Mortgage lenders in Jackson County
3,115 mortgages were made in Jackson County, Georgia, in 2025, by 324 lenders. The median rate their borrowers got was 6.500% on a median loan of $325,000. Of 4,043 decisions, 776 were denials — 19.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 241 | 6.374% | $345,000 | 7.8% |
| Rocket Mortgage, LLC | 220 | 6.750% | $260,000 | 16.3% |
| VICTORY MORTGAGE, L.L.C. | 104 | 5.875% | $435,000 | 8.8% |
| Fairway Independent Mortgage Corporation | 102 | 6.625% | $340,000 | 2.8% |
| PENNYMAC LOAN SERVICES, LLC | 85 | 6.250% | $335,000 | 14.9% |
| Loandepot.Com, LLC | 81 | 5.750% | $365,000 | 31.7% |
| Regions Bank | 77 | 6.000% | $105,000 | 40.7% |
| Ameris Bank | 77 | 6.625% | $415,000 | 9.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 71 | 6.740% | $305,000 | 4.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 59 | 5.490% | $445,000 | 23.8% |
| United Community Bank | 55 | 6.500% | $145,000 | 30.9% |
| Broker Solutions, Inc. | 50 | 6.625% | $320,000 | 12.3% |
| DHI MORTGAGE COMPANY, LTD. | 49 | 4.990% | $425,000 | 17.0% |
| EVERETT FINANCIAL, INC. | 47 | 6.875% | $315,000 | 6.0% |
| NEWREZ LLC | 46 | 6.495% | $185,000 | 23.8% |
| FREEDOM MORTGAGE CORPORATION | 44 | 6.250% | $380,000 | 8.9% |
| Truist Bank | 44 | 6.608% | $160,000 | 31.8% |
| LENNAR MORTGAGE, LLC | 41 | 5.625% | $295,000 | 2.4% |
| GUILD MORTGAGE COMPANY | 40 | 6.250% | $320,000 | 6.8% |
| Navy Federal Credit Union | 37 | 8.450% | $115,000 | 41.5% |
| ACOPIA, LLC | 34 | 6.500% | $340,000 | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 34 | 6.500% | $350,000 | 2.9% |
| Mortgage Research Center, LLC | 33 | 6.125% | $395,000 | 28.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 32 | 6.625% | $335,000 | 0.0% |
| Capital City Home Loans, LLC | 32 | 6.625% | $375,000 | 3.0% |
| Magnolia Bank, Incorporated | 30 | 6.625% | $325,000 | 3.2% |
| Bank of America, National Association | 28 | 6.240% | $125,000 | 54.8% |
| SouthState Bank, National Association | 28 | 6.800% | $240,000 | 36.4% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 26 | 6.563% | $355,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 24 | 7.683% | $190,000 | 7.1% |
| NVR Mortgage Finance, Inc. | 24 | 5.875% | $355,000 | 17.2% |
| FIGURE LENDING LLC | 23 | 8.850% | $65,000 | 29.3% |
| Associated Credit Union | 23 | 7.000% | $135,000 | 11.5% |
| PLANET HOME LENDING, LLC | 22 | 6.313% | $390,000 | 18.5% |
| GUARANTEED RATE, INC. | 21 | 6.250% | $335,000 | 12.5% |
| Wells Fargo Bank, National Association | 20 | 6.375% | $180,000 | 9.1% |
| CANOPY MORTGAGE, LLC | 20 | 6.375% | $385,000 | 8.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 20 | 6.433% | $280,000 | 13.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 20 | 6.375% | $335,000 | 0.0% |
| SPRING EQ, LLC | 18 | 9.350% | $90,000 | 51.2% |
| Paramount Residential Mortgage Group, Inc. | 17 | 6.625% | $335,000 | 5.6% |
| City National Bank of Florida | 17 | 6.375% | $325,000 | 10.5% |
| Cornerstone First Mortgage, Inc | 17 | 6.500% | $305,000 | 5.6% |
| LAKEVIEW LOAN SERVICING, LLC | 16 | 6.250% | $270,000 | 53.1% |
| GEORGIA'S OWN | 16 | 7.375% | $125,000 | 32.0% |
| GEORGIA UNITED | 15 | 7.375% | $85,000 | 44.4% |
| Bank OZK | 15 | 5.990% | $65,000 | 44.8% |
| DELTA COMMUNITY CREDIT UNION | 15 | 6.750% | $125,000 | 34.8% |
| PINNACLE BANK | 15 | Not published | $235,000 | 15.0% |
| MOVEMENT MORTGAGE, LLC | 15 | 6.500% | $295,000 | 0.0% |
| Heritage Mortgage, LLC | 15 | 5.750% | $465,000 | 0.0% |
| AmeriSave Mortgage Corporation | 14 | 8.813% | $100,000 | 55.9% |
| Synovus Bank | 14 | 8.225% | $190,000 | 34.6% |
| LOWER, LLC | 14 | 6.563% | $325,000 | 22.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 13 | 7.490% | $85,000 | 7.1% |
| UNION HOME MORTGAGE CORP. | 12 | 6.688% | $295,000 | 14.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 12 | 6.250% | $370,000 | 13.3% |
| PEACH STATE FEDERAL CREDIT UNION | 12 | 6.500% | $145,000 | 7.7% |
| KIND LENDING, LLC | 12 | 6.563% | $430,000 | 29.4% |
| US MORTGAGE CORPORATION | 12 | 6.688% | $355,000 | 20.0% |
| Presidential Bank, FSB | 12 | 6.563% | $560,000 | 7.7% |
| BETTER MORTGAGE CORPORATION | 11 | 7.125% | $265,000 | 29.4% |
| U.S. Bank National Association | 11 | 6.875% | $235,000 | 26.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 11 | 6.375% | $375,000 | 14.3% |
| ZILLOW HOME LOANS, LLC | 11 | 6.625% | $325,000 | 7.7% |
