Mortgage lenders in Galveston County
7,839 mortgages were made in Galveston County, Texas, in 2025, by 556 lenders. The median rate their borrowers got was 6.500% on a median loan of $275,000. Of 10,818 decisions, 2,457 were denials — 22.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 556 | 6.452% | $295,000 | 16.1% |
| Rocket Mortgage, LLC | 514 | 6.625% | $245,000 | 25.8% |
| LENNAR MORTGAGE, LLC | 302 | 4.250% | $315,000 | 14.4% |
| AMOCO | 257 | 6.375% | $205,000 | 26.3% |
| JSC Federal Credit Union | 222 | 6.250% | $85,000 | 27.6% |
| CMG MORTGAGE, INC. | 209 | 6.750% | $275,000 | 5.3% |
| DHI MORTGAGE COMPANY, LTD. | 191 | 4.500% | $305,000 | 18.0% |
| Loandepot.Com, LLC | 179 | 4.990% | $285,000 | 16.9% |
| NETWORK FUNDING, L.P. | 153 | 6.875% | $305,000 | 5.5% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 123 | 5.875% | $385,000 | 6.1% |
| Mortgage Research Center, LLC | 122 | 6.250% | $305,000 | 26.6% |
| Broker Solutions, Inc. | 120 | 6.750% | $235,000 | 12.2% |
| PENNYMAC LOAN SERVICES, LLC | 109 | 6.499% | $265,000 | 15.7% |
| Gateway First Bank | 108 | 6.500% | $285,000 | 5.2% |
| KIND LENDING, LLC | 105 | 6.875% | $315,000 | 20.7% |
| Frost Bank | 104 | 7.530% | $145,000 | 41.4% |
| LEGEND LENDING CORPORATION | 103 | 6.625% | $295,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 95 | 6.250% | $305,000 | 9.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 91 | 6.875% | $275,000 | 11.5% |
| JPMorgan Chase Bank, National Association | 88 | 6.500% | $250,000 | 15.5% |
| Fairway Independent Mortgage Corporation | 85 | 6.750% | $295,000 | 7.6% |
| GUILD MORTGAGE COMPANY | 83 | 6.500% | $285,000 | 1.2% |
| M/I FINANCIAL, LLC | 82 | 4.875% | $285,000 | 5.2% |
| UNION HOME MORTGAGE CORP. | 81 | 6.625% | $275,000 | 9.9% |
| HOMETRUST MORTGAGE COMPANY | 75 | 6.625% | $325,000 | 10.6% |
| KBHS HOME LOANS, LLC | 72 | 6.400% | $245,000 | 7.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 71 | 6.750% | $305,000 | 12.5% |
| Click n' Close, Inc. | 68 | 6.750% | $265,000 | 0.0% |
| Navy Federal Credit Union | 67 | 6.375% | $195,000 | 35.2% |
| Bank of America, National Association | 64 | 6.000% | $160,000 | 61.5% |
| NEWREZ LLC | 64 | 6.750% | $225,000 | 40.7% |
| INTERLINC MORTGAGE SERVICES, LLC | 63 | 5.625% | $335,000 | 11.3% |
| Cadence Bank | 62 | 6.613% | $350,000 | 12.5% |
| Zions Bancorporation, N.A. | 61 | 6.890% | $165,000 | 39.6% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | 59 | 6.990% | $175,000 | 0.0% |
| Regions Bank | 58 | 6.063% | $205,000 | 43.2% |
| ASSOCIATED CREDIT UNION OF TEXAS | 58 | 6.750% | $110,000 | 0.0% |
| UNIVERSITY Federal Credit Union | 54 | 6.875% | $195,000 | 12.9% |
| Paramount Residential Mortgage Group, Inc. | 53 | 6.500% | $295,000 | 1.8% |
| THE LOAN STORE, INC. | 50 | 6.813% | $285,000 | 19.4% |
| TEXAS DOW EMPLOYEES CREDIT UNION | 50 | 7.125% | $265,000 | 12.3% |
| PLAZA HOME MORTGAGE, INC. | 45 | 6.500% | $285,000 | 28.4% |
| VELOCIO MORTGAGE L.L.C. | 45 | 4.990% | $395,000 | 4.3% |
| HomeTown Bank, National Association | 44 | Not published | $270,000 | 19.7% |
| MORTGAGE FINANCIAL SERVICES, LLC | 44 | 6.250% | $295,000 | 2.2% |
| NATIONSTAR MORTGAGE LLC | 42 | 7.125% | $205,000 | 25.9% |
| MOVEMENT MORTGAGE, LLC | 41 | 6.500% | $295,000 | 3.6% |
| Prosperity Bank | 39 | 6.625% | $285,000 | 30.5% |
| JET HOMELOANS, LP | 38 | 5.875% | $490,000 | 7.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 36 | 6.500% | $320,000 | 11.9% |
| CHAMPIONS FUNDING, LLC | 35 | 7.625% | $265,000 | 30.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 35 | 6.750% | $295,000 | 4.7% |
| CORNERSTONE CAPITAL BANK, SSB | 35 | 6.250% | $345,000 | 2.8% |
| ZILLOW HOME LOANS, LLC | 34 | 6.625% | $240,000 | 15.0% |
| Synergy One Lending, Inc. | 32 | 6.500% | $270,000 | 8.6% |
| GUARANTEED RATE, INC. | 31 | 6.375% | $305,000 | 11.1% |
| SHELL FEDERAL CREDIT UNION | 30 | 7.000% | $95,000 | 50.0% |
| Wells Fargo Bank, National Association | 30 | 6.375% | $255,000 | 30.2% |
| USAA Federal Savings Bank | 29 | 6.375% | $295,000 | 34.1% |
| CLM MORTGAGE, INC. | 27 | 5.250% | $325,000 | 3.2% |
| SPRING EQ, LLC | 26 | 9.750% | $65,000 | 63.6% |
| EUSTIS MORTGAGE CORPORATION | 26 | 6.875% | $255,000 | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 25 | 5.250% | $325,000 | 46.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 24 | 6.688% | $300,000 | 11.8% |
| PNC Bank, National Association | 23 | 7.490% | $125,000 | 65.2% |
