGE, INC. | 33 | 6.625% | $235,000 | 43.1% |
| First Horizon Bank | 33 | 6.250% | $265,000 | 26.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | 32 | 5.750% | $335,000 | 27.4% |
| HOMEXPRESS MORTGAGE CORP. | 32 | 7.500% | $225,000 | 45.8% |
| DEEPHAVEN MORTGAGE LLC | 32 | 7.625% | $265,000 | 31.9% |
| Citizens Bank, National Association | 31 | 8.150% | $125,000 | 50.0% |
| Mortgage Lenders Investment Trading Corporation | 31 | 7.250% | $255,000 | 11.1% |
| OCMBC, INC. | 30 | 7.313% | $250,000 | 20.8% |
| AMERICAN FINANCIAL NETWORK, INC. | 30 | 6.875% | $280,000 | 13.9% |
| Cornerstone First Mortgage, Inc | 29 | 6.375% | $235,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 28 | 8.980% | $60,000 | 44.4% |
| ADDITION FINANCIAL | 27 | 7.000% | $105,000 | 37.5% |
| Hometown Equity Mortgage, LLC | 27 | 7.250% | $255,000 | 45.1% |
| LOWER, LLC | 27 | 6.500% | $285,000 | 17.7% |
| JET HOMELOANS, LP | 27 | 4.990% | $375,000 | 0.0% |
| GoodLeap, LLC | 26 | 7.125% | $95,000 | 20.5% |
| TRAILBLAZER MORTGAGE L.L.C. | 26 | 4.990% | $385,000 | 10.3% |
| Equity Prime Mortgage LLC | 25 | 6.250% | $265,000 | 10.7% |
| USAA Federal Savings Bank | 25 | 6.375% | $345,000 | 39.0% |
| LoanUnited.com, LLC | 24 | 5.990% | $275,000 | 7.7% |
| GUARANTEED RATE AFFINITY, LLC | 24 | 6.563% | $305,000 | 11.1% |
| HOMEAMERICAN MORTGAGE CORPORATION | 24 | 4.500% | $405,000 | 7.7% |
| JMAC LENDING, INC. | 23 | 6.250% | $285,000 | 0.0% |
| 254900M2C4Q6DATP2889 | 22 | 6.250% | $265,000 | 37.1% |
| PENTAGON FEDERAL CREDIT UNION | 22 | 7.375% | $115,000 | 56.4% |
| Citadel Servicing Corporation | 22 | 7.750% | $225,000 | 3.0% |
| NORTHPOINT MORTGAGE, INC. | 22 | 6.495% | $360,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 21 | 7.375% | $105,000 | 40.5% |
| MIDFLORIDA | 21 | 6.365% | $275,000 | 66.1% |
| Flagstar Bank, N.A. | 21 | 6.875% | $215,000 | 38.9% |
| EMM LOANS LLC | 21 | 6.625% | $275,000 | 8.3% |
| LOANPEOPLE, LLC | 21 | 6.250% | $255,000 | 8.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 20 | 7.374% | $285,000 | 4.6% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 20 | 7.375% | $320,000 | 0.0% |
| Texana Bank, National Association | 19 | 6.000% | $265,000 | 0.0% |
| AMWEST FUNDING CORP. | 19 | 6.875% | $255,000 | 17.4% |
| CONTOUR MORTGAGE CORPORATION | 19 | 6.625% | $245,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 19 | 6.750% | $255,000 | 16.7% |
| BAY EQUITY LLC | 19 | 6.750% | $255,000 | 9.5% |
| SUN WEST MORTGAGE COMPANY, INC. | 18 | 6.625% | $270,000 | 22.9% |
| Valon Mortgage, Inc. | 18 | 9.000% | $60,000 | 24.1% |
| MORTGAGE EQUITY PARTNERS LLC | 18 | 6.563% | $245,000 | 21.7% |
| Luminate Bank | 18 | 6.433% | $295,000 | 5.3% |
| FINANCE OF AMERICA REVERSE LLC | 18 | 6.313% | $155,000 | 5.3% |
| TOWNE MORTGAGE COMPANY | 17 | 6.500% | $255,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 16 | 6.375% | $295,000 | 5.3% |
| Suncoast Credit Union | 16 | 6.750% | $165,000 | 38.5% |
| RESICENTRAL, LLC | 16 | 6.375% | $285,000 | 15.0% |
| 2549005Z23HAAZ6QDM98 | 16 | 6.933% | $245,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 15 | 6.500% | $325,000 | 65.2% |
| AMERICAN HERITAGE LENDING, LLC | 15 | 7.500% | $225,000 | 5.3% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 15 | 6.375% | $275,000 | 16.7% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 15 | 6.250% | $245,000 | 0.0% |
| Easy Street Capital, LLC | 15 | 9.900% | $185,000 | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 15 | 7.000% | $275,000 | 0.0% |
| ALLIANT CREDIT UNION | 14 | 9.125% | $105,000 | 53.1% |
| Synovus Bank | 14 | 7.425% | $120,000 | 44.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 14 | 6.188% | $300,000 | 6.7% |
| LONGBRIDGE FINANCIAL, LLC | 13 | 6.125% | $125,000 | 22.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 13 | 6.000% | $315,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 13 | 6.990% | $285,000 | 31.6% |
| PFN Lending Group, Inc. | 13 | 6.750% | $255,000 | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 13 | 6.625% | $75,000 | 23.5% |
| The Federal Savings Bank | 12 | 6.250% | $405,000 | 18.8% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 12 | 10.428% | $250,000 | 0.0% |
| COMMUNITY CREDIT UNION of FLORIDA | 12 | 7.250% | $90,000 | 27.8% |
| Florida Capital Bank, National Association | 12 | 6.625% | $245,000 | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 12 | 6.500% | $290,000 | 0.0% |
| PHH Mortgage Corporation | 11 | 5.990% | $285,000 | 26.7% |
