Mortgage lenders in Benton County
10,606 mortgages were made in Benton County, Arkansas, in 2025, by 490 lenders. The median rate their borrowers got was 6.625% on a median loan of $275,000. Of 13,155 decisions, 2,050 were denials — 15.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Arvest Bank | 1,932 | 7.000% | $225,000 | 15.4% |
| Rocket Mortgage, LLC | 716 | 6.625% | $245,000 | 12.1% |
| FLAT BRANCH MORTGAGE, INC. | 390 | 6.375% | $305,000 | 0.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 362 | 6.125% | $355,000 | 12.2% |
| Centennial Bank | 289 | 6.375% | $345,000 | 12.7% |
| ARKANSAS Federal Credit Union | 193 | 7.500% | $115,000 | 29.6% |
| UNITED FEDERAL CREDIT UNION | 165 | 6.500% | $265,000 | 24.8% |
| PENNYMAC LOAN SERVICES, LLC | 157 | 6.375% | $235,000 | 16.6% |
| DHI MORTGAGE COMPANY, LTD. | 157 | 5.990% | $295,000 | 17.6% |
| Generations Bank | 152 | 6.625% | $305,000 | 7.1% |
| GERSHMAN INVESTMENT CORP. | 148 | 6.375% | $325,000 | 4.5% |
| Gateway First Bank | 147 | 6.375% | $305,000 | 6.9% |
| MY MOVE MORTGAGE, LLC | 143 | 6.625% | $345,000 | 0.0% |
| LENNAR MORTGAGE, LLC | 133 | 5.750% | $245,000 | 17.8% |
| ASSOCIATED MORTGAGE CORPORATION | 127 | 6.500% | $305,000 | 0.0% |
| The First National Bank of Fort Smith | 123 | 6.750% | $325,000 | 5.3% |
| Signature Bank of Arkansas | 123 | Not published | $305,000 | 4.6% |
| LENDLO MORTGAGE, LLC | 112 | 5.990% | $235,000 | 6.7% |
| Legacy National Bank | 112 | Not published | $295,000 | 1.7% |
| Bank of America, National Association | 108 | 6.245% | $205,000 | 36.6% |
| GUILD MORTGAGE COMPANY | 102 | 6.500% | $285,000 | 1.8% |
| Navy Federal Credit Union | 99 | 6.750% | $325,000 | 17.2% |
| Mortgage Research Center, LLC | 98 | 6.250% | $315,000 | 35.1% |
| JPMorgan Chase Bank, National Association | 98 | 6.250% | $335,000 | 8.9% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 98 | 6.625% | $295,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 95 | 6.250% | $315,000 | 11.8% |
| Priority Bank | 95 | 6.250% | $285,000 | 0.0% |
| First Western Bank | 94 | Not published | $355,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 91 | 6.125% | $295,000 | 7.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 91 | 6.500% | $405,000 | 1.0% |
| Simmons Bank | 90 | 6.000% | $205,000 | 24.2% |
| NATIONSTAR MORTGAGE LLC | 89 | 7.375% | $155,000 | 14.7% |
| Fairway Independent Mortgage Corporation | 86 | 6.250% | $280,000 | 7.2% |
| First Security Bank | 86 | 7.460% | $265,000 | 10.0% |
| Regions Bank | 85 | 5.750% | $105,000 | 32.6% |
| First Horizon Bank | 79 | 6.500% | $275,000 | 14.9% |
| BOKF, National Association | 77 | 6.625% | $145,000 | 21.2% |
| ZILLOW HOME LOANS, LLC | 76 | 6.250% | $300,000 | 3.8% |
| Bank OZK | 74 | 5.990% | $115,000 | 37.9% |
| FIRST WESTERN MORTGAGE, INC. | 73 | 6.500% | $305,000 | 4.9% |
| Loandepot.Com, LLC | 72 | 7.188% | $165,000 | 34.5% |
| The Central Trust Bank | 69 | 6.500% | $305,000 | 4.1% |
| Grand Savings Bank | 68 | Not published | $305,000 | 0.0% |
| NEWREZ LLC | 64 | 6.375% | $275,000 | 23.5% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | 62 | 6.625% | $290,000 | 6.1% |
| ENVOY MORTGAGE, LTD | 62 | 6.625% | $315,000 | 1.6% |
| U.S. Bank National Association | 61 | 6.750% | $295,000 | 27.3% |
| Cadence Bank | 61 | 7.125% | $205,000 | 13.9% |
| BETTER MORTGAGE CORPORATION | 57 | 6.750% | $235,000 | 28.7% |
| Eagle Bank and Trust Company | 57 | 6.375% | $335,000 | 5.0% |
| ENCORE BANK | 55 | 6.250% | $345,000 | 9.8% |
| LEADERONE FINANCIAL CORPORATION | 55 | 6.624% | $265,000 | 5.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 51 | 6.375% | $295,000 | 1.9% |
