Mortgage Lender Index

Mortgage lenders in Gregg County

1,897 mortgages were made in Gregg County, Texas, in 2025, by 254 lenders. The median rate their borrowers got was 6.750% on a median loan of $195,000. Of 2,702 decisions, 659 were denials — 24.4%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 161 6.499% $225,000 11.8%
GUILD MORTGAGE COMPANY 150 6.500% $215,000 1.9%
EASTMAN CREDIT UNION 143 6.875% $165,000 35.0%
Rocket Mortgage, LLC 104 6.750% $190,000 27.2%
EAST TEXAS PROFESSIONAL Credit Union 102 6.875% $75,000 21.1%
Fairway Independent Mortgage Corporation 79 6.750% $235,000 1.3%
Texas Bank and Trust Company 65 6.750% $235,000 13.5%
Cadence Bank 60 7.000% $190,000 15.3%
Austin Bank, Texas National Association 53 7.900% $195,000 14.1%
VeraBank, National Association 46 7.625% $180,000 13.0%
CMG MORTGAGE, INC. 45 6.625% $215,000 0.0%
Spring Hill State Bank 42 Not published $150,000 18.2%
Mortgage Research Center, LLC 42 6.313% $245,000 19.2%
UNION HOME MORTGAGE CORP. 27 6.875% $235,000 0.0%
Community Bank 25 Not published $175,000 3.9%
T2 FINANCIAL LLC 22 6.625% $275,000 0.0%
Loandepot.Com, LLC 21 6.990% $145,000 32.3%
JPMorgan Chase Bank, National Association 21 6.500% $225,000 4.6%
21st Mortgage Corporation 20 10.645% $125,000 70.1%
NEWREZ LLC 20 6.250% $275,000 47.4%
CREDIT UNION OF TEXAS 15 8.000% $75,000 27.3%
VANDERBILT MORTGAGE AND FINANCE, INC. 14 10.625% $125,000 67.2%
NATIONSTAR MORTGAGE LLC 14 7.188% $105,000 11.8%
Texas National Bank of Jacksonville 14 Not published $180,000 21.1%
SUN WEST MORTGAGE COMPANY, INC. 14 5.813% $220,000 0.0%
Gilmer National Bank, Gilmer, Texas 14 7.500% $235,000 0.0%
PENNYMAC LOAN SERVICES, LLC 13 6.875% $145,000 13.3%
CANOPY MORTGAGE, LLC 13 6.625% $225,000 7.1%
FREEDOM MORTGAGE CORPORATION 12 6.125% $305,000 10.0%
Texas Bank 12 Not published $100,000 7.1%
PNC Bank, National Association 11 8.240% $135,000 42.1%
Wells Fargo Bank, National Association 10 6.250% $185,000 9.1%
ROYAL UNITED MORTGAGE LLC 10 6.938% $140,000 37.5%
AMERICAN FINANCIAL RESOURCES, INC. 10 6.313% $230,000 0.0%
Origin Bank 10 7.000% $465,000 9.1%
EVERETT FINANCIAL, INC. 10 7.000% $270,000 0.0%
Regions Bank 9 Under 10 loans Under 10 loans 60.5%
Plains Commerce Bank 9 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 8 Under 10 loans Under 10 loans 42.9%
CROSSCOUNTRY MORTGAGE, INC. 8 Under 10 loans Under 10 loans 11.1%
First National Bank of East Texas 8 Under 10 loans Under 10 loans 10.0%
Guaranty Bank & Trust, N.A. 8 Under 10 loans Under 10 loans 0.0%
Southside Bank 7 Under 10 loans Under 10 loans 36.4%
Equity Prime Mortgage LLC 7 Under 10 loans Under 10 loans 12.5%
PLAZA HOME MORTGAGE, INC. 7 Under 10 loans Under 10 loans 22.2%
AMERICAN FINANCIAL NETWORK, INC. 7 Under 10 loans Under 10 loans 0.0%
MORTGAGE FINANCIAL SERVICES, LLC 7 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 6 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 6 Under 10 loans Under 10 loans 25.0%
PLATINUM EAGLE MORTGAGE LLC 6 Under 10 loans Under 10 loans 14.3%
INTERLINC MORTGAGE SERVICES, LLC 6 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 5 Under 10 loans Under 10 loans 37.5%
Discover Bank 5 Under 10 loans Under 10 loans 66.7%
CARRINGTON MORTGAGE SERVICES, LLC 5 Under 10 loans Under 10 loans 57.1%
MUTUAL OF OMAHA MORTGAGE, INC. 5 Under 10 loans Under 10 loans 40.0%
Telco Plus Credit Union 5 Under 10 loans Under 10 loans 37.5%
TEXAS MORTGAGE LENDING, LLC 5 Under 10 loans Under 10 loans 16.7%
Prosperity Bank 5 Under 10 loans Under 10 loans 28.6%
Assurance Financial Group, L.L.C. 5 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 5 Under 10 loans Under 10 loans 14.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 5 Under 10 loans Under 10 loans 14.3%
DIRECTIONS EQUITY, LLC 5 Under 10 loans Under 10 loans 0.0%
The First National Bank of Hughes Springs 5 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 5 Under 10 loans Under 10 loans 0.0%
Texas Heritage National Bank 5 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 5 Under 10 loans Under 10 loans 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 0.0%
Glacier Bank 5 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 4 Under 10 loans Under 10 loans 65.5%
USAA Federal Savings Bank 4 Under 10 loans Under 10 loans 16.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 Under 10 loans Under 10 loans 25.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 4 Under 10 loans Under 10 loans 20.0%
