Mortgage lenders in Boone County
4,123 mortgages were made in Boone County, Missouri, in 2025, by 298 lenders. The median rate their borrowers got was 6.500% on a median loan of $225,000. Of 4,988 decisions, 678 were denials — 13.6%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| The Central Trust Bank | 675 | 6.500% | $185,000 | 9.0% |
| FLAT BRANCH MORTGAGE, INC. | 506 | 6.625% | $245,000 | 0.2% |
| River Region Credit Union | 402 | Not published | $155,000 | 5.1% |
| Rocket Mortgage, LLC | 152 | 6.625% | $195,000 | 14.9% |
| Mortgage Research Center, LLC | 149 | 6.250% | $285,000 | 16.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 127 | 6.250% | $295,000 | 14.0% |
| DAS Acquisition Company, LLC | 115 | 6.500% | $245,000 | 2.3% |
| Simmons Bank | 98 | 3.990% | $155,000 | 16.1% |
| The Bank of Missouri | 87 | 6.750% | $255,000 | 4.4% |
| First State Community Bank | 86 | 6.750% | $215,000 | 4.4% |
| Commerce Bank | 83 | 6.625% | $105,000 | 27.8% |
| U.S. Bank National Association | 82 | 6.945% | $150,000 | 26.7% |
| Mid America Bank | 82 | Not published | $320,000 | 3.4% |
| West Community Credit Union | 68 | 6.500% | $215,000 | 19.0% |
| Hawthorn Bank | 65 | 6.520% | $215,000 | 1.5% |
| Bell Bank | 52 | 6.688% | $345,000 | 8.8% |
| Exchange Bank of Missouri | 50 | Not published | $245,000 | 2.0% |
| PENNYMAC LOAN SERVICES, LLC | 49 | 6.125% | $265,000 | 21.2% |
| The Callaway Bank | 47 | Not published | $195,000 | 2.1% |
| First Midwest Bank of the Ozarks | 40 | Not published | $245,000 | 4.8% |
| First State Bank of St. Charles, Missouri | 36 | 6.500% | $255,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 33 | 8.125% | $125,000 | 14.3% |
| GUILD MORTGAGE COMPANY | 32 | 6.990% | $200,000 | 3.0% |
| FREEDOM MORTGAGE CORPORATION | 30 | 6.250% | $250,000 | 12.2% |
| Bank of America, National Association | 29 | 6.240% | $155,000 | 27.9% |
| Navy Federal Credit Union | 28 | 6.250% | $245,000 | 12.5% |
| NEWREZ LLC | 25 | 6.250% | $295,000 | 23.5% |
| First Mid Bank & Trust, National Association | 25 | 6.750% | $285,000 | 13.8% |
| Connections Bank | 25 | Not published | $245,000 | 0.0% |
| COMMERCIAL TRUST COMPANY OF FAYETTE | 22 | Not published | $270,000 | 4.4% |
| Midwest Mortgage Associates Corporation | 20 | 6.625% | $250,000 | 4.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 20 | 6.563% | $300,000 | 9.1% |
| Broker Solutions, Inc. | 19 | 6.875% | $225,000 | 9.5% |
| NBKC BANK | 19 | 6.125% | $365,000 | 17.4% |
| The Missouri Bank | 19 | Not published | $645,000 | 0.0% |
| Regions Bank | 18 | 4.990% | $65,000 | 46.0% |
| Loandepot.Com, LLC | 18 | 7.313% | $95,000 | 35.7% |
| GUARANTEED RATE, INC. | 17 | 6.250% | $245,000 | 22.7% |
| MISSOURI Credit Union | 17 | Not published | $275,000 | 5.6% |
| GERSHMAN INVESTMENT CORP. | 16 | 6.750% | $225,000 | 46.7% |
| JPMorgan Chase Bank, National Association | 15 | 6.625% | $335,000 | 0.0% |
| UMB Bank, National Association | 15 | 5.990% | $245,000 | 11.8% |
| AmeriSave Mortgage Corporation | 12 | 7.750% | $105,000 | 76.9% |
| FIGURE LENDING LLC | 12 | 8.675% | $65,000 | 22.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 6.500% | $290,000 | 26.3% |
| Wells Fargo Bank, National Association | 12 | 6.125% | $275,000 | 29.4% |
| Mid-Continent Funding, Inc. | 12 | 6.188% | $215,000 | 13.3% |
| GENEVA FINANCIAL, LLC | 12 | 6.500% | $215,000 | 0.0% |
| The Federal Savings Bank | 11 | 6.875% | $305,000 | 21.4% |
| Arvest Bank | 11 | 6.500% | $415,000 | 0.0% |
| SPRING EQ, LLC | 10 | 8.713% | $65,000 | 62.1% |
| United Credit Union | 10 | 6.563% | $75,000 | 38.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 10 | 6.719% | $280,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 10 | 6.188% | $280,000 | 8.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| PLANET HOME LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 50.0% |
| LAKEVIEW LOAN SERVICING, LLC | 8 | Under 10 loans | Under 10 loans | 64.0% |
| T2 FINANCIAL LLC | 8 | Under 10 loans | Under 10 loans | 18.2% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 50.0% |
| Third Federal Savings and Loan Association of Cleveland | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 46.2% |
| CMG MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TruHome Solutions, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Alliant Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HomeBank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GoodLeap, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| General Mortgage Capital Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HNB National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 5 | Under 10 loans | Under 10 loans | 71.4% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| PEOPLE'S SAVINGS BANK OF RHINELAND | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Fairway Independent Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| REGIONAL MISSOURI BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Sullivan Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Wood & Huston Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BTC BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| THE LOAN STORE, INC. | 4 | Under 10 loans | Under 10 loans | 14.3% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| ENDEAVOR CAPITAL, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bankers Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 90.3% |