| Armstrong Bank | 47 | 7.259% | $285,000 | 2.0% |
| Coastal Community Bank | 44 | 10.240% | $55,000 | 2.2% |
| Broker Solutions, Inc. | 43 | 6.625% | $275,000 | 28.8% |
| FIGURE LENDING LLC | 40 | 8.725% | $65,000 | 29.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 40 | 6.933% | $305,000 | 4.7% |
| GENEVA FINANCIAL, LLC | 40 | 6.750% | $270,000 | 2.4% |
| T2 FINANCIAL LLC | 40 | 6.625% | $285,000 | 6.5% |
| Equity Bank | 39 | 7.730% | $105,000 | 14.9% |
| SPRING EQ, LLC | 36 | 9.638% | $65,000 | 53.1% |
| Truist Bank | 36 | 6.375% | $440,000 | 14.0% |
| COMMUNITYAMERICA CREDIT UNION | 35 | 6.875% | $115,000 | 41.0% |
| NBKC BANK | 35 | 6.375% | $365,000 | 14.6% |
| AmeriSave Mortgage Corporation | 32 | 7.500% | $110,000 | 65.3% |
| COMMUNITY MORTGAGE CORPORATION | 32 | 6.625% | $300,000 | 0.0% |
| Chambers Bank | 31 | Not published | $330,000 | 20.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 29 | 6.690% | $215,000 | 19.4% |
| DAS Acquisition Company, LLC | 29 | 6.625% | $315,000 | 2.7% |
| FIRST COLONY MORTGAGE CORPORATION | 29 | 6.125% | $315,000 | 6.5% |
| Kiavi Funding, Inc. | 27 | 10.990% | $205,000 | 17.1% |
| Colorado Federal Savings Bank | 27 | 6.500% | $425,000 | 0.0% |
| CMG MORTGAGE, INC. | 26 | 5.933% | $430,000 | 8.8% |
| Lendage, LLC | 26 | 11.375% | $45,000 | 6.7% |
| FIRSTTRUST HOME LOANS, INC. | 25 | 6.875% | $445,000 | 0.0% |
| Discover Bank | 24 | 8.370% | $70,000 | 66.2% |
| Citizens Bank, National Association | 24 | 7.650% | $130,000 | 28.6% |
| KIND LENDING, LLC | 24 | 6.625% | $245,000 | 29.4% |
| PNC Bank, National Association | 23 | 6.625% | $135,000 | 40.0% |
| LAKEVIEW LOAN SERVICING, LLC | 22 | 6.433% | $230,000 | 50.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 22 | 6.625% | $275,000 | 4.4% |
| First Financial Bank | 22 | 6.433% | $355,000 | 4.2% |
| USAA Federal Savings Bank | 21 | 6.250% | $365,000 | 41.7% |
| GUARANTEED RATE, INC. | 20 | 6.438% | $275,000 | 25.9% |
| First Community Bank | 20 | 7.188% | $310,000 | 4.8% |
| Paramount Residential Mortgage Group, Inc. | 20 | 6.250% | $350,000 | 0.0% |
| Wells Fargo Bank, National Association | 19 | 6.000% | $365,000 | 17.4% |
| Plains Commerce Bank | 19 | 6.625% | $345,000 | 0.0% |
| Intrust Bank, National Association | 19 | 7.500% | $305,000 | 24.0% |
| American Mortgage Bank, LLC | 18 | 7.188% | $270,000 | 12.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 17 | 6.375% | $285,000 | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 17 | 6.000% | $425,000 | 4.8% |
| First Federal Bank | 17 | 6.125% | $505,000 | 18.2% |
| LOWER, LLC | 17 | 6.750% | $315,000 | 5.6% |
| Farm Credit Services of Western Arkansas, ACA | 17 | 6.400% | $355,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 16 | 7.250% | $310,000 | 41.4% |
| THE LOAN STORE, INC. | 16 | 6.558% | $230,000 | 19.1% |
| United Bank | 16 | Not published | $480,000 | 18.2% |
| The Farmers & Merchants Bank | 16 | 7.825% | $365,000 | 15.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 16 | 9.723% | $135,000 | 11.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 16 | 6.375% | $250,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 15 | 9.750% | $125,000 | 71.2% |
| CORNERSTONE CAPITAL BANK, SSB | 15 | 6.875% | $245,000 | 6.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 14 | 5.750% | $365,000 | 21.2% |
| PLANET HOME LENDING, LLC | 14 | 5.933% | $320,000 | 30.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 14 | 6.495% | $340,000 | 0.0% |
| General Mortgage Capital Corporation | 14 | 6.125% | $295,000 | 0.0% |
