Mortgage lenders in Florida, county by county
489,025 mortgages were made in Florida in 2025, across 67 counties. Each county page lists every lender that lent there, ranked by how many loans it made, with the median rate its borrowers got and how often it said no.
| County | Lenders | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|---|
| Miami-Dade County | 699 | 34,236 | 6.875% | $385,000 | 33.7% |
| Broward County | 776 | 31,292 | 6.750% | $325,000 | 33.5% |
| Hillsborough County | 772 | 30,453 | 6.625% | $295,000 | 26.0% |
| Palm Beach County | 855 | 28,383 | 6.750% | $335,000 | 29.2% |
| Orange County | 766 | 25,010 | 6.625% | $305,000 | 28.3% |
| Lee County | 905 | 23,136 | 6.625% | $285,000 | 24.5% |
| Duval County | 638 | 21,490 | 6.500% | $235,000 | 26.3% |
| Polk County | 651 | 20,118 | 6.375% | $265,000 | 29.4% |
| Pinellas County | 791 | 19,901 | 6.750% | $275,000 | 26.1% |
| Pasco County | 652 | 18,899 | 6.490% | $265,000 | 24.0% |
| Brevard County | 669 | 17,570 | 6.500% | $265,000 | 23.4% |
| Volusia County | 665 | 14,130 | 6.624% | $245,000 | 27.1% |
| Marion County | 628 | 12,809 | 6.500% | $215,000 | 27.4% |
| Manatee County | 709 | 12,753 | 6.490% | $315,000 | 23.3% |
| Sarasota County | 775 | 12,534 | 6.625% | $285,000 | 23.6% |
| Lake County | 617 | 11,853 | 6.500% | $285,000 | 24.8% |
| Osceola County | 597 | 11,546 | 6.500% | $325,000 | 29.3% |
| St. Johns County | 585 | 11,150 | 6.399% | $335,000 | 19.9% |
| St. Lucie County | 583 | 10,303 | 6.500% | $295,000 | 29.2% |
| Seminole County | 560 | 9,529 | 6.625% | $285,000 | 24.9% |
| Collier County | 718 | 9,281 | 6.750% | $375,000 | 25.7% |
| Charlotte County | 648 | 7,431 | 6.625% | $255,000 | 23.9% |
| Escambia County | 502 | 7,166 | 6.625% | $225,000 | 24.8% |
| Hernando County | 464 | 6,982 | 6.500% | $255,000 | 25.0% |
| Santa Rosa County | 434 | 6,358 | 6.375% | $285,000 | 21.8% |
| Clay County | 396 | 6,080 | 6.375% | $255,000 | 24.6% |
| Bay County | 523 | 6,005 | 6.500% | $275,000 | 23.8% |
| Sumter County | 530 | 5,761 | 6.740% | $255,000 | 15.1% |
| Okaloosa County | 485 | 5,593 | 6.250% | $305,000 | 20.7% |
| Citrus County | 450 | 5,177 | 6.625% | $205,000 | 24.4% |
| Leon County | 403 | 4,707 | 6.625% | $205,000 | 21.8% |
| Flagler County | 447 | 4,583 | 6.490% | $275,000 | 24.0% |
| Alachua County | 404 | 4,530 | 6.620% | $235,000 | 26.7% |
| Indian River County | 452 | 4,153 | 6.625% | $255,000 | 26.4% |
| Walton County | 564 | 3,902 | 6.625% | $395,000 | 23.7% |
| Martin County | 448 | 3,760 | 6.740% | $305,000 | 24.1% |
| Nassau County | 353 | 3,005 | 6.500% | $315,000 | 22.8% |
| Highlands County | 314 | 2,447 | 6.625% | $195,000 | 27.7% |
| Monroe County | 347 | 1,632 | 6.868% | $585,000 | 29.0% |
| Putnam County | 257 | 1,393 | 6.750% | $185,000 | 35.9% |
| Columbia County | 226 | 1,139 | 6.625% | $195,000 | 34.8% |
| Wakulla County | 198 | 1,073 | 6.500% | $215,000 | 20.5% |
| Levy County | 231 | 1,016 | 6.750% | $195,000 | 37.3% |
| Hendry County | 219 | 838 | 6.625% | $255,000 | 34.7% |
| Suwannee County | 182 | 690 | 6.862% | $195,000 | 38.3% |
| Okeechobee County | 189 | 681 | 6.750% | $235,000 | 35.5% |
| Jackson County | 170 | 647 | 6.750% | $155,000 | 40.1% |
| Baker County | 150 | 514 | 6.500% | $235,000 | 25.2% |
| Bradford County | 172 | 500 | 6.625% | $215,000 | 31.0% |
| Gadsden County | 179 | 491 | 6.625% | $185,000 | 40.6% |
| Gulf County | 205 | 485 | 6.710% | $295,000 | 24.6% |
| Washington County | 156 | 480 | 6.452% | $205,000 | 34.2% |
| DeSoto County | 154 | 440 | 6.625% | $205,000 | 30.0% |
| Gilchrist County | 141 | 401 | 6.750% | $205,000 | 27.7% |
| Franklin County | 149 | 313 | 6.990% | $275,000 | 27.1% |
| Hardee County | 127 | 296 | 6.750% | $215,000 | 35.0% |
| Jefferson County | 119 | 238 | 6.750% | $205,000 | 36.4% |
| Taylor County | 133 | 225 | 6.750% | $165,000 | 33.6% |
| Holmes County | 126 | 224 | 6.750% | $160,000 | 43.7% |
| Madison County | 132 | 208 | 6.750% | $160,000 | 44.2% |
| Dixie County | 111 | 206 | 6.750% | $175,000 | 42.5% |
| Glades County | 126 | 193 | 6.625% | $215,000 | 32.7% |
| Calhoun County | 93 | 181 | 6.750% | $165,000 | 35.2% |
| Union County | 98 | 171 | 6.875% | $205,000 | 35.1% |
| Hamilton County | 112 | 164 | 6.875% | $155,000 | 40.0% |
| Liberty County | 67 | 93 | 6.933% | $185,000 | 30.8% |
| Lafayette County | 70 | 77 | 6.990% | $175,000 | 32.5% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.