First Midwest Bank of the Ozarks
First Midwest Bank of the Ozarks received 297 applications in 2025 and made 264 mortgages, in 18 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 283 decisions, 11 were denials — 3.9%.
| Legal Entity Identifier | 549300TSIYX9RDYWC806 |
|---|---|
| Applications received | 297 |
| Mortgages made | 264 |
| Denied | 11 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 14 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Midwest Bank of the Ozarks, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 144 | Not published | $110,000 | 4.5% |
| Refinancing | 27 | Not published | $195,000 | 0.0% |
| Cash-out refinancing | 61 | Not published | $125,000 | 1.6% |
| Other purposes | 32 | Not published | $55,000 | 8.3% |
Where First Midwest Bank of the Ozarks lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Butler County, MO | 136 | Not published | 2.1% |
| Boone County, MO | 40 | Not published | 4.8% |
| Wayne County, MO | 37 | Not published | 9.5% |
| Carter County, MO | 14 | Not published | 11.8% |
| Ripley County, MO | 13 | Not published | 0.0% |
| Stoddard County, MO | 10 | Not published | 0.0% |
| Reynolds County, MO | 3 | Under 10 loans | 0.0% |
| St. Louis County, MO | 2 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| DeSoto County, MS | 1 | Under 10 loans | 0.0% |
| Camden County, MO | 1 | Under 10 loans | 0.0% |
| Cooper County, MO | 1 | Under 10 loans | 0.0% |
| Iron County, MO | 1 | Under 10 loans | 0.0% |
| Randolph County, MO | 1 | Under 10 loans | 0.0% |
| St. Louis city, MO | 1 | Under 10 loans | 0.0% |
| Guilford County, NC | 1 | Under 10 loans | 0.0% |
| Montgomery County, TN | 1 | Under 10 loans | 0.0% |
| Bollinger County, MO | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.