| Loan Funder LLC | 11 | 9.990% | $175,000 | 31.3% |
| Bethpage Federal Credit Union | 11 | 6.490% | $75,000 | 54.2% |
| Mid-Continent Funding, Inc. | 11 | 6.250% | $295,000 | 11.1% |
| 254900CTT87ZKAUTIJ37 | 11 | 9.990% | $245,000 | 35.3% |
| NEXERA HOLDING LLC | 11 | 7.750% | $235,000 | 26.7% |
| Reliable Holdings Manager dba Lendz Financial | 11 | 7.500% | $195,000 | 15.4% |
| FIRST COLONY MORTGAGE CORPORATION | 11 | 6.750% | $295,000 | 7.1% |
| STG MORTGAGE INC | 11 | 6.125% | $275,000 | 14.3% |
| VISTA POINT MORTGAGE, LLC | 11 | 7.750% | $235,000 | 29.4% |
| Barrington Bank & Trust Company, National Association | 11 | 6.625% | $295,000 | 15.4% |
| Morgan Stanley Private Bank, National Association | 11 | 6.800% | $325,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.250% | $265,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 11 | 9.750% | $245,000 | 0.0% |
| LENDINGONE, LLC | 10 | 7.035% | $235,000 | 47.4% |
| Tomo Mortgage, LLC | 10 | 6.058% | $335,000 | 16.7% |
| Filo Mortgage, L.L.C. | 10 | 6.688% | $335,000 | 0.0% |
| ARC HOME LLC | 10 | 6.813% | $235,000 | 9.1% |
| NBKC BANK | 10 | 6.688% | $300,000 | 28.6% |
| First Federal Bank | 10 | 6.125% | $285,000 | 9.1% |
| Presidential Bank, FSB | 10 | 6.875% | $300,000 | 0.0% |
| AMERICAN FINANCING CORPORATION | 9 | Under 10 loans | Under 10 loans | 74.5% |
| QUORUM FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 47.6% |
| Sierra Pacific Mortgage Company, Inc. | 9 | Under 10 loans | Under 10 loans | 30.8% |
| CLEAREDGE LENDING LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| United Community Bank | 9 | Under 10 loans | Under 10 loans | 40.0% |
| LENDSURE MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 8.3% |
| Northpointe Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PARK SQUARE HOME MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Partner Mortgage Services | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Wings Financial Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ROSS MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 212 LOANS, LLC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 8 | Under 10 loans | Under 10 loans | 27.3% |
| T2 FINANCIAL LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Alcova Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE FINANCIAL GROUP, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | Under 10 loans | Under 10 loans | 85.0% |
| MISSION LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 7 | Under 10 loans | Under 10 loans | 30.0% |
| MICHIGAN MUTUAL, INC. | 7 | Under 10 loans | Under 10 loans | 8.3% |
| Emporium TPO LLC | 7 | Under 10 loans | Under 10 loans | 9.1% |
| EMBRACE HOME LOANS, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| NQM FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Raymond James Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 60.6% |
| PARTNERS Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 53.8% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 465 lenders each made 6 or fewer mortgages here, and are counted in the totals above.
Bank branches in Volusia County
96 FDIC-insured branches from 20 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Truist Bank | 15 | $2.1 billion |
| Wells Fargo Bank, National Association | 13 | $2.1 billion |
| Bank of America, National Association | 9 | $2.1 billion |
| JPMorgan Chase Bank, National Association | 8 | $958.4 million |
| PNC Bank, National Association | 8 | $532.2 million |
| Regions Bank | 7 | $450.5 million |
| TD Bank, National Association | 6 | $1.2 billion |
| Mainstreet Community Bank of Florida | 5 | $554.9 million |
| Fifth Third Bank, National Association | 5 | $550.3 million |
| SouthState Bank, National Association | 4 | $270.5 million |
| Seacoast National Bank | 3 | $338.7 million |
| TrustCo Bank | 3 | $79.1 million |
| Pinnacle Bank | 2 | $206.4 million |
| Surety Bank | 2 | $189.6 million |
| Ameris Bank | 1 | $205.4 million |
| Barwick Banking Company | 1 | $200.9 million |
| Intracoastal Bank | 1 | $174.4 million |
| Axiom Bank, National Association | 1 | $104.3 million |
| Sunrise Bank | 1 | $52.2 million |
| Cogent Bank | 1 | $51.0 million |
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 1550 S Clyde Morris Blvd, Daytona Beach
- Synovus Bank, 1120 W Granada Blvd, Ormond Beach
- Synovus Bank, 4777 Clyde Morris Blvd, Port Orange
Get told when this changes
When the next year’s lending figures are out for Volusia County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.