Mortgage lenders in Midland County
4,345 mortgages were made in Midland County, Texas, in 2025, by 360 lenders. The median rate their borrowers got was 6.625% on a median loan of $295,000. Of 6,188 decisions, 1,554 were denials — 25.1%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 319 | 4.990% | $395,000 | 16.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 302 | 6.500% | $325,000 | 7.4% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 258 | 6.625% | $275,000 | 0.7% |
| Rocket Mortgage, LLC | 242 | 6.500% | $285,000 | 23.7% |
| 21st Mortgage Corporation | 196 | 10.085% | $115,000 | 73.6% |
| LRS FINANCIAL NETWORK, INC. | 152 | 6.625% | $365,000 | 0.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 150 | 6.750% | $265,000 | 1.3% |
| Texas Tech Federal Credit Union | 137 | 6.250% | $305,000 | 0.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 124 | 6.125% | $325,000 | 14.7% |
| SECURITYNATIONAL MORTGAGE COMPANY | 102 | 6.625% | $275,000 | 10.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 95 | 6.625% | $245,000 | 3.0% |
| EVERETT FINANCIAL, INC. | 88 | 6.625% | $275,000 | 5.4% |
| Community National Bank | 83 | Not published | $255,000 | 6.4% |
| JPMorgan Chase Bank, National Association | 73 | 6.500% | $295,000 | 6.3% |
| FLAT BRANCH MORTGAGE, INC. | 67 | 6.375% | $285,000 | 2.9% |
| TRIAD FINANCIAL SERVICES, INC. | 65 | 9.920% | $135,000 | 46.3% |
| Frost Bank | 58 | 7.500% | $210,000 | 41.2% |
| FREEDOM MORTGAGE CORPORATION | 54 | 6.250% | $375,000 | 10.0% |
| GUARANTEED RATE, INC. | 54 | 6.625% | $265,000 | 6.8% |
| MTCU | 50 | 5.921% | $120,000 | 9.1% |
| DIRECTIONS EQUITY, LLC | 49 | 6.375% | $245,000 | 0.0% |
| THE MORTGAGE LINK, INC. | 47 | 6.875% | $315,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 45 | 6.250% | $275,000 | 18.0% |
| City Bank | 43 | 6.750% | $305,000 | 10.4% |
| Mortgage Research Center, LLC | 39 | 6.250% | $345,000 | 21.2% |
| Nations Lending Corporation | 34 | 6.875% | $330,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 32 | 6.875% | $245,000 | 15.4% |
| GENEVA FINANCIAL, LLC | 32 | 6.625% | $315,000 | 5.9% |
| KIND LENDING, LLC | 32 | 6.813% | $275,000 | 20.0% |
| GUARANTEED RATE AFFINITY, LLC | 32 | 6.513% | $430,000 | 3.0% |
| RIGHT START MORTGAGE, INC. | 31 | 6.750% | $295,000 | 6.1% |
| Paramount Residential Mortgage Group, Inc. | 31 | 6.125% | $265,000 | 0.0% |
| Complex Community Federal Credit Union | 28 | Not published | $215,000 | 28.9% |
| Loandepot.Com, LLC | 27 | 6.750% | $265,000 | 20.0% |
| CHEVRON Federal Credit Union | 26 | 5.938% | $340,000 | 10.3% |
| Broker Solutions, Inc. | 25 | 6.250% | $195,000 | 3.9% |
| Prosperity Bank | 24 | 6.938% | $290,000 | 27.0% |
| SFMC, LP | 24 | 6.625% | $330,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 22 | 6.375% | $355,000 | 14.8% |
| Waterstone Mortgage Corporation | 22 | 6.625% | $315,000 | 8.0% |
| Navy Federal Credit Union | 21 | 6.500% | $275,000 | 25.0% |
| NEWREZ LLC | 20 | 6.500% | $360,000 | 46.0% |
| PLAZA HOME MORTGAGE, INC. | 20 | 7.058% | $305,000 | 23.1% |
| Wells Fargo Bank, National Association | 19 | 6.500% | $225,000 | 38.7% |
| First National Bank Texas | 19 | 6.624% | $335,000 | 5.0% |
| Bank of America, National Association | 18 | 6.183% | $125,000 | 57.8% |
| CMG MORTGAGE, INC. | 18 | 6.433% | $330,000 | 5.3% |
| T2 FINANCIAL LLC | 18 | 6.500% | $330,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 10.500% | $115,000 | 67.8% |
| LAKEVIEW LOAN SERVICING, LLC | 17 | 5.990% | $325,000 | 60.0% |
| American Momentum Bank | 17 | Not published | $185,000 | 26.1% |
| PLANET HOME LENDING, LLC | 17 | 5.990% | $355,000 | 5.6% |
| U.S. Bank National Association | 16 | 6.313% | $330,000 | 20.0% |
| GUILD MORTGAGE COMPANY | 16 | 6.313% | $300,000 | 5.6% |
| A&D Mortgage LLC | 16 | 6.370% | $275,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 15 | 6.125% | $315,000 | 27.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 15 | 6.750% | $425,000 | 0.0% |
| LOWER, LLC | 15 | 7.125% | $285,000 | 11.8% |
| First Financial Bank | 15 | 6.900% | $225,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 14 | 6.500% | $295,000 | 0.0% |
| MORTGAGE ACCESS CORP. | 14 | 6.250% | $375,000 | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 14 | 5.990% | $480,000 | 6.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 13 | 7.499% | $255,000 | 6.7% |
| CHURCHILL MORTGAGE CORPORATION | 13 | 6.625% | $225,000 | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 13 | 7.750% | $235,000 | 18.8% |
| VILLAGE CAPITAL & INVESTMENT LLC | 12 | 6.188% | $345,000 | 17.4% |
| Fairway Independent Mortgage Corporation | 12 | 6.750% | $250,000 | 0.0% |
| AMWEST FUNDING CORP. | 12 | 6.375% | $220,000 | 0.0% |
| PNC Bank, National Association | 11 | 6.750% | $295,000 | 54.2% |
| Truist Bank | 11 | 6.850% | $105,000 | 40.0% |
| THE LOAN STORE, INC. | 11 | 6.625% | $385,000 | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 10 | 8.825% | $225,000 | 27.3% |
| West Texas National Bank | 10 | Not published | $385,000 | 25.0% |
