CREDIT UNION FINANCIAL SERVICES, LLC
CREDIT UNION FINANCIAL SERVICES, LLC received 218 applications in 2025 and made 171 mortgages, in 67 counties across 3 states. The median rate its borrowers got was 5.750% on a median loan of $225,000. Of 184 decisions, 6 were denials — 3.3%, most often for other.
| Legal Entity Identifier | 549300VKT6APHQW3YT06 |
|---|---|
| Applications received | 218 |
| Mortgages made | 171 |
| Denied | 6 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 34 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.209 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 86 | 6.000% | $240,000 | 3.2% |
| Refinancing | 16 | 5.750% | $345,000 | 5.9% |
| Cash-out refinancing | 65 | 5.750% | $195,000 | 1.5% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 20.0% |
Where CREDIT UNION FINANCIAL SERVICES, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bibb County, GA | 18 | 5.625% | 0.0% |
| Fulton County, GA | 14 | 5.813% | 10.5% |
| DeKalb County, GA | 12 | 5.813% | 7.7% |
| Houston County, GA | 10 | 5.813% | 0.0% |
| Hall County, GA | 7 | Under 10 loans | 0.0% |
| Floyd County, GA | 6 | Under 10 loans | 0.0% |
| Cobb County, GA | 5 | Under 10 loans | 0.0% |
| Haralson County, GA | 5 | Under 10 loans | 0.0% |
| Carroll County, GA | 4 | Under 10 loans | 0.0% |
| Monroe County, GA | 4 | Under 10 loans | 0.0% |
| Baldwin County, GA | 3 | Under 10 loans | 0.0% |
| Barrow County, GA | 3 | Under 10 loans | 0.0% |
| Clarke County, GA | 3 | Under 10 loans | 0.0% |
| Coweta County, GA | 3 | Under 10 loans | 0.0% |
| Douglas County, GA | 3 | Under 10 loans | 0.0% |
| Gwinnett County, GA | 3 | Under 10 loans | 0.0% |
| Habersham County, GA | 3 | Under 10 loans | 0.0% |
| Jackson County, GA | 3 | Under 10 loans | 0.0% |
| Lowndes County, GA | 3 | Under 10 loans | 0.0% |
| Paulding County, GA | 3 | Under 10 loans | 20.0% |
| Peach County, GA | 3 | Under 10 loans | 0.0% |
| White County, GA | 3 | Under 10 loans | 0.0% |
| Cherokee County, AL | 2 | Under 10 loans | 0.0% |
| Chatham County, GA | 2 | Under 10 loans | 0.0% |
| Clayton County, GA | 2 | Under 10 loans | 0.0% |
| Effingham County, GA | 2 | Under 10 loans | 0.0% |
| Fannin County, GA | 2 | Under 10 loans | 0.0% |
| Forsyth County, GA | 2 | Under 10 loans | 0.0% |
| Jones County, GA | 2 | Under 10 loans | 0.0% |
| Polk County, GA | 2 | Under 10 loans | 0.0% |
| Putnam County, GA | 2 | Under 10 loans | 0.0% |
| Rockdale County, GA | 2 | Under 10 loans | 0.0% |
| Ware County, GA | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Cleburne County, AL | 1 | Under 10 loans | 0.0% |
| Macon County, AL | 1 | Under 10 loans | 0.0% |
| Shelby County, AL | 1 | Under 10 loans | 0.0% |
| Atkinson County, GA | 1 | Under 10 loans | 0.0% |
| Bleckley County, GA | 1 | Under 10 loans | 0.0% |
| Brantley County, GA | 1 | Under 10 loans | 0.0% |
| Catoosa County, GA | 1 | Under 10 loans | 0.0% |
| Cherokee County, GA | 1 | Under 10 loans | 0.0% |
| Crawford County, GA | 1 | Under 10 loans | 0.0% |
| Fayette County, GA | 1 | Under 10 loans | 0.0% |
| Franklin County, GA | 1 | Under 10 loans | 0.0% |
| Gilmer County, GA | 1 | Under 10 loans | 0.0% |
| Grady County, GA | 1 | Under 10 loans | 0.0% |
| Hancock County, GA | 1 | Under 10 loans | 0.0% |
| Henry County, GA | 1 | Under 10 loans | 0.0% |
| Jeff Davis County, GA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.