Mortgage lenders in Brazos County
3,776 mortgages were made in Brazos County, Texas, in 2025, by 419 lenders. The median rate their borrowers got was 6.500% on a median loan of $270,000. Of 5,057 decisions, 1,102 were denials — 21.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 377 | 6.250% | $285,000 | 6.9% |
| DHI MORTGAGE COMPANY, LTD. | 250 | 4.990% | $290,000 | 15.2% |
| First Financial Bank | 175 | 6.875% | $245,000 | 9.2% |
| Rocket Mortgage, LLC | 161 | 6.875% | $215,000 | 25.1% |
| PILGRIM MORTGAGE LLC | 126 | 6.500% | $295,000 | 0.8% |
| 549300UK9R93LGQHOV21 | 123 | 5.250% | $295,000 | 0.8% |
| CMG MORTGAGE, INC. | 120 | 6.625% | $265,000 | 0.8% |
| Fairway Independent Mortgage Corporation | 117 | 6.490% | $285,000 | 1.7% |
| American Momentum Bank | 96 | Not published | $325,000 | 2.0% |
| JPMorgan Chase Bank, National Association | 94 | 6.500% | $245,000 | 5.9% |
| AMERIHOME MORTGAGE COMPANY, LLC | 74 | 6.500% | $275,000 | 9.6% |
| City Bank | 71 | 6.830% | $245,000 | 10.1% |
| GREATER TEXAS FEDERAL CREDIT UNION | 67 | 6.625% | $105,000 | 45.1% |
| Prosperity Bank | 65 | 6.990% | $235,000 | 32.7% |
| Amarillo National Bank | 57 | 7.250% | $215,000 | 5.6% |
| THE LOAN STORE, INC. | 51 | 6.500% | $225,000 | 7.1% |
| Mortgage Research Center, LLC | 48 | 6.250% | $295,000 | 25.0% |
| VeraBank, National Association | 45 | 7.250% | $280,000 | 4.3% |
| NEW FED MORTGAGE, CORP. | 43 | 6.500% | $255,000 | 6.5% |
| Extraco Banks, National Association | 41 | 6.500% | $395,000 | 2.4% |
| PENNYMAC LOAN SERVICES, LLC | 39 | 6.750% | $305,000 | 31.2% |
| Truist Bank | 39 | 6.600% | $205,000 | 34.4% |
| FREEDOM MORTGAGE CORPORATION | 37 | 6.250% | $315,000 | 13.3% |
| Bank of America, National Association | 34 | 6.490% | $185,000 | 42.6% |
| MOVEMENT MORTGAGE, LLC | 34 | 6.438% | $210,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 33 | 7.375% | $135,000 | 25.0% |
| INSPIRE HOME LOANS INC. | 32 | 4.875% | $315,000 | 2.6% |
| Guaranty Bank & Trust, N.A. | 32 | 6.740% | $405,000 | 5.9% |
| BRIGHTLAND MORTGAGE SERVICES, LTD. | 32 | 6.625% | $385,000 | 3.0% |
| Navy Federal Credit Union | 30 | 6.375% | $305,000 | 31.8% |
| 21st Mortgage Corporation | 29 | 10.130% | $95,000 | 82.4% |
| LENNAR MORTGAGE, LLC | 28 | 4.500% | $235,000 | 6.7% |
| Wells Fargo Bank, National Association | 27 | 6.375% | $215,000 | 20.6% |
| Broker Solutions, Inc. | 26 | 7.063% | $220,000 | 10.3% |
| KIND LENDING, LLC | 24 | 6.438% | $295,000 | 27.3% |
| SWBC MORTGAGE CORPORATION | 24 | 6.563% | $295,000 | 3.9% |
| NEWREZ LLC | 23 | 6.250% | $305,000 | 56.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 23 | 7.125% | $225,000 | 14.3% |
| PLAZA HOME MORTGAGE, INC. | 23 | 6.490% | $275,000 | 11.5% |
| Frost Bank | 20 | 7.147% | $140,000 | 34.4% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 18 | 5.933% | $285,000 | 0.0% |
| First National Bank of Huntsville | 17 | Not published | $255,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 16 | 6.933% | $290,000 | 5.9% |
| Loandepot.Com, LLC | 16 | 6.688% | $220,000 | 28.0% |
| NETWORK FUNDING, L.P. | 16 | 6.813% | $300,000 | 5.6% |
| TRIAD FINANCIAL SERVICES, INC. | 15 | 11.030% | $95,000 | 63.8% |
| PNC Bank, National Association | 15 | 7.240% | $135,000 | 44.4% |
| First National Bank of Central Texas | 15 | Not published | $365,000 | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 14 | 5.620% | $330,000 | 0.0% |
| Simmons Bank | 13 | 6.900% | $680,000 | 38.1% |
| GUILD MORTGAGE COMPANY | 13 | 6.375% | $265,000 | 0.0% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 12 | 6.938% | $175,000 | 5.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 11.250% | $75,000 | 81.3% |
| SPRING EQ, LLC | 11 | 9.700% | $65,000 | 60.7% |
| BETTER MORTGAGE CORPORATION | 11 | 6.625% | $305,000 | 21.4% |
| Citizens State Bank | 11 | Not published | $285,000 | 0.0% |
| Flagstar Bank, N.A. | 11 | 6.042% | $335,000 | 21.4% |
| EVERETT FINANCIAL, INC. | 11 | 6.875% | $185,000 | 0.0% |
| GUARANTEED RATE, INC. | 10 | 6.750% | $405,000 | 0.0% |
| Cadence Bank | 10 | 6.648% | $275,000 | 28.6% |
| Paramount Residential Mortgage Group, Inc. | 10 | 6.563% | $350,000 | 0.0% |
| Glacier Bank | 10 | 6.815% | $230,000 | 0.0% |
| Kiavi Funding, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Wallick & Volk, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Lendage, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| AmeriSave Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 72.4% |
| BRAZOS VALLEY SCHOOLS | 8 | Under 10 loans | Under 10 loans | 42.1% |
| U.S. Bank National Association | 8 | Under 10 loans | Under 10 loans | 35.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| NEXERA HOLDING LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 8.3% |
| DEEPHAVEN MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| PLANET HOME LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 20.0% |