| THE LOAN STORE, INC. | 10 | 7.713% | $145,000 | 31.3% |
| JPMorgan Chase Bank, National Association | 10 | 6.433% | $340,000 | 16.7% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | 10 | 6.563% | $410,000 | 0.0% |
| Plains Commerce Bank | 10 | 6.438% | $395,000 | 0.0% |
| NFM, INC. | 10 | 6.625% | $335,000 | 9.1% |
| First Option Mortgage, LLC | 10 | 6.999% | $370,000 | 0.0% |
| Lendage, LLC | 10 | 9.938% | $60,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 10 | 6.338% | $390,000 | 0.0% |
| PNC Bank, National Association | 9 | Under 10 loans | Under 10 loans | 40.0% |
| Third Federal Savings and Loan Association of Cleveland | 9 | Under 10 loans | Under 10 loans | 35.7% |
| STOCKTON MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 8 | Under 10 loans | Under 10 loans | 71.4% |
| Coastal Community Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 8 | Under 10 loans | Under 10 loans | 22.2% |
| Fifth Third Bank, National Association | 8 | Under 10 loans | Under 10 loans | 25.0% |
| MyGeorgia Credit Union | 8 | Under 10 loans | Under 10 loans | 33.3% |
| ROBINS FINANCIAL | 8 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Oconee State Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| INSPIRE HOME LOANS INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank & Trust | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First American Bank and Trust Company | 8 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 41.7% |
| NEW WAVE LENDING GROUP INC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ROYAL UNITED MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NEW DAY FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ASSURANCE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 82.1% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| ATLANTA POSTAL | 5 | Under 10 loans | Under 10 loans | 28.6% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 28.6% |
| GoodLeap, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| REPUBLIC STATE MORTGAGE CO. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 16.7% |
| 254900F4GAYA092QOZ09 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 20.0% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 14.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Renasant Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| RESICENTRAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 9845007CY0EC0F59W414 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 3 | Under 10 loans | Under 10 loans | 60.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SFMC, LP | 3 | Under 10 loans | Under 10 loans | 20.0% |
| SENTE MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Onward Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AAA CAPITAL INVESTMENT, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CONTINENTAL MORTGAGE, LTD. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EMET LENDING GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Community Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| APCO EMPLOYEES | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 76.9% |
| MILEND, INC. | 2 | Under 10 loans | Under 10 loans | 40.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SHELTER HOME MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Connexus Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PULTE MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Peach State Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CREDIT UNION OF GEORGIA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDENCE FUNDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Classic City Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 124 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Jackson County
14 FDIC-insured branches from 10 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| SouthState Bank, National Association | 3 | $283.2 million |
| Regions Bank | 2 | $150.2 million |
| Northeast Georgia Bank | 2 | $107.1 million |
| First Century Bank, National Association | 1 | $653.0 million |
| United Community Bank | 1 | $207.0 million |
| United Bank | 1 | $196.1 million |
| Bank OZK | 1 | $159.5 million |
| Wells Fargo Bank, National Association | 1 | $97.6 million |
| Vallant Bank | 1 | $59.1 million |
| Exchange Bank | 1 | $5.2 million |
Get told when this changes
When the next year’s lending figures are out for Jackson County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.