Mortgage lenders in Hall County
4,853 mortgages were made in Hall County, Georgia, in 2025, by 392 lenders. The median rate their borrowers got was 6.500% on a median loan of $295,000. Of 6,576 decisions, 1,466 were denials — 22.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 414 | 6.750% | $235,000 | 15.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 386 | 6.499% | $325,000 | 13.9% |
| United Community Bank | 177 | 6.500% | $105,000 | 15.9% |
| Regions Bank | 146 | 5.875% | $105,000 | 35.2% |
| Ameris Bank | 125 | 6.490% | $355,000 | 13.8% |
| Loandepot.Com, LLC | 123 | 5.875% | $315,000 | 34.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 121 | 6.375% | $305,000 | 8.3% |
| Truist Bank | 111 | 6.625% | $165,000 | 45.8% |
| PENNYMAC LOAN SERVICES, LLC | 109 | 6.499% | $275,000 | 26.5% |
| PULTE MORTGAGE LLC | 101 | 5.990% | $405,000 | 20.5% |
| Fairway Independent Mortgage Corporation | 96 | 6.625% | $330,000 | 4.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 93 | 5.490% | $435,000 | 13.6% |
| Bank of America, National Association | 76 | 6.375% | $155,000 | 38.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 75 | 6.625% | $295,000 | 4.9% |
| INSPIRE HOME LOANS INC. | 68 | 5.688% | $375,000 | 6.8% |
| DHI MORTGAGE COMPANY, LTD. | 63 | 3.990% | $365,000 | 14.9% |
| EVERETT FINANCIAL, INC. | 61 | 6.500% | $345,000 | 12.9% |
| NATIONSTAR MORTGAGE LLC | 59 | 8.250% | $105,000 | 13.0% |
| Navy Federal Credit Union | 58 | 7.750% | $135,000 | 35.9% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 57 | 6.250% | $315,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 56 | 6.250% | $350,000 | 20.0% |
| NEWREZ LLC | 51 | 6.500% | $315,000 | 40.2% |
| DELTA COMMUNITY CREDIT UNION | 51 | 6.875% | $145,000 | 37.8% |
| FIGURE LENDING LLC | 49 | 8.800% | $55,000 | 21.2% |
| PINNACLE BANK | 47 | Not published | $205,000 | 14.3% |
| Broker Solutions, Inc. | 40 | 6.470% | $320,000 | 25.9% |
| TRAILBLAZER MORTGAGE L.L.C. | 39 | 5.875% | $355,000 | 0.0% |
| First Option Mortgage, LLC | 38 | 6.933% | $325,000 | 0.0% |
| GEORGIA'S OWN | 37 | 7.250% | $195,000 | 30.4% |
| Associated Credit Union | 37 | 7.500% | $115,000 | 19.6% |
| JPMorgan Chase Bank, National Association | 37 | 6.500% | $245,000 | 9.5% |
| GUARANTEED RATE, INC. | 35 | 6.625% | $325,000 | 10.0% |
| AmeriSave Mortgage Corporation | 34 | 8.688% | $80,000 | 54.1% |
| GEORGIA UNITED | 34 | 7.313% | $115,000 | 33.3% |
| Wells Fargo Bank, National Association | 32 | 6.375% | $255,000 | 28.9% |
| SouthState Bank, National Association | 31 | 6.590% | $215,000 | 34.0% |
| Paramount Residential Mortgage Group, Inc. | 31 | 6.625% | $315,000 | 8.8% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 30 | 6.438% | $365,000 | 9.1% |
| MyGeorgia Credit Union | 29 | 7.500% | $75,000 | 49.1% |
| Mortgage Research Center, LLC | 26 | 6.250% | $355,000 | 47.1% |
| Prosperity Home Mortgage, LLC | 26 | 6.438% | $340,000 | 0.0% |
| US MORTGAGE CORPORATION | 26 | 7.000% | $310,000 | 7.1% |
| SPRING EQ, LLC | 25 | 10.275% | $105,000 | 62.9% |
| Capital City Home Loans, LLC | 25 | 6.500% | $365,000 | 0.0% |
| Onward Home Mortgage, LLC | 24 | 6.625% | $460,000 | 4.0% |
| Taylor Morrison Home Funding, Inc. | 24 | 5.750% | $420,000 | 20.0% |
| LOWER, LLC | 23 | 6.375% | $275,000 | 11.1% |
| Peach State Bank & Trust | 23 | Not published | $515,000 | 7.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 21 | 6.625% | $325,000 | 19.2% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | 21 | 6.875% | $355,000 | 0.0% |
| Peoples Bank & Trust | 21 | Not published | $325,000 | 0.0% |
| Bank OZK | 20 | 5.990% | $120,000 | 27.6% |
| GUARANTEED RATE AFFINITY, LLC | 20 | 6.625% | $365,000 | 4.4% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 20 | 6.500% | $395,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 20 | 6.563% | $335,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 19 | 6.625% | $335,000 | 26.9% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 19 | 6.625% | $325,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 19 | 10.160% | $105,000 | 17.4% |
| Lendage, LLC | 19 | 10.125% | $75,000 | 4.4% |
| 21st Mortgage Corporation | 18 | 9.580% | $140,000 | 61.2% |
| ZILLOW HOME LOANS, LLC | 18 | 6.500% | $335,000 | 0.0% |
| KIND LENDING, LLC | 18 | 6.813% | $355,000 | 17.4% |
| THE LOAN STORE, INC. | 18 | 6.875% | $245,000 | 13.6% |
| BETTER MORTGAGE CORPORATION | 17 | 8.625% | $225,000 | 32.0% |
| Renasant Bank | 17 | 6.625% | $295,000 | 22.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 16 | 6.437% | $350,000 | 5.9% |
| ACOPIA, LLC | 16 | 5.938% | $300,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 16 | 7.058% | $355,000 | 0.0% |
| Fifth Third Bank, National Association | 15 | 7.240% | $415,000 | 34.8% |
| GUILD MORTGAGE COMPANY | 15 | 6.125% | $355,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 14 | 8.750% | $100,000 | 61.8% |
| CARRINGTON MORTGAGE SERVICES, LLC | 14 | 6.188% | $195,000 | 64.3% |
| PNC Bank, National Association | 14 | 7.780% | $105,000 | 48.3% |
| LENNAR MORTGAGE, LLC | 14 | 3.875% | $370,000 | 22.2% |
| Click n' Close, Inc. | 14 | 7.000% | $290,000 | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 14 | 6.625% | $275,000 | 0.0% |
| AMWEST FUNDING CORP. | 13 | 6.875% | $285,000 | 12.5% |
| STOCKTON MORTGAGE CORPORATION | 12 | 6.995% | $330,000 | 7.7% |
| MOVEMENT MORTGAGE, LLC | 12 | 6.531% | $400,000 | 6.7% |