| First United Bank and Trust Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LAKEVIEW LOAN SERVICING, LLC | 6 | Under 10 loans | Under 10 loans | 77.5% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 71.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| UNIVERSITY Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Discover Bank | 5 | Under 10 loans | Under 10 loans | 80.8% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 53.8% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| ROYAL UNITED MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Citizens National Bank, N.A. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Amplify | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Constant Investments, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Austin Bank, Texas National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Brenham National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Jefferson Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 45.5% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Zions Bancorporation, N.A. | 4 | Under 10 loans | Under 10 loans | 55.6% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Logan Finance Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION OF TEXAS | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LOANPEOPLE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 3 | Under 10 loans | Under 10 loans | 62.5% |
| FIGURE LENDING LLC | 3 | Under 10 loans | Under 10 loans | 45.5% |
| VILLAGE CAPITAL & INVESTMENT LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Centennial Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMETRUST MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHEVRON Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stellar Bank | 3 | Under 10 loans | Under 10 loans | 20.0% |
| GoodLeap, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BOKF, National Association | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Synergy One Lending, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GREYSTONE SERVICING COMPANY LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank of Bastrop | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NextMortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Austin County State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECTIONS EQUITY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 77.8% |
| Beeline Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Lamar National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| American National Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SFMC, LP | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The First State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| International Bank of Commerce | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Toyota Financial Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Southside Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CONTINENTAL MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEXAS DOW EMPLOYEES CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMET LENDING GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Zippy Loans, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Brenham, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CRPFBFJUTD8P12 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Frontier Bank of Texas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Renasant Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HURST REAL ESTATE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Vellum Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TIB National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCIO MORTGAGE L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 219 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Brazos County
62 FDIC-insured branches from 24 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Prosperity Bank | 10 | $1.0 billion |
| Wells Fargo Bank, National Association | 5 | $1.2 billion |
| First Financial Bank | 5 | $798.6 million |
| First National Bank Texas | 5 | $52.1 million |
| Truist Bank | 4 | $1.3 billion |
| American Momentum Bank | 3 | $662.0 million |
| JPMorgan Chase Bank, National Association | 3 | $661.8 million |
| Amarillo National Bank | 3 | $281.5 million |
| Glacier Bank | 3 | $253.0 million |
| Bank of America, National Association | 2 | $421.7 million |
| Extraco Banks, National Association | 2 | $244.8 million |
| VeraBank, National Association | 2 | $219.2 million |
| PNC Bank, National Association | 2 | $191.6 million |
| Frost Bank | 2 | $121.5 million |
| The Brenham National Bank | 2 | $85.1 million |
| Simmons Bank | 1 | $133.7 million |
| First State Bank of Bedias | 1 | $72.8 million |
| City Bank | 1 | $55.6 million |
| The Huntington National Bank | 1 | $45.3 million |
| First National Bank of Central Texas | 1 | $40.6 million |
| First National Bank of Huntsville | 1 | $17.1 million |
| Citizens Bank | 1 | $13.2 million |
| Pinnacle Bank | 1 | $9.3 million |
| Hancock Whitney Bank | 1 | $4.6 million |
Closed since the 2025 survey
5 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of Brenham, National Association, 869 North Earl Rudder Freeway, Bryan
- First National Bank of Central Texas, 1645 Greens Prairie Rd W, Suite 504, College Station
- Guaranty Bank & Trust, N.A., 2700 Earl Rudder Fwy S, Ste 1000, College Station
- Guaranty Bank & Trust, N.A., 2800 S Texas Ave, Ste 140, Bryan
- Guaranty Bank & Trust, N.A., 710 William D Fitch Pkwy, College Station
Get told when this changes
When the next year’s lending figures are out for Brazos County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.