HomeTown Bank, National Association
HomeTown Bank, National Association received 116 applications in 2025 and made 67 mortgages, in 8 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $245,000. Of 100 decisions, 22 were denials — 22.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300SHQJPJG8CN8153 |
|---|---|
| Applications received | 116 |
| Mortgages made | 67 |
| Denied | 22 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 16 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: HomeTown Bank, National Association, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 41 | Not published | $325,000 | 16.4% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Other purposes | 17 | Not published | $105,000 | 30.8% |
Where HomeTown Bank, National Association lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Galveston County, TX | 44 | Not published | 19.7% |
| Brazoria County, TX | 11 | Not published | 16.7% |
| Harris County, TX | 10 | Not published | 29.4% |
| Brazos County, TX | 1 | Under 10 loans | 0.0% |
| Chambers County, TX | 1 | Under 10 loans | 0.0% |
| Comal County, TX | 0 | Under 10 loans | 100.0% |
| Fort Bend County, TX | 0 | Under 10 loans | 100.0% |
| Karnes County, TX | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.