Mortgage lenders in St. Louis city
5,424 mortgages were made in St. Louis city, Missouri, in 2025, by 377 lenders. The median rate their borrowers got was 6.750% on a median loan of $195,000. Of 7,130 decisions, 1,452 were denials — 20.4%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | 420 | 6.500% | $205,000 | 3.5% |
| Rocket Mortgage, LLC | 213 | 6.750% | $185,000 | 19.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 211 | 6.875% | $205,000 | 10.7% |
| The Central Trust Bank | 202 | 6.625% | $235,000 | 5.1% |
| TOGETHER CREDIT UNION | 170 | 6.790% | $135,000 | 21.8% |
| Stifel Bank and Trust | 169 | 6.375% | $235,000 | 1.2% |
| Broker Solutions, Inc. | 168 | 6.750% | $215,000 | 10.5% |
| DAS Acquisition Company, LLC | 164 | 6.750% | $205,000 | 3.3% |
| U.S. Bank National Association | 143 | 7.250% | $135,000 | 45.1% |
| FIRST COMMUNITY | 141 | 6.875% | $95,000 | 30.5% |
| GUARANTEED RATE AFFINITY, LLC | 99 | 6.525% | $225,000 | 4.8% |
| DELMAR FINANCIAL COMPANY | 98 | 6.750% | $255,000 | 0.8% |
| FLAT BRANCH MORTGAGE, INC. | 98 | 6.688% | $220,000 | 2.0% |
| Kiavi Funding, Inc. | 97 | 9.990% | $165,000 | 16.5% |
| Bank of America, National Association | 92 | 6.240% | $155,000 | 44.4% |
| GERSHMAN INVESTMENT CORP. | 84 | 6.625% | $195,000 | 5.6% |
| Carrollton Bank | 80 | 6.563% | $145,000 | 11.0% |
| FCB Banks | 79 | 7.150% | $145,000 | 8.1% |
| Commerce Bank | 77 | 6.500% | $75,000 | 48.4% |
| 254900CTT87ZKAUTIJ37 | 70 | 7.750% | $195,000 | 14.5% |
| PENNYMAC LOAN SERVICES, LLC | 66 | 6.625% | $225,000 | 23.9% |
| Mortgage Research Center, LLC | 63 | 6.375% | $245,000 | 37.9% |
| JPMorgan Chase Bank, National Association | 62 | 6.500% | $255,000 | 17.7% |
| ENDEAVOR CAPITAL, LLC. | 59 | 6.875% | $195,000 | 3.2% |
| Regions Bank | 58 | 6.063% | $110,000 | 49.6% |
| First State Bank of St. Charles, Missouri | 57 | 6.625% | $225,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 47 | 6.375% | $195,000 | 9.1% |
| BPL MORTGAGE TRUST, LLC | 46 | 7.313% | $120,000 | 7.3% |
| West Community Credit Union | 43 | 7.990% | $75,000 | 19.7% |
| Truist Bank | 43 | 6.625% | $335,000 | 10.2% |
| Midwest BankCentre | 42 | 6.638% | $215,000 | 2.3% |
| GENEVA FINANCIAL, LLC | 41 | 6.750% | $195,000 | 0.0% |
| ARSENAL CREDIT UNION | 41 | 4.750% | $255,000 | 0.0% |
| First Bank | 40 | 6.563% | $265,000 | 10.9% |
| Fairway Independent Mortgage Corporation | 39 | 6.688% | $175,000 | 2.4% |
| NEIGHBORS Credit Union | 37 | Not published | $55,000 | 24.5% |
| NATIONSTAR MORTGAGE LLC | 37 | 6.990% | $95,000 | 21.3% |
| LEADERONE FINANCIAL CORPORATION | 35 | 6.250% | $155,000 | 5.4% |
| Lindell Bank & Trust Company | 35 | Not published | $195,000 | 0.0% |
| NEWREZ LLC | 33 | 6.250% | $195,000 | 44.1% |
| Navy Federal Credit Union | 31 | 6.875% | $155,000 | 56.8% |
| Loandepot.Com, LLC | 31 | 7.125% | $125,000 | 30.4% |
| Paramount Bank | 29 | 6.500% | $285,000 | 3.3% |
| BMO Bank National Association | 26 | 8.490% | $135,000 | 41.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 25 | 6.625% | $195,000 | 7.4% |
| SCOTT CREDIT UNION | 24 | 6.688% | $130,000 | 31.4% |
| Nations Lending Corporation | 24 | 6.563% | $205,000 | 3.6% |
| PNC Bank, National Association | 23 | 7.900% | $95,000 | 53.1% |
| Great Southern Bank | 23 | 6.625% | $205,000 | 37.8% |
| EVERETT FINANCIAL, INC. | 23 | 6.375% | $185,000 | 11.1% |
| Enterprise Bank & Trust | 23 | Not published | $215,000 | 17.2% |
| Loan Funder LLC | 22 | 7.245% | $160,000 | 47.6% |
| ZILLOW HOME LOANS, LLC | 22 | 6.688% | $225,000 | 4.4% |
| VANTAGE Credit Union | 21 | 7.250% | $115,000 | 38.9% |
