Mortgage Lender Index

Heritage Mortgage, LLC

Heritage Mortgage, LLC received 1,245 applications in 2025 and made 962 mortgages, in 37 counties across 6 states. The median rate its borrowers got was 5.990% on a median loan of $315,000. Of 978 decisions, 13 were denials — 1.3%, most often for debt-to-income ratio.

Legal Entity Identifier254900ERGGNLW2R5J379
Applications received1,245
Mortgages made962
Denied13
Approved, not taken up3
Withdrawn or incomplete267
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.272 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase962 5.990%$315,000 1.3%

Where Heritage Mortgage, LLC lends most

The 37 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Madison County, AL 2415.750%0.4%
Limestone County, AL 1166.000%0.0%
Robertson County, TN 866.500%1.2%
Bexar County, TX 565.500%6.7%
Harnett County, NC 506.250%0.0%
Yavapai County, AZ 426.625%0.0%
Wake County, NC 386.000%2.6%
Morgan County, AL 376.250%0.0%
Montgomery County, TX 335.750%2.9%
Rockwall County, TX 265.750%0.0%
Bartow County, GA 216.875%0.0%
Cobb County, GA 186.500%5.3%
Sumner County, TN 186.000%0.0%
Medina County, TX 185.688%0.0%
Cullman County, AL 176.250%0.0%
Marshall County, AL 156.000%0.0%
Jackson County, GA 155.750%0.0%
Liberty County, TX 145.625%6.7%
Gwinnett County, GA 125.933%0.0%
Waller County, TX 116.250%8.3%
Paulding County, GA 9Under 10 loans10.0%
Brazoria County, TX 9Under 10 loans0.0%
Galveston County, TX 8Under 10 loans0.0%
Collin County, TX 7Under 10 loans0.0%
Guadalupe County, TX 7Under 10 loans0.0%
Rutherford County, TN 6Under 10 loans14.3%
Fort Bend County, TX 6Under 10 loans0.0%
Lee County, AL 5Under 10 loans0.0%
Orange County, NC 4Under 10 loans0.0%
Russell County, AL 3Under 10 loans0.0%
Houston County, GA 3Under 10 loans0.0%
Lincoln County, TN 3Under 10 loans0.0%
Harris County, TX 3Under 10 loans0.0%
Cherokee County, GA 2Under 10 loans0.0%
Maricopa County, AZ 1Under 10 loans0.0%
Pike County, GA 1Under 10 loans0.0%
Gaston County, NC 1Under 10 loans0.0%

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When Heritage Mortgage, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.