| Tomo Mortgage, LLC | 13 | 6.375% | $345,000 | 7.1% |
| Prosperity Home Mortgage, LLC | 13 | 5.990% | $355,000 | 13.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 12 | 5.813% | $510,000 | 0.0% |
| DIGITAL | 11 | 5.875% | $395,000 | 25.0% |
| NEXERA HOLDING LLC | 11 | 6.875% | $275,000 | 8.3% |
| GoodLeap, LLC | 11 | 6.625% | $115,000 | 30.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 11 | 6.250% | $255,000 | 0.0% |
| First National Bank | 11 | 7.750% | $295,000 | 0.0% |
| NexBank | 11 | 6.875% | $235,000 | 0.0% |
| Charles Schwab Bank, SSB | 11 | 5.875% | $945,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 11 | 6.990% | $205,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 10 | 7.063% | $275,000 | 58.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 10 | 6.250% | $275,000 | 8.3% |
| OCMBC, INC. | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Great Southern Bank | 9 | Under 10 loans | Under 10 loans | 40.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 18.2% |
| SOUTHWEST STAGE FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 26.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ALLIANT CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Baxter Credit Union | 8 | Under 10 loans | Under 10 loans | 8.3% |
| AML FUNDING LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Citizens Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| FINANCE OF AMERICA REVERSE LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 11.1% |
| BoxCar Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 81.8% |
| Farmers Bank & Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Old National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Morgan Stanley Private Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| CLEARPATH LENDING | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Firstar Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Mortgage Associates Corporation | 5 | Under 10 loans | Under 10 loans | 28.6% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ENDEAVOR CAPITAL, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Evolve Bank & Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 25.0% |
| TOP FLITE FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| UBS Bank USA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Central Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Today's Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| CS Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| American Airlines Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERITRUST MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sterling Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| The Bank of Missouri | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| U S WIDE FINANCIAL LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Community Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 72.2% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Texana Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MOVEMENT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 33.3% |
| Empeople Credit Union | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 40.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 290 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Benton County
107 FDIC-insured branches from 34 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Cadence Bank, 701 S 52nd St, Rogers
Get told when this changes
When the next year’s lending figures are out for Benton County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.