| CMG MORTGAGE, INC. | 21 | 6.750% | $285,000 | 4.4% |
| FIGURE LENDING LLC | 20 | 8.150% | $65,000 | 19.5% |
| JLB CORPORATION | 20 | 6.563% | $175,000 | 4.8% |
| USAA Federal Savings Bank | 19 | 6.125% | $285,000 | 20.8% |
| Montgomery Bank | 19 | 7.500% | $135,000 | 13.6% |
| Wells Fargo Bank, National Association | 18 | 6.313% | $185,000 | 35.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 18 | 6.813% | $225,000 | 10.0% |
| Heritage Community Bank | 18 | Not published | $140,000 | 0.0% |
| American Bank of Freedom | 18 | 8.000% | $250,000 | 0.0% |
| Bell Bank | 17 | 6.875% | $245,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 16 | 6.933% | $250,000 | 27.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 16 | 9.928% | $140,000 | 5.9% |
| Bank of Springfield | 16 | 7.200% | $290,000 | 23.8% |
| ENVOY MORTGAGE, LTD | 16 | 6.625% | $270,000 | 0.0% |
| AMWEST FUNDING CORP. | 16 | 6.625% | $160,000 | 5.9% |
| T2 FINANCIAL LLC | 16 | 6.625% | $195,000 | 5.3% |
| Triad Bank | 16 | Not published | $305,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 15 | 6.490% | $235,000 | 50.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 15 | 6.490% | $245,000 | 36.0% |
| FAMILY FINANCE MORTGAGE, LLC | 15 | 6.624% | $185,000 | 0.0% |
| Arvest Bank | 15 | 6.500% | $365,000 | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 14 | 7.688% | $180,000 | 0.0% |
| First Mid Bank & Trust, National Association | 14 | 6.625% | $195,000 | 26.3% |
| DEEPHAVEN MORTGAGE LLC | 14 | 7.500% | $210,000 | 30.0% |
| Busey Bank | 14 | 7.170% | $125,000 | 12.5% |
| Sullivan Bank | 14 | 7.500% | $265,000 | 0.0% |
| LOWER, LLC | 13 | 6.500% | $295,000 | 6.7% |
| Cadence Bank | 13 | 7.250% | $185,000 | 12.5% |
| NBKC BANK | 13 | 6.490% | $315,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 12 | 6.875% | $200,000 | 40.9% |
| GUARANTEED RATE, INC. | 12 | 6.750% | $225,000 | 14.3% |
| OCMBC, INC. | 12 | 7.562% | $175,000 | 14.3% |
| CHAMPIONS FUNDING, LLC | 12 | 7.875% | $180,000 | 40.0% |
| AMERICAN HERITAGE LENDING, LLC | 11 | 7.500% | $165,000 | 6.7% |
| THE LOAN STORE, INC. | 11 | 6.990% | $225,000 | 20.0% |
| Prosperity Home Mortgage, LLC | 11 | 6.125% | $145,000 | 15.4% |
| ALLIANCE CREDIT UNION | 11 | Not published | $155,000 | 21.4% |
| HOMEXPRESS MORTGAGE CORP. | 11 | 7.375% | $225,000 | 31.3% |
| Merchants Bank of Indiana | 11 | 6.490% | $275,000 | 0.0% |
| CNB St Louis Bank | 11 | Not published | $155,000 | 0.0% |
| CNB Bank And Trust, N.A. | 11 | 6.780% | $405,000 | 0.0% |
| 5493004T38NMC864VL66 | 11 | 12.000% | $195,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 10 | 6.625% | $170,000 | 47.4% |
| SPRING EQ, LLC | 10 | 8.325% | $50,000 | 67.7% |
| COMMUNITYAMERICA CREDIT UNION | 10 | 6.490% | $120,000 | 38.9% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 10 | 6.248% | $335,000 | 14.3% |
| PHH Mortgage Corporation | 10 | 6.058% | $155,000 | 23.1% |
| PLAZA HOME MORTGAGE, INC. | 10 | 6.750% | $170,000 | 28.6% |
| 984500RF83EA742B5589 | 10 | 7.440% | $335,000 | 0.0% |
| St. Johns Bank and Trust Company | 10 | Not published | $580,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 18.8% |
| Bank of Washington | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 88.7% |
| NEW DAY FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 66.7% |
| Discover Bank | 8 | Under 10 loans | Under 10 loans | 76.5% |
| Third Federal Savings and Loan Association of Cleveland | 8 | Under 10 loans | Under 10 loans | 46.7% |