Paramount Residential Mortgage Group, Inc. 4 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 4 Under 10 loans Under 10 loans 20.0%
SOUTH RIVER MORTGAGE, LLC 4 Under 10 loans Under 10 loans 0.0%
SUMMIT FUNDING, INC. 4 Under 10 loans Under 10 loans 33.3%
AML FUNDING LLC 4 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 3 Under 10 loans Under 10 loans 82.4%
Bank of America, National Association 3 Under 10 loans Under 10 loans 81.3%
FirstBank 3 Under 10 loans Under 10 loans 66.7%
EUSTIS MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
BARKSDALE 3 Under 10 loans Under 10 loans 50.0%
PHH Mortgage Corporation 3 Under 10 loans Under 10 loans 25.0%
THE LOAN STORE, INC. 3 Under 10 loans Under 10 loans 0.0%
Primis Mortgage Company 3 Under 10 loans Under 10 loans 25.0%
FINANCE OF AMERICA REVERSE LLC 3 Under 10 loans Under 10 loans 0.0%
The City National Bank of Sulphur Springs 3 Under 10 loans Under 10 loans 40.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 Under 10 loans Under 10 loans 0.0%
ALTRA Federal Credit Union 3 Under 10 loans Under 10 loans 25.0%
OCMBC, INC. 3 Under 10 loans Under 10 loans 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 Under 10 loans Under 10 loans 25.0%
Texana Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 3 Under 10 loans Under 10 loans 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 3 Under 10 loans Under 10 loans 25.0%
CLEAREDGE LENDING LLC 3 Under 10 loans Under 10 loans 25.0%
UBank 3 Under 10 loans Under 10 loans 25.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 3 Under 10 loans Under 10 loans 0.0%
INTELLILOAN, INC. 3 Under 10 loans Under 10 loans 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP 3 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 3 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 3 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
GEO-CORP, INC. 3 Under 10 loans Under 10 loans 0.0%
The American National Bank of Texas 3 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 3 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 2 Under 10 loans Under 10 loans 88.2%
SOFI BANK, NATIONAL ASSOCIATION 2 Under 10 loans Under 10 loans 33.3%
LENDINGONE, LLC 2 Under 10 loans Under 10 loans 33.3%
BETTER MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 71.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 Under 10 loans Under 10 loans 60.0%
Loan Funder LLC 2 Under 10 loans Under 10 loans 33.3%
Henderson Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 2 Under 10 loans Under 10 loans 25.0%
CORNERSTONE CAPITAL BANK, SSB 2 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 50.0%
Lendage, LLC 2 Under 10 loans Under 10 loans 0.0%
REPUBLIC STATE MORTGAGE CO. 2 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 Under 10 loans Under 10 loans 0.0%
5493004T38NMC864VL66 2 Under 10 loans Under 10 loans 33.3%
AMERICAN INTERNET MORTGAGE, INC. 2 Under 10 loans Under 10 loans 33.3%
NETWORK CAPITAL FUNDING CORPORATION 2 Under 10 loans Under 10 loans 0.0%
AMWEST FUNDING CORP. 2 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 2 Under 10 loans Under 10 loans 0.0%
Sunflower Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
Sierra Pacific Mortgage Company, Inc. 2 Under 10 loans Under 10 loans 0.0%
United Heritage Credit Union 2 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 2 Under 10 loans Under 10 loans 0.0%
Farmers Bank & Trust Company 2 Under 10 loans Under 10 loans 0.0%
Cypress Bank, SSB 2 Under 10 loans Under 10 loans 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 2 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 2 Under 10 loans Under 10 loans 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC 2 Under 10 loans Under 10 loans 0.0%
BOKF, National Association 2 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 2 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 92.3%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 83.3%
254900O723MCLR701H50 1 Under 10 loans Under 10 loans 60.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 66.7%
AMERICAN HERITAGE LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
SFMC, LP 1 Under 10 loans Under 10 loans 0.0%
COUNTRYPLACE MORTGAGE, LTD. 1 Under 10 loans Under 10 loans 66.7%
