Home purchase lenders in Volusia County
8,095 home purchase mortgages were made in Volusia County, Florida, in 2025, by 539 lenders. The median rate their borrowers got was 6.500% on a median loan of $285,000. Of 9,757 decisions, 1,363 were denials — 14.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 983 | 6.492% | $285,000 | 10.2% |
| DHI MORTGAGE COMPANY, LTD. | 425 | 4.875% | $335,000 | 13.2% |
| CMG MORTGAGE, INC. | 415 | 6.625% | $275,000 | 3.0% |
| Rocket Mortgage, LLC | 333 | 6.500% | $285,000 | 16.2% |
| LENNAR MORTGAGE, LLC | 258 | 4.750% | $345,000 | 23.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 239 | 6.575% | $285,000 | 3.2% |
| Mortgage Research Center, LLC | 180 | 6.250% | $320,000 | 8.1% |
| GUILD MORTGAGE COMPANY | 146 | 6.500% | $275,000 | 5.5% |
| THE MORTGAGE FIRM, INC. | 142 | 6.625% | $285,000 | 3.3% |
| FBC MORTGAGE, LLC | 131 | 6.750% | $285,000 | 7.7% |
| PENNYMAC LOAN SERVICES, LLC | 131 | 6.499% | $315,000 | 13.2% |
| Fairway Independent Mortgage Corporation | 116 | 6.375% | $285,000 | 4.1% |
| Plains Commerce Bank | 113 | 6.490% | $225,000 | 9.6% |
| NVR Mortgage Finance, Inc. | 107 | 6.125% | $325,000 | 21.3% |
| Loandepot.Com, LLC | 97 | 6.490% | $305,000 | 6.7% |
| Ameris Bank | 95 | 6.500% | $385,000 | 4.0% |
| JPMorgan Chase Bank, National Association | 87 | 6.375% | $245,000 | 14.7% |
| NEWREZ LLC | 85 | 6.250% | $305,000 | 5.5% |
| NFM, INC. | 85 | 4.990% | $395,000 | 4.5% |
| Kiavi Funding, Inc. | 83 | 10.240% | $215,000 | 11.5% |
| SPACE COAST CREDIT UNION | 79 | 6.125% | $245,000 | 23.6% |
| Taylor Morrison Home Funding, Inc. | 79 | 5.625% | $305,000 | 16.8% |
| NextMortgage, LLC | 79 | 6.875% | $255,000 | 2.2% |
| Navy Federal Credit Union | 75 | 6.250% | $325,000 | 16.7% |
| RMC HOME MORTGAGE, LLC | 74 | 5.490% | $350,000 | 1.3% |
| ZILLOW HOME LOANS, LLC | 73 | 6.500% | $255,000 | 9.8% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 72 | 6.990% | $265,000 | 3.6% |
| ALKAN MORTGAGE CORPORATION | 72 | 6.750% | $275,000 | 2.5% |
| Broker Solutions, Inc. | 69 | 6.750% | $265,000 | 0.0% |
| Bank of America, National Association | 68 | 6.245% | $265,000 | 27.8% |
| THE LOAN STORE, INC. | 63 | 6.625% | $285,000 | 11.7% |
| First Heritage Mortgage, LLC | 63 | 4.990% | $365,000 | 0.0% |
| SouthState Bank, National Association | 62 | 7.200% | $170,000 | 19.0% |
| KIND LENDING, LLC | 62 | 6.563% | $315,000 | 20.5% |
| Waterstone Mortgage Corporation | 58 | 6.500% | $265,000 | 6.5% |
| Wells Fargo Bank, National Association | 57 | 6.500% | $265,000 | 13.6% |
| MOVEMENT MORTGAGE, LLC | 57 | 6.875% | $275,000 | 5.5% |
| Paramount Residential Mortgage Group, Inc. | 57 | 6.500% | $275,000 | 6.6% |
| A&D Mortgage LLC | 53 | 6.490% | $255,000 | 13.1% |
| FREEDOM MORTGAGE CORPORATION | 51 | 6.250% | $285,000 | 13.6% |
| Truist Bank | 46 | 6.490% | $285,000 | 17.5% |
| Ixonia Bank | 45 | 6.875% | $275,000 | 4.3% |
| GUARANTEED RATE, INC. | 40 | 6.500% | $265,000 | 14.9% |
| Seacoast National Bank | 40 | 6.563% | $305,000 | 4.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 40 | 6.688% | $245,000 | 7.0% |
| EVERETT FINANCIAL, INC. | 38 | 6.625% | $275,000 | 9.5% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 37 | 6.875% | $285,000 | 9.5% |
| U.S. Bank National Association | 37 | 6.625% | $325,000 | 13.6% |
| Regions Bank | 36 | 6.625% | $285,000 | 22.8% |
| Click n' Close, Inc. | 36 | 7.188% | $220,000 | 12.2% |
| FAIRWINDS CREDIT UNION | 36 | 6.438% | $240,000 | 7.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 35 | 6.500% | $275,000 | 6.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | 34 | 6.625% | $260,000 | 10.5% |
| SUMMIT FUNDING, INC. | 32 | 6.625% | $260,000 | 8.1% |
| 21st Mortgage Corporation | 31 | 9.910% | $105,000 | 75.2% |
| First Horizon Bank | 31 | 6.250% | $265,000 | 5.9% |