| FIGURE LENDING LLC | 23 | 10.400% | $55,000 | 26.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 22 | 10.750% | $85,000 | 74.4% |
| TEXAS BAY | 22 | 6.433% | $170,000 | 56.0% |
| A&D Mortgage LLC | 22 | 6.933% | $230,000 | 14.8% |
| The Moody National Bank | 22 | Not published | $155,000 | 16.7% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 22 | 6.500% | $300,000 | 0.0% |
| 212 LOANS, LLC. | 21 | 10.990% | $155,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 20 | 6.250% | $335,000 | 23.1% |
| SFMC, LP | 20 | 6.562% | $370,000 | 14.3% |
| LAKEVIEW LOAN SERVICING, LLC | 19 | 5.990% | $315,000 | 67.6% |
| TOWNE MORTGAGE COMPANY | 19 | 5.875% | $295,000 | 4.8% |
| EVERETT FINANCIAL, INC. | 18 | 6.875% | $275,000 | 14.3% |
| LoanUnited.com, LLC | 18 | 6.125% | $300,000 | 5.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 18 | 7.062% | $325,000 | 23.1% |
| Commerce Home Mortgage, Inc. | 18 | 8.500% | $325,000 | 14.3% |
| HOMEXPRESS MORTGAGE CORP. | 18 | 7.563% | $225,000 | 30.8% |
| SUCCESS MORTGAGE PARTNERS, INC. | 18 | 6.625% | $330,000 | 10.0% |
| Sierra Pacific Mortgage Company, Inc. | 18 | 6.625% | $280,000 | 14.3% |
| First Financial Bank | 18 | 6.900% | $345,000 | 5.3% |
| Flagstar Bank, N.A. | 18 | 6.500% | $275,000 | 21.7% |
| AmeriSave Mortgage Corporation | 17 | 7.625% | $165,000 | 71.7% |
| GoodLeap, LLC | 17 | 7.125% | $175,000 | 17.9% |
| Texas First Bank | 17 | Not published | $105,000 | 32.0% |
| Equity Prime Mortgage LLC | 16 | 6.313% | $230,000 | 20.0% |
| OCMBC, INC. | 16 | 7.250% | $280,000 | 19.2% |
| PULTE MORTGAGE LLC | 16 | 4.750% | $350,000 | 33.3% |
| ROYAL UNITED MORTGAGE LLC | 16 | 6.938% | $125,000 | 30.4% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 16 | 7.095% | $230,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 15 | 6.600% | $315,000 | 11.8% |
| City Bank | 15 | 6.500% | $235,000 | 16.7% |
| Lendage, LLC | 15 | 11.000% | $75,000 | 6.3% |
| PLANET HOME LENDING, LLC | 15 | 5.990% | $305,000 | 11.8% |
| 21st Mortgage Corporation | 14 | 10.040% | $115,000 | 79.5% |
| BETTER MORTGAGE CORPORATION | 14 | 6.500% | $300,000 | 39.1% |
| Truist Bank | 14 | 6.513% | $250,000 | 44.4% |
| DEEPHAVEN MORTGAGE LLC | 14 | 7.250% | $280,000 | 33.3% |
| V.I.P. MORTGAGE, INC. | 14 | 6.250% | $325,000 | 6.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 14 | 6.125% | $230,000 | 26.3% |
| Citadel Servicing Corporation | 14 | 7.688% | $205,000 | 9.1% |
| PILGRIM MORTGAGE LLC | 14 | 6.433% | $300,000 | 0.0% |
| NFM, INC. | 14 | 6.750% | $245,000 | 0.0% |
| CHEVRON Federal Credit Union | 14 | 5.875% | $340,000 | 12.5% |
| Discover Bank | 13 | 8.000% | $75,000 | 78.7% |
| COLINA MORTGAGE GROUP, LLC | 13 | 5.500% | $295,000 | 13.6% |
| BOKF, National Association | 13 | 6.375% | $275,000 | 22.2% |
| Kiavi Funding, Inc. | 13 | 9.650% | $185,000 | 12.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 13 | 6.500% | $265,000 | 7.1% |
| BRIGHTLAND MORTGAGE SERVICES, LTD. | 13 | 6.500% | $365,000 | 0.0% |
| Hometown Equity Mortgage, LLC | 12 | 7.125% | $275,000 | 50.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 12 | 6.750% | $325,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 12 | 6.625% | $310,000 | 0.0% |
| NexBank | 12 | 6.875% | $225,000 | 7.7% |
| RESICENTRAL, LLC | 12 | 6.370% | $305,000 | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 12 | 10.688% | $385,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 11 | 6.990% | $155,000 | 38.9% |
| CARRINGTON MORTGAGE SERVICES, LLC | 11 | 6.499% | $265,000 | 48.5% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 11 | 6.500% | $105,000 | 26.3% |
| Stellar Bank | 11 | 6.500% | $535,000 | 36.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 11 | 9.850% | $185,000 | 38.9% |
| Plains Commerce Bank | 11 | 6.500% | $265,000 | 8.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 11 | 6.250% | $315,000 | 20.0% |
| Emporium TPO LLC | 11 | 6.990% | $185,000 | 6.7% |
| TRIAD FINANCIAL SERVICES, INC. | 10 | 9.350% | $100,000 | 51.6% |
| U.S. Bank National Association | 10 | 6.375% | $255,000 | 64.3% |
| LOWER, LLC | 10 | 6.625% | $275,000 | 35.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 10 | 5.870% | $410,000 | 6.3% |
| SOUTHWEST FUNDING, LP | 10 | 6.500% | $245,000 | 0.0% |
| AMWEST FUNDING CORP. | 10 | 6.500% | $230,000 | 0.0% |
| LENDINGONE, LLC | 9 | Under 10 loans | Under 10 loans | 47.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 9 | Under 10 loans | Under 10 loans | 52.6% |
