First Security Bank
First Security Bank received 1,870 applications in 2025 and made 1,556 mortgages, in 55 counties across 7 states. The median rate its borrowers got was 7.500% on a median loan of $155,000. Of 1,711 decisions, 113 were denials — 6.6%, most often for credit history. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900561K135J92VD38 |
|---|---|
| Applications received | 1,870 |
| Mortgages made | 1,556 |
| Denied | 113 |
| Approved, not taken up | 42 |
| Withdrawn or incomplete | 159 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.71 points |
| FDIC-insured bank | Yes: First Security Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 810 | 6.850% | $205,000 | 3.4% |
| Refinancing | 275 | 7.500% | $125,000 | 3.8% |
| Cash-out refinancing | 43 | 6.250% | $185,000 | 17.3% |
| Other purposes | 428 | 7.930% | $55,000 | 12.6% |
Where First Security Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Faulkner County, AR | 341 | 7.500% | 3.6% |
| White County, AR | 183 | 7.250% | 4.6% |
| Pulaski County, AR | 176 | 7.500% | 6.2% |
| Washington County, AR | 135 | 7.650% | 5.5% |
| Saline County, AR | 118 | 7.498% | 9.0% |
| Benton County, AR | 86 | 7.460% | 10.0% |
| Baxter County, AR | 66 | 7.587% | 11.4% |
| Garland County, AR | 65 | 7.000% | 4.4% |
| Johnson County, AR | 57 | 7.830% | 11.4% |
| Cleburne County, AR | 54 | 7.500% | 3.6% |
| Pope County, AR | 47 | 6.500% | 0.0% |
| Craighead County, AR | 35 | 6.125% | 7.7% |
| Lonoke County, AR | 34 | 7.750% | 8.1% |
| Sebastian County, AR | 26 | 7.750% | 3.7% |
| Van Buren County, AR | 16 | 7.470% | 5.9% |
| Marion County, AR | 10 | 7.565% | 45.0% |
| Yell County, AR | 9 | Under 10 loans | 10.0% |
| Perry County, AR | 7 | Under 10 loans | 0.0% |
| Conway County, AR | 6 | Under 10 loans | 0.0% |
| Grant County, AR | 6 | Under 10 loans | 0.0% |
| Greene County, AR | 6 | Under 10 loans | 25.0% |
| Walton County, FL | 6 | Under 10 loans | 30.0% |
| Crawford County, AR | 5 | Under 10 loans | 0.0% |
| Hot Spring County, AR | 5 | Under 10 loans | 16.7% |
| Logan County, AR | 5 | Under 10 loans | 16.7% |
| Okaloosa County, FL | 5 | Under 10 loans | 14.3% |
| Carroll County, AR | 4 | Under 10 loans | 0.0% |
| Poinsett County, AR | 4 | Under 10 loans | 16.7% |
| Stone County, AR | 4 | Under 10 loans | 0.0% |
| Woodruff County, AR | 4 | Under 10 loans | 0.0% |
| Independence County, AR | 3 | Under 10 loans | 0.0% |
| Madison County, AR | 3 | Under 10 loans | 0.0% |
| Clark County, AR | 2 | Under 10 loans | 0.0% |
| Franklin County, AR | 2 | Under 10 loans | 0.0% |
| Payne County, OK | 2 | Under 10 loans | 0.0% |
| Crittenden County, AR | 1 | Under 10 loans | 0.0% |
| Dallas County, AR | 1 | Under 10 loans | 0.0% |
| Fulton County, AR | 1 | Under 10 loans | 0.0% |
| Montgomery County, AR | 1 | Under 10 loans | 0.0% |
| Newton County, AR | 1 | Under 10 loans | 0.0% |
| Ouachita County, AR | 1 | Under 10 loans | 0.0% |
| Prairie County, AR | 1 | Under 10 loans | 0.0% |
| Randolph County, AR | 1 | Under 10 loans | 0.0% |
| Scott County, AR | 1 | Under 10 loans | 0.0% |
| Sharp County, AR | 1 | Under 10 loans | 0.0% |
| Garfield County, CO | 1 | Under 10 loans | 0.0% |
| Bay County, FL | 1 | Under 10 loans | 0.0% |
| Carbon County, MT | 1 | Under 10 loans | 0.0% |
| Brunswick County, NC | 1 | Under 10 loans | 0.0% |
| Le Flore County, OK | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.