| UNION HOME MORTGAGE CORP. | 12 | 6.438% | $235,000 | 13.3% |
| PLAZA HOME MORTGAGE, INC. | 12 | 6.125% | $190,000 | 13.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 7.558% | $130,000 | 23.1% |
| MILEND, INC. | 10 | 6.495% | $340,000 | 26.7% |
| Equity Prime Mortgage LLC | 10 | 6.625% | $265,000 | 9.1% |
| U.S. Bank National Association | 10 | 7.775% | $195,000 | 52.4% |
| CMG MORTGAGE, INC. | 10 | 6.683% | $235,000 | 7.7% |
| Cornerstone First Mortgage, Inc | 10 | 6.375% | $390,000 | 0.0% |
| T2 FINANCIAL LLC | 10 | 6.750% | $405,000 | 8.3% |
| Plains Commerce Bank | 10 | 6.875% | $385,000 | 0.0% |
| LoanUnited.com, LLC | 10 | 6.188% | $415,000 | 0.0% |
| Synovus Bank | 10 | 8.000% | $310,000 | 28.6% |
| Cadence Bank | 10 | 7.500% | $205,000 | 31.3% |
| CANOPY MORTGAGE, LLC | 10 | 6.250% | $370,000 | 0.0% |
| Citadel Servicing Corporation | 10 | 7.563% | $270,000 | 6.7% |
| NexBank | 10 | 6.188% | $355,000 | 9.1% |
| 254900M2C4Q6DATP2889 | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Citizens Bank, National Association | 9 | Under 10 loans | Under 10 loans | 40.0% |
| A&D Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 16.7% |
| NFM, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| First Federal Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| BoxCar Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Coastal Community Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 50.0% |
| Third Federal Savings and Loan Association of Cleveland | 8 | Under 10 loans | Under 10 loans | 50.0% |
| United Bank | 8 | Under 10 loans | Under 10 loans | 42.9% |
| VILLAGE CAPITAL & INVESTMENT LLC | 7 | Under 10 loans | Under 10 loans | 36.0% |
| Magnolia Bank, Incorporated | 7 | Under 10 loans | Under 10 loans | 22.2% |
| First National Bank of America | 7 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION FINANCIAL SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 6 | Under 10 loans | Under 10 loans | 83.8% |
| First Heritage Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Presidential Bank, FSB | 6 | Under 10 loans | Under 10 loans | 33.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SENTE MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First-Citizens Bank & Trust Company | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ICE LENDER HOLDINGS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 68.8% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Kiavi Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 25.0% |
| FlexPoint, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Easy Street Capital, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 55.6% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 33.3% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 66.7% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 63.6% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 28.6% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 12.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 14.3% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| JET HOMELOANS, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| RIGHT START MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Citizens Bank of Georgia | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 9845007CY0EC0F59W414 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 3 | Under 10 loans | Under 10 loans | 57.1% |
| GoodLeap, LLC | 3 | Under 10 loans | Under 10 loans | 33.3% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 16.7% |
| SUMMIT FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VYSTAR CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SHELTER HOME MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LGE COMMUNITY CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| OAKTREE FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ASSURANCE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CDC FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROBINS FINANCIAL | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FirstBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First American Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 192 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Hall County
38 FDIC-insured branches from 16 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Truist Bank | 6 | $1.1 billion |
| Wells Fargo Bank, National Association | 5 | $830.0 million |
| Regions Bank | 5 | $628.1 million |
| United Community Bank | 4 | $893.0 million |
| Vallant Bank | 3 | $162.9 million |
| Peach State Bank & Trust | 2 | $706.7 million |
| Bank of America, National Association | 2 | $400.1 million |
| Ameris Bank | 2 | $308.6 million |
| United Bank | 2 | $61.7 million |
| Bank OZK | 1 | $191.0 million |
| JPMorgan Chase Bank, National Association | 1 | $190.3 million |
| SouthState Bank, National Association | 1 | $149.1 million |
| Renasant Bank | 1 | $73.5 million |
| The Huntington National Bank | 1 | $70.4 million |
| Fifth Third Bank, National Association | 1 | $67.2 million |
| First-Citizens Bank & Trust Company | 1 | $47.2 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 402 Washington St Se, Gainesville
- Cadence Bank, 500 Jesse Jewell Pkwy Se, Gainesville
Get told when this changes
When the next year’s lending figures are out for Hall County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.