| Tomo Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| BPL MORTGAGE TRUST, LLC | 9 | Under 10 loans | Under 10 loans | 35.7% |
| INSPIRE HOME LOANS INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Nations Lending Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 8 | Under 10 loans | Under 10 loans | 42.9% |
| AMERICAN HERITAGE LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 6.3% |
| PENTAGON FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 55.6% |
| Cornerstone First Mortgage, Inc | 8 | Under 10 loans | Under 10 loans | 30.8% |
| Heritage Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Taylor Morrison Home Funding, Inc. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| RIGHT START MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| CLEAREDGE LENDING LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Capital Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| First Liberty Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| GARDNER FINANCIAL SERVICES, LTD. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SYNERGY FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 27.3% |
| NEXERA HOLDING LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 7 | Under 10 loans | Under 10 loans | 36.4% |
| GENWAY HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| FocusOne Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Neches Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NextMortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Southwest Airlines Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GRACE HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL CONCEPTS, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FirstBank | 5 | Under 10 loans | Under 10 loans | 68.0% |
| CREDIT UNION OF TEXAS | 5 | Under 10 loans | Under 10 loans | 41.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 25.0% |
| 254900CTT87ZKAUTIJ37 | 5 | Under 10 loans | Under 10 loans | 28.6% |
| ENVOY MORTGAGE, LTD | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SENTE MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| International Bank of Commerce | 5 | Under 10 loans | Under 10 loans | 28.6% |
| FBC MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| AMERITRUST MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Trustmark National Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Valley West Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Investmark Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Home Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CERTIFIED FUNDING, L.P. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SouthTrust Bank, N.A. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 9845007CY0EC0F59W414 | 5 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 356 lenders each made 5 or fewer mortgages here, and are counted in the totals above.
Bank branches in Galveston County
66 FDIC-insured branches from 19 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Texas First Bank | 13 | $1.1 billion |
| Zions Bancorporation, N.A. | 7 | $494.8 million |
| The Moody National Bank | 6 | $978.3 million |
| JPMorgan Chase Bank, National Association | 5 | $1.1 billion |
| Frost Bank | 5 | $385.1 million |
| PNC Bank, National Association | 5 | $331.0 million |
| HomeTown Bank, National Association | 4 | $654.2 million |
| Bank of America, National Association | 3 | $533.4 million |
| Wells Fargo Bank, National Association | 3 | $520.0 million |
| Woodforest National Bank | 3 | $32.8 million |
| Prosperity Bank | 2 | $132.5 million |
| The Huntington National Bank | 2 | $131.8 million |
| Regions Bank | 2 | $121.3 million |
| Investar Bank, National Association | 1 | $97.0 million |
| Home Bank, National Association | 1 | $87.4 million |
| Texas Gulf Bank, National Association | 1 | $56.0 million |
| Fifth Third Bank, National Association | 1 | $49.2 million |
| Bank OZK | 1 | $35.7 million |
| First National Bank Texas | 1 | $8.7 million |
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Cadence Bank, 699 S Friendswood Dr, Ste 101, Friendswood
- Comerica Bank, 203 S Friendswood Dr, Friendswood
- Veritex Community Bank, 102 W Parkwood Ave, Friendswood
- Wells Fargo Bank, National Association, 2905 S Shore Blvd, League City
Get told when this changes
When the next year’s lending figures are out for Galveston County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.