ACCESS CAPITAL FUNDING, L.L.C.
ACCESS CAPITAL FUNDING, L.L.C. received 171 applications in 2025 and made 171 mortgages, in 17 counties across 2 states. The median rate its borrowers got was 6.500% on a median loan of $305,000. Of 171 decisions, 0 were denials — 0.0%. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300MY7KEVWMI4DF64 |
|---|---|
| Applications received | 171 |
| Mortgages made | 171 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.149 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 93 | 6.625% | $305,000 | 0.0% |
| Refinancing | 60 | 6.125% | $325,000 | 0.0% |
| Cash-out refinancing | 18 | 6.500% | $195,000 | 0.0% |
Where ACCESS CAPITAL FUNDING, L.L.C. lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| St. Louis County, MO | 67 | 6.500% | 0.0% |
| St. Charles County, MO | 54 | 6.375% | 0.0% |
| Jefferson County, MO | 17 | 6.375% | 0.0% |
| Lincoln County, MO | 6 | Under 10 loans | 0.0% |
| St. Louis city, MO | 6 | Under 10 loans | 0.0% |
| Franklin County, MO | 4 | Under 10 loans | 0.0% |
| Putnam County, IL | 2 | Under 10 loans | 0.0% |
| Camden County, MO | 2 | Under 10 loans | 0.0% |
| Ste. Genevieve County, MO | 2 | Under 10 loans | 0.0% |
| St. Francois County, MO | 2 | Under 10 loans | 0.0% |
| Warren County, MO | 2 | Under 10 loans | 0.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| Monroe County, IL | 1 | Under 10 loans | 0.0% |
| Boone County, MO | 1 | Under 10 loans | 0.0% |
| Gasconade County, MO | 1 | Under 10 loans | 0.0% |
| Macon County, MO | 1 | Under 10 loans | 0.0% |
| Madison County, MO | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.