Mortgage lenders in Sumter County
5,761 mortgages were made in Sumter County, Florida, in 2025, by 530 lenders. The median rate their borrowers got was 6.740% on a median loan of $255,000. Of 7,017 decisions, 1,061 were denials — 15.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Citizens First Bank | 1,983 | 6.875% | $265,000 | 5.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 342 | 6.500% | $255,000 | 9.2% |
| Rocket Mortgage, LLC | 331 | 6.875% | $215,000 | 17.1% |
| UNION HOME MORTGAGE CORP. | 161 | 6.750% | $305,000 | 4.1% |
| DHI MORTGAGE COMPANY, LTD. | 132 | 4.750% | $295,000 | 15.4% |
| JPMorgan Chase Bank, National Association | 83 | 6.625% | $245,000 | 5.6% |
| Navy Federal Credit Union | 81 | 6.250% | $275,000 | 17.2% |
| Truist Bank | 80 | 6.600% | $190,000 | 27.4% |
| MIDFLORIDA | 73 | 5.490% | $125,000 | 24.5% |
| Bank of America, National Association | 72 | 6.240% | $215,000 | 31.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 70 | 6.575% | $295,000 | 2.7% |
| PENNYMAC LOAN SERVICES, LLC | 68 | 6.499% | $285,000 | 15.9% |
| Mortgage Research Center, LLC | 62 | 6.250% | $330,000 | 25.0% |
| Suncoast Credit Union | 57 | 7.500% | $105,000 | 34.8% |
| FBC MORTGAGE, LLC | 53 | 6.625% | $305,000 | 1.8% |
| Fairway Independent Mortgage Corporation | 49 | 6.990% | $265,000 | 5.8% |
| NVR Mortgage Finance, Inc. | 48 | 5.750% | $265,000 | 30.4% |
| Wells Fargo Bank, National Association | 46 | 6.500% | $230,000 | 6.1% |
| Loandepot.Com, LLC | 40 | 6.813% | $130,000 | 30.5% |
| Regions Bank | 37 | 4.990% | $105,000 | 33.3% |
| Fifth Third Bank, National Association | 37 | 6.875% | $235,000 | 15.9% |
| THE MORTGAGE FIRM, INC. | 35 | 6.875% | $285,000 | 2.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 35 | 6.750% | $275,000 | 2.8% |
| PULTE MORTGAGE LLC | 32 | 4.750% | $345,000 | 22.0% |
| NEWREZ LLC | 31 | 6.750% | $245,000 | 35.4% |
| FREEDOM MORTGAGE CORPORATION | 31 | 6.250% | $285,000 | 15.0% |
| Third Federal Savings and Loan Association of Cleveland | 29 | 6.940% | $185,000 | 26.2% |
| PNC Bank, National Association | 28 | 7.305% | $200,000 | 23.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 27 | 6.250% | $225,000 | 9.1% |
| Broker Solutions, Inc. | 26 | 6.990% | $245,000 | 13.3% |
| INSPIRE HOME LOANS INC. | 26 | 4.875% | $255,000 | 27.8% |
| USAA Federal Savings Bank | 25 | 6.375% | $315,000 | 30.6% |
| NATIONSTAR MORTGAGE LLC | 25 | 6.750% | $205,000 | 10.7% |
| CAMPUS USA CREDIT UNION | 24 | 7.375% | $60,000 | 7.7% |
| GUARANTEED RATE, INC. | 22 | 6.438% | $275,000 | 30.3% |
| Citizens Bank, National Association | 22 | 7.775% | $205,000 | 36.1% |
| SouthState Bank, National Association | 22 | 7.075% | $200,000 | 33.3% |
| United Southern Bank | 22 | Not published | $230,000 | 15.4% |
| MOVEMENT MORTGAGE, LLC | 22 | 6.406% | $285,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 22 | 6.688% | $270,000 | 12.0% |
| VYSTAR CREDIT UNION | 21 | 6.750% | $95,000 | 30.3% |
| THE LOAN STORE, INC. | 21 | 7.125% | $235,000 | 8.0% |
| Florida Credit Union | 19 | 6.125% | $115,000 | 66.1% |
| EVERETT FINANCIAL, INC. | 19 | 6.875% | $205,000 | 4.6% |
| NEW DAY FINANCIAL, LLC | 18 | 6.745% | $325,000 | 38.7% |
| U.S. Bank National Association | 18 | 6.750% | $275,000 | 37.9% |
| PENTAGON FEDERAL CREDIT UNION | 18 | 6.375% | $230,000 | 21.7% |
| GUILD MORTGAGE COMPANY | 18 | 6.813% | $250,000 | 9.1% |
| Morgan Stanley Private Bank, National Association | 18 | 6.425% | $330,000 | 5.3% |
| FINANCE OF AMERICA REVERSE LLC | 16 | 6.500% | $185,000 | 15.8% |
| 21st Mortgage Corporation | 15 | 9.800% | $155,000 | 68.8% |
| TRIAD FINANCIAL SERVICES, INC. | 15 | 8.910% | $85,000 | 35.4% |
| PARK SQUARE HOME MORTGAGE, LLC | 15 | 5.490% | $315,000 | 6.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 15 | 6.750% | $255,000 | 6.3% |
| Charles Schwab Bank, SSB | 15 | 5.750% | $425,000 | 0.0% |
| SPRING EQ, LLC | 14 | 8.913% | $90,000 | 68.1% |
| CMG MORTGAGE, INC. | 14 | 6.813% | $310,000 | 16.7% |
| KIND LENDING, LLC | 14 | 6.875% | $275,000 | 22.2% |
| TD Bank, National Association | 13 | 6.990% | $205,000 | 12.5% |
| Paramount Residential Mortgage Group, Inc. | 13 | 7.000% | $275,000 | 13.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 12 | 7.125% | $240,000 | 14.3% |
| FAIRWINDS CREDIT UNION | 12 | 6.088% | $215,000 | 7.7% |
| Ixonia Bank | 12 | 6.688% | $260,000 | 14.3% |
| ALLIANT CREDIT UNION | 12 | 6.625% | $250,000 | 7.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 12 | 6.563% | $250,000 | 0.0% |
| AmeriSave Mortgage Corporation | 11 | 7.750% | $65,000 | 73.2% |
| Equity Prime Mortgage LLC | 11 | 6.250% | $265,000 | 21.4% |
| Plains Commerce Bank | 11 | 6.500% | $235,000 | 15.4% |
| Union Savings Bank | 11 | 6.500% | $305,000 | 0.0% |
| FIGURE LENDING LLC | 10 | 8.525% | $90,000 | 40.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 10 | 6.625% | $260,000 | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 10 | 6.495% | $350,000 | 0.0% |
| Ameris Bank | 10 | 6.563% | $180,000 | 0.0% |
