Florida Credit Union
Florida Credit Union received 4,299 applications in 2025 and made 840 mortgages, in 94 counties across 20 states. The median rate its borrowers got was 6.375% on a median loan of $75,000. Of 2,899 decisions, 2,029 were denials — 70.0%, most often for other. 739 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493006ZBGVXBAMCRG16 |
|---|---|
| Applications received | 4,299 |
| Mortgages made | 840 |
| Denied | 2,029 |
| Approved, not taken up | 30 |
| Withdrawn or incomplete | 1,400 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.187 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 181 | 6.250% | $165,000 | 62.5% |
| Refinancing | 13 | 6.000% | $145,000 | 67.9% |
| Cash-out refinancing | 98 | 6.688% | $165,000 | 53.5% |
| Other purposes | 548 | 5.990% | $55,000 | 73.8% |
Where Florida Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Marion County, FL | 280 | 6.500% | 64.4% |
| Alachua County, FL | 179 | 6.250% | 53.5% |
| Columbia County, FL | 56 | 6.500% | 54.8% |
| Volusia County, FL | 39 | 5.990% | 73.2% |
| Citrus County, FL | 21 | 6.250% | 72.2% |
| Lake County, FL | 20 | 5.990% | 71.8% |
| Bradford County, FL | 19 | 7.500% | 44.4% |
| Levy County, FL | 19 | 6.625% | 72.0% |
| Sumter County, FL | 19 | 6.125% | 66.1% |
| Orange County, FL | 18 | 5.990% | 77.2% |
| Pasco County, FL | 12 | 5.990% | 76.0% |
| Duval County, FL | 11 | 5.990% | 73.2% |
| Gilchrist County, FL | 11 | 6.500% | 53.8% |
| Union County, FL | 11 | 6.250% | 47.8% |
| Putnam County, FL | 10 | 6.188% | 73.0% |
| Suwannee County, FL | 10 | 6.438% | 67.6% |
| Clay County, FL | 9 | Under 10 loans | 76.3% |
| Flagler County, FL | 9 | Under 10 loans | 43.8% |
| Hillsborough County, FL | 9 | Under 10 loans | 85.9% |
| Palm Beach County, FL | 9 | Under 10 loans | 90.0% |
| Pinellas County, FL | 9 | Under 10 loans | 78.1% |
| Lee County, FL | 7 | Under 10 loans | 75.0% |
| St. Johns County, FL | 7 | Under 10 loans | 77.4% |
| Seminole County, FL | 5 | Under 10 loans | 81.5% |
| Brevard County, FL | 4 | Under 10 loans | 83.3% |
| Osceola County, FL | 4 | Under 10 loans | 85.2% |
| Hamilton County, FL | 3 | Under 10 loans | 50.0% |
| Indian River County, FL | 3 | Under 10 loans | 66.7% |
| Polk County, FL | 3 | Under 10 loans | 89.7% |
| St. Lucie County, FL | 3 | Under 10 loans | 85.7% |
| Sarasota County, FL | 3 | Under 10 loans | 87.5% |
| Hernando County, FL | 2 | Under 10 loans | 88.2% |
| Leon County, FL | 2 | Under 10 loans | 77.8% |
| Madison County, FL | 2 | Under 10 loans | 0.0% |
| Manatee County, FL | 2 | Under 10 loans | 90.0% |
| Nassau County, FL | 2 | Under 10 loans | 66.7% |
| Baker County, FL | 1 | Under 10 loans | 87.5% |
| Bay County, FL | 1 | Under 10 loans | 50.0% |
| Broward County, FL | 1 | Under 10 loans | 98.8% |
| Dixie County, FL | 1 | Under 10 loans | 75.0% |
| Escambia County, FL | 1 | Under 10 loans | 87.5% |
| Gadsden County, FL | 1 | Under 10 loans | 50.0% |
| Lafayette County, FL | 1 | Under 10 loans | 75.0% |
| Martin County, FL | 1 | Under 10 loans | 91.7% |
| St. Clair County, AL | 0 | Under 10 loans | Not published |
| Benton County, AR | 0 | Under 10 loans | 100.0% |
| Cross County, AR | 0 | Under 10 loans | 100.0% |
| Alameda County, CA | 0 | Under 10 loans | 100.0% |
| Contra Costa County, CA | 0 | Under 10 loans | 100.0% |
| Los Angeles County, CA | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Florida Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.