DIRECTIONS EQUITY, LLC
DIRECTIONS EQUITY, LLC received 2,561 applications in 2025 and made 1,842 mortgages, in 137 counties across 17 states. The median rate its borrowers got was 6.250% on a median loan of $285,000. Of 2,057 decisions, 65 were denials — 3.2%, most often for credit history.
| Legal Entity Identifier | 549300ZGTXNHL5BKQZ27 |
|---|---|
| Applications received | 2,561 |
| Mortgages made | 1,842 |
| Denied | 65 |
| Approved, not taken up | 150 |
| Withdrawn or incomplete | 504 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.2065 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1,726 | 6.250% | $285,000 | 3.0% |
| Refinancing | 80 | 6.250% | $320,000 | 4.3% |
| Cash-out refinancing | 24 | 6.125% | $295,000 | 0.0% |
| Other purposes | 12 | 6.495% | $150,000 | 22.2% |
Where DIRECTIONS EQUITY, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bexar County, TX | 867 | 6.250% | 3.4% |
| Hidalgo County, TX | 202 | 6.250% | 2.2% |
| Guadalupe County, TX | 82 | 6.500% | 1.1% |
| El Paso County, TX | 74 | 6.250% | 3.5% |
| Cameron County, TX | 72 | 6.500% | 0.0% |
| Comal County, TX | 53 | 6.375% | 1.7% |
| Midland County, TX | 49 | 6.375% | 0.0% |
| Medina County, TX | 36 | 6.558% | 4.8% |
| Doña Ana County, NM | 35 | 6.375% | 0.0% |
| Harris County, TX | 33 | 6.250% | 7.7% |
| Shelby County, TN | 29 | 6.125% | 3.1% |
| Wilson County, TX | 21 | 6.250% | 4.2% |
| Atascosa County, TX | 18 | 6.120% | 0.0% |
| Travis County, TX | 15 | 6.000% | 5.9% |
| Hays County, TX | 13 | 6.250% | 6.7% |
| DeSoto County, MS | 12 | 5.750% | 7.7% |
| Fort Bend County, TX | 11 | 6.125% | 8.3% |
| Bandera County, TX | 10 | 6.625% | 0.0% |
| Kendall County, TX | 10 | 6.563% | 0.0% |
| Webb County, TX | 10 | 6.313% | 0.0% |
| Ector County, TX | 9 | Under 10 loans | 0.0% |
| Tarrant County, TX | 9 | Under 10 loans | 10.0% |
| Williamson County, TX | 8 | Under 10 loans | 11.1% |
| Jefferson County, AL | 6 | Under 10 loans | 0.0% |
| Dallas County, TX | 6 | Under 10 loans | 0.0% |
| Montgomery County, TX | 6 | Under 10 loans | 12.5% |
| Gregg County, TX | 5 | Under 10 loans | 0.0% |
| Lubbock County, TX | 5 | Under 10 loans | 0.0% |
| Zapata County, TX | 5 | Under 10 loans | 16.7% |
| Stanislaus County, CA | 4 | Under 10 loans | 0.0% |
| Denton County, TX | 4 | Under 10 loans | 16.7% |
| Frio County, TX | 4 | Under 10 loans | 0.0% |
| Kerr County, TX | 4 | Under 10 loans | 0.0% |
| Starr County, TX | 4 | Under 10 loans | 0.0% |
| Waller County, TX | 4 | Under 10 loans | 0.0% |
| Gadsden County, FL | 3 | Under 10 loans | 0.0% |
| Marshall County, MS | 3 | Under 10 loans | 0.0% |
| Bell County, TX | 3 | Under 10 loans | 0.0% |
| Brazoria County, TX | 3 | Under 10 loans | 20.0% |
| Brazos County, TX | 3 | Under 10 loans | 0.0% |
| Collin County, TX | 3 | Under 10 loans | 25.0% |
| Galveston County, TX | 3 | Under 10 loans | 0.0% |
| Rusk County, TX | 3 | Under 10 loans | 0.0% |
| Val Verde County, TX | 3 | Under 10 loans | 0.0% |
| Pulaski County, AR | 2 | Under 10 loans | 0.0% |
| Coahoma County, MS | 2 | Under 10 loans | 0.0% |
| Ellis County, TX | 2 | Under 10 loans | 33.3% |
| Harrison County, TX | 2 | Under 10 loans | 0.0% |
| Jefferson County, TX | 2 | Under 10 loans | 0.0% |
| Johnson County, TX | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.