| PNC Bank, National Association | 30 | 6.688% | $315,000 | 23.1% |
| TRIAD FINANCIAL SERVICES, INC. | 28 | 8.980% | $60,000 | 43.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 27 | 6.875% | $305,000 | 6.9% |
| CHAMPIONS FUNDING, LLC | 26 | 7.875% | $245,000 | 13.3% |
| TRAILBLAZER MORTGAGE L.L.C. | 26 | 4.990% | $385,000 | 10.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 26 | 6.438% | $285,000 | 0.0% |
| Cornerstone First Mortgage, Inc | 25 | 6.250% | $235,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 25 | 6.375% | $285,000 | 15.6% |
| Commerce Home Mortgage, Inc. | 24 | 7.375% | $255,000 | 20.0% |
| Mainstreet Community Bank of Florida | 24 | Not published | $265,000 | 29.4% |
| JET HOMELOANS, LP | 24 | 4.990% | $370,000 | 0.0% |
| HOMEAMERICAN MORTGAGE CORPORATION | 24 | 4.500% | $405,000 | 7.7% |
| Fifth Third Bank, National Association | 23 | 6.500% | $285,000 | 22.6% |
| USAA Federal Savings Bank | 22 | 6.375% | $340,000 | 31.3% |
| GUARANTEED RATE AFFINITY, LLC | 22 | 6.563% | $305,000 | 12.0% |
| LOWER, LLC | 22 | 6.500% | $280,000 | 8.0% |
| TD Bank, National Association | 21 | 6.750% | $255,000 | 32.3% |
| OCMBC, INC. | 21 | 7.250% | $255,000 | 18.2% |
| LOANPEOPLE, LLC | 21 | 6.250% | $255,000 | 8.7% |
| PLAZA HOME MORTGAGE, INC. | 20 | 7.250% | $250,000 | 46.0% |
| JMAC LENDING, INC. | 20 | 6.250% | $290,000 | 0.0% |
| Mortgage Lenders Investment Trading Corporation | 20 | 7.188% | $265,000 | 4.8% |
| BAY EQUITY LLC | 19 | 6.750% | $255,000 | 9.5% |
| EMM LOANS LLC | 18 | 6.625% | $280,000 | 9.5% |
| CONTOUR MORTGAGE CORPORATION | 18 | 6.625% | $240,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 18 | 6.688% | $260,000 | 17.4% |
| PLANET HOME LENDING, LLC | 18 | 6.063% | $210,000 | 14.3% |
| NATIONSTAR MORTGAGE LLC | 18 | 6.438% | $295,000 | 5.3% |
| Equity Prime Mortgage LLC | 17 | 6.250% | $265,000 | 10.5% |
| Texana Bank, National Association | 17 | 6.125% | $255,000 | 0.0% |
| Flagstar Bank, N.A. | 17 | 6.750% | $235,000 | 39.3% |
| NORTHPOINT MORTGAGE, INC. | 17 | 6.500% | $315,000 | 0.0% |
| Hometown Equity Mortgage, LLC | 16 | 7.250% | $250,000 | 41.4% |
| HOMEXPRESS MORTGAGE CORP. | 16 | 7.563% | $220,000 | 38.5% |
| VYSTAR CREDIT UNION | 16 | 6.375% | $150,000 | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 15 | 6.375% | $275,000 | 16.7% |
| MORTGAGE EQUITY PARTNERS LLC | 15 | 6.500% | $245,000 | 25.0% |
| TOWNE MORTGAGE COMPANY | 15 | 6.500% | $285,000 | 0.0% |
| AMWEST FUNDING CORP. | 14 | 6.813% | $255,000 | 17.7% |
| DEEPHAVEN MORTGAGE LLC | 14 | 7.625% | $330,000 | 17.7% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 14 | 6.188% | $245,000 | 0.0% |
| Luminate Bank | 14 | 6.375% | $295,000 | 6.7% |
| PFN Lending Group, Inc. | 13 | 6.750% | $255,000 | 0.0% |
| 2549005Z23HAAZ6QDM98 | 13 | 6.625% | $265,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 12 | 5.370% | $270,000 | 29.4% |
| TrustCo Bank | 12 | 6.250% | $315,000 | 7.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 12 | 6.125% | $310,000 | 0.0% |
| Florida Capital Bank, National Association | 12 | 6.625% | $245,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 11 | 5.625% | $345,000 | 23.5% |
| LoanUnited.com, LLC | 11 | 6.250% | $295,000 | 8.3% |
| RESICENTRAL, LLC | 11 | 6.375% | $255,000 | 21.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 11 | 7.750% | $315,000 | 0.0% |
| STG MORTGAGE INC | 11 | 6.125% | $275,000 | 7.7% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 11 | 6.250% | $295,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.250% | $265,000 | 0.0% |
| Tomo Mortgage, LLC | 10 | 6.058% | $335,000 | 16.7% |
| BETTER MORTGAGE CORPORATION | 10 | 6.375% | $310,000 | 33.3% |
| Citadel Servicing Corporation | 10 | 7.999% | $175,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 10 | 6.813% | $290,000 | 23.1% |
