M SQUARED FINANCIAL LLC
M SQUARED FINANCIAL LLC received 968 applications in 2025 and made 756 mortgages, in 72 counties across 13 states. The median rate its borrowers got was 6.500% on a median loan of $275,000. Of 783 decisions, 21 were denials — 2.7%, most often for collateral.
| Legal Entity Identifier | 5493008JUW0FLRMO0W64 |
|---|---|
| Applications received | 968 |
| Mortgages made | 756 |
| Denied | 21 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 185 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.328 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 677 | 6.500% | $275,000 | 2.9% |
| Refinancing | 61 | 6.125% | $295,000 | 1.6% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 17 | 6.750% | $245,000 | 0.0% |
Where M SQUARED FINANCIAL LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jackson County, MO | 208 | 6.500% | 3.7% |
| Johnson County, KS | 171 | 6.625% | 0.6% |
| Clay County, MO | 77 | 6.375% | 1.3% |
| Wyandotte County, KS | 45 | 6.500% | 0.0% |
| Cass County, MO | 45 | 6.625% | 6.3% |
| Douglas County, KS | 36 | 6.563% | 7.7% |
| Saline County, KS | 24 | 6.250% | 0.0% |
| Platte County, MO | 24 | 6.500% | 4.0% |
| Johnson County, MO | 14 | 6.433% | 0.0% |
| Leavenworth County, KS | 13 | 6.250% | 0.0% |
| Sedgwick County, KS | 10 | 6.500% | 0.0% |
| Buchanan County, MO | 10 | 6.625% | 0.0% |
| Clinton County, MO | 5 | Under 10 loans | 0.0% |
| Harris County, TX | 5 | Under 10 loans | 0.0% |
| Jefferson County, KS | 4 | Under 10 loans | 0.0% |
| Miami County, KS | 4 | Under 10 loans | 0.0% |
| Franklin County, KS | 3 | Under 10 loans | 0.0% |
| Shawnee County, KS | 3 | Under 10 loans | 0.0% |
| Greene County, MO | 3 | Under 10 loans | 0.0% |
| Comal County, TX | 3 | Under 10 loans | 0.0% |
| McPherson County, KS | 2 | Under 10 loans | 0.0% |
| Henry County, MO | 2 | Under 10 loans | 33.3% |
| Lafayette County, MO | 2 | Under 10 loans | 0.0% |
| Polk County, MO | 2 | Under 10 loans | 0.0% |
| Ray County, MO | 2 | Under 10 loans | 0.0% |
| Williamson County, TX | 2 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 0.0% |
| Marin County, CA | 1 | Under 10 loans | 0.0% |
| Adams County, CO | 1 | Under 10 loans | 0.0% |
| Volusia County, FL | 1 | Under 10 loans | 0.0% |
| Chattahoochee County, GA | 1 | Under 10 loans | 0.0% |
| DeKalb County, GA | 1 | Under 10 loans | 0.0% |
| Gwinnett County, GA | 1 | Under 10 loans | 0.0% |
| Hall County, GA | 1 | Under 10 loans | 0.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| Crawford County, KS | 1 | Under 10 loans | 0.0% |
| Dickinson County, KS | 1 | Under 10 loans | 0.0% |
| Harvey County, KS | 1 | Under 10 loans | 0.0% |
| Linn County, KS | 1 | Under 10 loans | 0.0% |
| Ottawa County, KS | 1 | Under 10 loans | 0.0% |
| Riley County, KS | 1 | Under 10 loans | 0.0% |
| Koochiching County, MN | 1 | Under 10 loans | 0.0% |
| Bates County, MO | 1 | Under 10 loans | 50.0% |
| Boone County, MO | 1 | Under 10 loans | 0.0% |
| Camden County, MO | 1 | Under 10 loans | 0.0% |
| Carroll County, MO | 1 | Under 10 loans | 0.0% |
| Christian County, MO | 1 | Under 10 loans | 0.0% |
| Jasper County, MO | 1 | Under 10 loans | 0.0% |
| Jefferson County, MO | 1 | Under 10 loans | 0.0% |
| Newton County, MO | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.