| Coastal Community Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE FINANCIAL GROUP, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LAKEVIEW LOAN SERVICING, LLC | 8 | Under 10 loans | Under 10 loans | 62.5% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 33.3% |
| Tomo Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| A&D Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Flagstar Bank, N.A. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| The Huntington National Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Commerce Home Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| First Federal Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN HERITAGE LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SmartFi Home Loans, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| PHH Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Kiavi Funding, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Waterstone Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ROYAL UNITED MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TrustCo Bank | 5 | Under 10 loans | Under 10 loans | 37.5% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Wings Financial Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Brannen Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| GoodLeap, LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| LEADERONE FINANCIAL CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALKAN MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NextMortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TRUSTONE FINANCIAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CORNING CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 85.2% |
| SPACE COAST CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 40.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 4 | Under 10 loans | Under 10 loans | 30.0% |
| Seacoast National Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| CLEAREDGE LENDING LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Cornerstone First Mortgage, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Lenders Investment Trading Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Central Trust Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DELTA COMMUNITY CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Independent Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN BANCSHARES MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Springfield | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 55.6% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 42.9% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 42.9% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 3 | Under 10 loans | Under 10 loans | 28.6% |
| BMO Bank National Association | 3 | Under 10 loans | Under 10 loans | 50.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PARTNERS Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| GREENSTATE Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Associated Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NETWORK FUNDING, L.P. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ADDITION FINANCIAL | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Associated Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Capital City Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Park National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Empower Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Partner Mortgage Services | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 16.7% |
| MICHIGAN MUTUAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 330 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Sumter County
36 FDIC-insured branches from 10 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Seacoast National Bank | 12 | $2.6 billion |
| Truist Bank | 5 | $456.5 million |
| JPMorgan Chase Bank, National Association | 4 | $645.9 million |
| Wells Fargo Bank, National Association | 4 | $528.6 million |
| Fifth Third Bank, National Association | 3 | $179.3 million |
| Bank of America, National Association | 2 | $356.2 million |
| Regions Bank | 2 | $175.6 million |
| United Southern Bank | 2 | $36.9 million |
| SouthState Bank, National Association | 1 | $89.3 million |
| Woodforest National Bank | 1 | $3.5 million |
Closed since the 2025 survey
11 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Citizens First Bank, 1050 Lake Sumter Lndg, The Villages
- Citizens First Bank, 1130 Old Camp Road, The Villages
- Citizens First Bank, 1286 Dewey Drive, The Villages
- Citizens First Bank, 2215 Everglades Ln, The Villages
- Citizens First Bank, 2420 Burnsed Blvd, The Villages
- Citizens First Bank, 2601 W Torch Lake Dr, The Villages
- Citizens First Bank, 3430 Southern Trce, The Villages
- Citizens First Bank, 395 Colony Blvd, The Villages
- Citizens First Bank, 6495 Powell Road, The Villages
- Citizens First Bank, 745 Kristine Way, The Villages
- Citizens First Bank, 7551 Middleton Drive, Middleton
Get told when this changes
When the next year’s lending figures are out for Sumter County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.