| NEW DAY FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| TRIAD FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 61.9% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 36.4% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Oakstar Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BOKF, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 2 | Under 10 loans | Under 10 loans | 72.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 80.0% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MOVEMENT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| The Bank of Old Monroe | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Capitol Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Goodfield State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Central National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Maries County Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Heritage Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community Point Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Academy Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FCS Financial, FLCA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Springfield | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY | 1 | Under 10 loans | Under 10 loans | 85.7% |
| PNC Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Great Southern Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Washington | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ResMac, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PILGRIM MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY BANK OF MARSHALL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Heritage Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Frontier Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONSERVATION EMPLOYEES CREDIT | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Transportation Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SCOTT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SERVIS ONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fortress Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Security Bank of Kansas City | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BP Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Guaranty Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Iroquois Federal Savings and Loan Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| M SQUARED FINANCIAL LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STANFORD Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank First, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Buena Vista National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 98 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Boone County
59 FDIC-insured branches from 23 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| The Central Trust Bank | 14 | $2.2 billion |
| Simmons Bank | 6 | $572.3 million |
| Commerce Bank | 5 | $828.9 million |
| First State Community Bank | 3 | $293.8 million |
| U.S. Bank National Association | 3 | $292.8 million |
| The Callaway Bank | 3 | $151.4 million |
| Connections Bank | 3 | $46.2 million |
| Bank of America, National Association | 2 | $429.1 million |
| The Bank of Missouri | 2 | $215.1 million |
| First Mid Bank & Trust, National Association | 2 | $139.0 million |
| First Midwest Bank of the Ozarks | 2 | $138.4 million |
| Hawthorn Bank | 2 | $116.4 million |
| Regions Bank | 2 | $89.3 million |
| UMB Bank, National Association | 1 | $120.8 million |
| HomeBank | 1 | $42.1 million |
| Flat Branch Bank | 1 | $41.6 million |
| Mid America Bank | 1 | $40.2 million |
| Exchange Bank of Missouri | 1 | $30.2 million |
| Academy Bank, National Association | 1 | $18.2 million |
| Commercial Trust Company of Fayette | 1 | $17.8 million |
| Great Southern Bank | 1 | $15.7 million |
| The Missouri Bank | 1 | $10.0 million |
| Investors Community Bank | 1 | $8.0 million |
Closed since the 2025 survey
13 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- BTC Bank, 4000 S Rangeline Rd, Columbia
- The Callaway Bank, 5600 Bull Run Dr, Columbia
- The Central Trust Bank, 2116 Nelwood Dr, Columbia
- The Central Trust Bank, 2116 Nelwood Dr, Columbia
- The Central Trust Bank, 2116 Nelwood Dr, Columbia
- The Central Trust Bank, 2116 Nelwood Dr, Columbia
- The Central Trust Bank, 2116 Nelwood Dr, Columbia
- The Central Trust Bank, 2116 Nelwood Dr, Columbia
- The Central Trust Bank, 2116 Nelwood Dr, Columbia
- The Central Trust Bank, 2116 Nelwood Dr, Columbia
- The Central Trust Bank, 2116 Nelwood Dr, Columbia
- The Central Trust Bank, 2116 Nelwood Dr, Columbia
- The Central Trust Bank, 2116 Nelwood Dr, Columbia
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When the next year’s lending figures are out for Boone County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.