| Mid-Continent Funding, Inc. | 10 | 6.375% | $300,000 | 7.7% |
| SUCCESS MORTGAGE PARTNERS, INC. | 10 | 6.563% | $355,000 | 0.0% |
| MIDFLORIDA | 9 | Under 10 loans | Under 10 loans | 50.0% |
| 254900CTT87ZKAUTIJ37 | 9 | Under 10 loans | Under 10 loans | 30.8% |
| PARK SQUARE HOME MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Partner Mortgage Services | 9 | Under 10 loans | Under 10 loans | 9.1% |
| ROSS MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| 212 LOANS, LLC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 42.9% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 38.5% |
| AMERICAN HERITAGE LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LAUNCH CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 16.7% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Barrington Bank & Trust Company, National Association | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Presidential Bank, FSB | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | Under 10 loans | Under 10 loans | 85.0% |
| LENDINGONE, LLC | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Loan Funder LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| MICHIGAN MUTUAL, INC. | 7 | Under 10 loans | Under 10 loans | 8.3% |
| T2 FINANCIAL LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Synovus Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Morgan Stanley Private Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| First Federal Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE FINANCIAL GROUP, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 59.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Third Federal Savings and Loan Association of Cleveland | 6 | Under 10 loans | Under 10 loans | 30.0% |
| GEO-CORP, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NBKC BANK | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Northpointe Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 6 | Under 10 loans | Under 10 loans | 22.2% |
| KEYSTONE FUNDING, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| United Community Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| LUXURY MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MORTGAGEONE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Suncoast Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Reliable Holdings Manager dba Lendz Financial | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| One Florida Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Credit Union | 4 | Under 10 loans | Under 10 loans | 81.0% |
| TAMMAC HOLDINGS CORPORATION | 4 | Under 10 loans | Under 10 loans | 73.9% |
| Citizens Bank, National Association | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Logan Finance Corporation | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ADDITION FINANCIAL | 4 | Under 10 loans | Under 10 loans | 16.7% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Gateway First Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| CLEAREDGE LENDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Advisors Mortgage Group, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| INSPIRE HOME LOANS INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cogent Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN BANCSHARES MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Bell Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| AmeriSave Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 50.0% |
| 254900HL2VMAYA3J5494 | 3 | Under 10 loans | Under 10 loans | 20.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ENCOMPASS LENDING GROUP, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOME ACCESS FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 339 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.