| UMB Bank, National Association | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Bank of Hillsboro, National Association | 8 | Under 10 loans | Under 10 loans | 27.3% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Dieterich Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Midland States Bank | 7 | Under 10 loans | Under 10 loans | 36.4% |
| TOWNE MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | Under 10 loans | Under 10 loans | 12.5% |
| U S WIDE FINANCIAL LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Citizens Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BLOOMSDALE BANK | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Waterloo | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 6 | Under 10 loans | Under 10 loans | 77.8% |
| Simmons Bank | 6 | Under 10 loans | Under 10 loans | 57.1% |
| Valon Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 23.1% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 45.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First State Community Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| The Bank of Missouri | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ACCESS CAPITAL FUNDING, L.L.C. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GATEWAY METRO | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 54.6% |
| Associated Bank, National Association | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Boeing Employees Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Town & Country Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CIBC Bank USA | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 4 | Under 10 loans | Under 10 loans | 44.4% |
| LIMA ONE CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 55.6% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| QUORUM FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 37.5% |
| First Option Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 20.0% |
| United Bank of Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRSTTRUST HOME LOANS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 3 | Under 10 loans | Under 10 loans | 12.5% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First Horizon Bank | 3 | Under 10 loans | Under 10 loans | 50.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples National Bank , N.A. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGEONE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TruHome Solutions, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Home Loan Investment Bank, F.S.B. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FOCUS BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Bankers Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers and Merchants Bank of St. Clair | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERANT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| INB, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FRONTIER FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 2 | Under 10 loans | Under 10 loans | 71.4% |
| RPE Home, Inc | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 57.1% |
| Century Credit Union | 2 | Under 10 loans | Under 10 loans | 40.0% |
| 9845005BP6974AE5D838 | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 177 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in St. Louis city
65 FDIC-insured branches from 26 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Commerce Bank, 56 N Euclid Ave, Saint Louis
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When the next year’s lending figures are out for St. Louis city, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.