UNITED BUILT HOMES, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
RF RENOVO MANAGEMENT COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
NETWORK FUNDING, L.P. 1 Under 10 loans Under 10 loans 50.0%
Gateway First Bank 1 Under 10 loans Under 10 loans 50.0%
SOUTHWEST FUNDING, LP 1 Under 10 loans Under 10 loans 0.0%
JMAC LENDING, INC. 1 Under 10 loans Under 10 loans 50.0%
Waterstone Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
First Financial Bank 1 Under 10 loans Under 10 loans 0.0%
Mid-Continent Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
BELEM SERVICING LLC 1 Under 10 loans Under 10 loans 0.0%
Hometown Equity Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Luminate Bank 1 Under 10 loans Under 10 loans 0.0%
CHEVRON Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Beeline Loans, Inc. 1 Under 10 loans Under 10 loans 0.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
Bodcaw Bank 1 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 1 Under 10 loans Under 10 loans 0.0%
BLUE SKY BANK 1 Under 10 loans Under 10 loans 0.0%
AAA CAPITAL INVESTMENT, INC. 1 Under 10 loans Under 10 loans 0.0%
First Western Trust Bank 1 Under 10 loans Under 10 loans 0.0%
Citizens 1st Bank 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
LEADERONE FINANCIAL CORPORATION 1 Under 10 loans Under 10 loans 0.0%
GENEVA FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
STANDARD MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Griffin Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
AUSTIN TELCO 1 Under 10 loans Under 10 loans 0.0%
First National Bank Texas 1 Under 10 loans Under 10 loans 0.0%
LAND HOME FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
BP Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
PFN Lending Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
Amarillo National Bank 1 Under 10 loans Under 10 loans 0.0%
Old National Bank 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
UIF CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Security First Bank 1 Under 10 loans Under 10 loans 0.0%
DOMINION FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
NMSI, INC. 1 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE ACCESS CORP. 1 Under 10 loans Under 10 loans 0.0%
KELLY COMMUNITY FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
First Community Bank 1 Under 10 loans Under 10 loans 0.0%
THE MORTGAGE LINK, INC. 1 Under 10 loans Under 10 loans 0.0%
LUMENT REAL ESTATE CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Home Federal Bank 1 Under 10 loans Under 10 loans 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 Under 10 loans Under 10 loans 0.0%
BOM Bank 1 Under 10 loans Under 10 loans 0.0%
First Western Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 Under 10 loans Under 10 loans 0.0%
Stride Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
InterBank 1 Under 10 loans Under 10 loans 0.0%
Greenbox Loans, Inc. 1 Under 10 loans Under 10 loans 0.0%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 54 lenders each made 1 or fewer mortgages here, and are counted in the totals above.

Bank branches in Gregg County

52 FDIC-insured branches from 23 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Austin Bank, Texas National Association 7$538.2 million
Texas Bank and Trust Company 6$1.6 billion
VeraBank, National Association 5$355.9 million
Citizens Bank 3$193.3 million
Regions Bank 3$161.5 million
First National Bank Texas 3$17.7 million
JPMorgan Chase Bank, National Association 2$425.9 million
Origin Bank 2$289.4 million
Spring Hill State Bank 2$186.9 million
The Huntington National Bank 2$182.7 million
Southside Bank 2$145.9 million
PNC Bank, National Association 2$67.1 million
Community Bank 2$35.3 million
Texana Bank, National Association 2$22.9 million
Texas National Bank of Jacksonville 1$117.0 million
Glacier Bank 1$56.0 million
Prosperity Bank 1$35.2 million
Gilmer National Bank, Gilmer, Texas 1$29.9 million
The City National Bank of Sulphur Springs 1$23.9 million
The First National Bank of Hughes Springs 1$22.4 million
The First National Bank of East Texas 1$22.0 million
Texas Bank 1$21.5 million
Woodforest National Bank 1$7.6 million

Closed since the 2025 survey

3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Gregg County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.