Mortgage Lender Index

DELMAR FINANCIAL COMPANY

DELMAR FINANCIAL COMPANY received 3,136 applications in 2025 and made 2,358 mortgages, in 413 counties across 38 states. The median rate its borrowers got was 6.500% on a median loan of $255,000. Of 2,763 decisions, 41 were denials — 1.5%, most often for other. 5 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier5493004T9SQFCNRQ2L76
Applications received3,136
Mortgages made2,358
Denied41
Approved, not taken up364
Withdrawn or incomplete373
Loans bought from other lenders0
Median rate spread over the prime offer rate0.2795 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,928 6.625%$245,000 1.6%
Refinancing295 6.250%$315,000 1.2%
Cash-out refinancing135 6.875%$235,000 1.2%

Where DELMAR FINANCIAL COMPANY lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
St. Clair County, IL 3136.625%3.3%
St. Louis County, MO 2686.500%1.9%
Madison County, IL 1436.625%2.3%
St. Charles County, MO 1416.500%1.9%
St. Louis city, MO 986.750%0.8%
Jackson County, MS 626.250%0.0%
Leon County, FL 616.250%0.0%
Lexington County, SC 546.433%0.0%
Greenville County, SC 436.375%1.8%
Marion County, IL 427.000%0.0%
Richland County, SC 396.375%0.0%
Lancaster County, NE 386.563%0.0%
Johnson County, KS 356.625%0.0%
Clinton County, IL 346.625%0.0%
Jefferson County, MO 286.495%3.1%
Cape Girardeau County, MO 256.500%0.0%
Sullivan County, TN 256.500%0.0%
Jackson County, MO 236.750%3.7%
Roanoke County, VA 216.625%0.0%
Lewis County, TN 186.490%0.0%
Roanoke city, VA 186.750%0.0%
Charleston County, SC 166.813%0.0%
Spartanburg County, SC 156.750%0.0%
Jefferson County, IL 146.625%0.0%
Washington County, TN 146.625%0.0%
Monroe County, IL 136.625%0.0%
Washington County, IL 126.495%7.7%
Lincoln County, MO 126.750%0.0%
Gadsden County, FL 116.500%0.0%
Macoupin County, IL 116.990%0.0%
Horry County, SC 116.375%13.3%
Davidson County, TN 116.875%0.0%
Franklin County, MO 106.688%0.0%
Wake County, NC 106.188%0.0%
Carter County, TN 106.558%0.0%
Warren County, MO 9Under 10 loans0.0%
Jersey County, IL 8Under 10 loans0.0%
Clay County, MO 8Under 10 loans0.0%
Mecklenburg County, NC 8Under 10 loans0.0%
Anderson County, SC 8Under 10 loans0.0%
Berkeley County, SC 8Under 10 loans0.0%
Dorchester County, SC 8Under 10 loans0.0%
Kershaw County, SC 8Under 10 loans0.0%
Pickens County, SC 8Under 10 loans11.1%
Adams County, IL 7Under 10 loans0.0%
Cook County, IL 7Under 10 loans0.0%
Wyandotte County, KS 7Under 10 loans0.0%
Cass County, MO 7Under 10 loans0.0%
Sarpy County, NE 7Under 10 loans0.0%
George County, MS 6Under 10 loans0.0%

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When DELMAR FINANCIAL COMPANY’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.