| JMAC LENDING, INC. | 10 | 6.750% | $340,000 | 0.0% |
| EFINITY FINANCIAL INC. | 10 | 7.125% | $300,000 | 0.0% |
| SPRING EQ, LLC | 9 | Under 10 loans | Under 10 loans | 67.7% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| FIGURE LENDING LLC | 8 | Under 10 loans | Under 10 loans | 50.0% |
| USAA Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 33.3% |
| Amarillo National Bank | 8 | Under 10 loans | Under 10 loans | 10.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| SWBC MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 45.5% |
| PENTAGON FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 57.1% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| TAMMAC HOLDINGS CORPORATION | 5 | Under 10 loans | Under 10 loans | 56.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FIRST COLONY MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 73.3% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Regions Bank | 4 | Under 10 loans | Under 10 loans | 55.6% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| INTELLILOAN, INC. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 16.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Valon Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Centennial Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 79.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 77.8% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 50.0% |
| GoodLeap, LLC | 3 | Under 10 loans | Under 10 loans | 37.5% |
| Flanagan State Bank | 3 | Under 10 loans | Under 10 loans | 50.0% |
| MOVEMENT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION OF TEXAS | 3 | Under 10 loans | Under 10 loans | 33.3% |
| ROYAL PACIFIC FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ally Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ALLIANCE CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LOANPEOPLE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TexasBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK FUNDING, L.P. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Susser Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SCHLUMBERGER EMPLOYEES CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VICTORIAN FINANCE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 90.9% |
| BOKF, National Association | 2 | Under 10 loans | Under 10 loans | 71.4% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ENCOMPASS LENDING GROUP, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Lendage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Yoakum National Bank | 2 | Under 10 loans | Under 10 loans | 25.0% |
| UNIVERSITY Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Austin Bank, Texas National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST COMMUNITY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Cadence Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valley West Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| TEXANS | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GECU | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CERTIFIED FUNDING, L.P. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PILGRIM MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900K39SBWA2QOUF69 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| b1BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Solera National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Liberty Mortgage, Incorporated | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American National Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMET LENDING GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RANLIFE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 95.2% |
| First Basin Credit Union | 1 | Under 10 loans | Under 10 loans | 11.1% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 60.0% |
| Zions Bancorporation, N.A. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| UBS Bank USA | 1 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 160 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Midland County
38 FDIC-insured branches from 15 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Community National Bank | 7 | $1.9 billion |
| Prosperity Bank | 5 | $995.9 million |
| Frost Bank | 4 | $1.8 billion |
| Wells Fargo Bank, National Association | 4 | $846.0 million |
| West Texas National Bank | 3 | $1.3 billion |
| Bank of America, National Association | 2 | $891.3 million |
| JPMorgan Chase Bank, National Association | 2 | $456.1 million |
| American Momentum Bank | 2 | $235.4 million |
| Southwest Bank | 2 | $89.1 million |
| First National Bank Texas | 2 | $35.8 million |
| Bank of Texas | 1 | $243.7 million |
| Truist Bank | 1 | $129.3 million |
| City Bank | 1 | $54.1 million |
| UMB Bank, National Association | 1 | $48.1 million |
| The First National Bank of Stanton | 1 | $18.6 million |
Get told when this changes
When the next year’s lending figures are out for Midland County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.