Amarillo National Bank
Amarillo National Bank received 2,811 applications in 2025 and made 1,841 mortgages, in 142 counties across 15 states. The median rate its borrowers got was 7.000% on a median loan of $165,000. Of 2,605 decisions, 389 were denials — 14.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300ASIS4D2QDWH380 |
|---|---|
| Applications received | 2,811 |
| Mortgages made | 1,841 |
| Denied | 389 |
| Approved, not taken up | 375 |
| Withdrawn or incomplete | 206 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.22 points |
| FDIC-insured bank | Yes: Amarillo National Bank, 35 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 921 | 6.500% | $225,000 | 1.4% |
| Refinancing | 92 | 6.375% | $220,000 | 20.5% |
| Cash-out refinancing | 139 | 7.250% | $135,000 | 23.0% |
| Other purposes | 689 | 7.500% | $75,000 | 26.5% |
Where Amarillo National Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Randall County, TX | 792 | 6.875% | 11.5% |
| Potter County, TX | 325 | 6.875% | 19.3% |
| Lubbock County, TX | 215 | 7.500% | 20.3% |
| Hutchinson County, TX | 73 | 6.625% | 12.8% |
| Brazos County, TX | 57 | 7.250% | 5.6% |
| Moore County, TX | 27 | 6.625% | 31.9% |
| Carson County, TX | 26 | 7.125% | 19.5% |
| Tarrant County, TX | 21 | 6.875% | 8.0% |
| Gray County, TX | 18 | 6.375% | 4.2% |
| Travis County, TX | 18 | 7.250% | 9.1% |
| Deaf Smith County, TX | 13 | 7.250% | 22.7% |
| Bexar County, TX | 10 | 6.500% | 7.7% |
| Hockley County, TX | 9 | Under 10 loans | 14.3% |
| Robertson County, TX | 9 | Under 10 loans | 0.0% |
| Dallas County, TX | 8 | Under 10 loans | 0.0% |
| Hansford County, TX | 8 | Under 10 loans | 9.1% |
| Hartley County, TX | 8 | Under 10 loans | 11.1% |
| Midland County, TX | 8 | Under 10 loans | 10.0% |
| Hale County, TX | 7 | Under 10 loans | 18.2% |
| Harris County, TX | 7 | Under 10 loans | 20.0% |
| Donley County, TX | 6 | Under 10 loans | 20.0% |
| Lynn County, TX | 6 | Under 10 loans | 33.3% |
| Santa Fe County, NM | 5 | Under 10 loans | 0.0% |
| Armstrong County, TX | 5 | Under 10 loans | 16.7% |
| Childress County, TX | 5 | Under 10 loans | 14.3% |
| Collin County, TX | 5 | Under 10 loans | 14.3% |
| Denton County, TX | 5 | Under 10 loans | 37.5% |
| Parker County, TX | 5 | Under 10 loans | 14.3% |
| Castro County, TX | 4 | Under 10 loans | 0.0% |
| Crosby County, TX | 4 | Under 10 loans | 0.0% |
| Grimes County, TX | 4 | Under 10 loans | 0.0% |
| Parmer County, TX | 4 | Under 10 loans | 0.0% |
| Burleson County, TX | 3 | Under 10 loans | 0.0% |
| Ellis County, TX | 3 | Under 10 loans | 40.0% |
| Hall County, TX | 3 | Under 10 loans | 0.0% |
| Hemphill County, TX | 3 | Under 10 loans | 25.0% |
| Johnson County, TX | 3 | Under 10 loans | 0.0% |
| Ochiltree County, TX | 3 | Under 10 loans | 0.0% |
| Palo Pinto County, TX | 3 | Under 10 loans | 25.0% |
| Sherman County, TX | 3 | Under 10 loans | 20.0% |
| Swisher County, TX | 3 | Under 10 loans | 22.2% |
| Taos County, NM | 2 | Under 10 loans | 0.0% |
| Collingsworth County, TX | 2 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 2 | Under 10 loans | 0.0% |
| Gillespie County, TX | 2 | Under 10 loans | 0.0% |
| Grayson County, TX | 2 | Under 10 loans | 0.0% |
| Kendall County, TX | 2 | Under 10 loans | 0.0% |
| Leon County, TX | 2 | Under 10 loans | 33.3% |
| Montgomery County, TX | 2 | Under 10 loans | 0.0% |
| Nueces County, TX | 2 | Under 10 loans | 33.3% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.