STANDARD MORTGAGE CORPORATION
STANDARD MORTGAGE CORPORATION received 776 applications in 2025 and made 492 mortgages, in 160 counties across 14 states. The median rate its borrowers got was 6.375% on a median loan of $255,000. Of 567 decisions, 74 were denials — 13.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493002F9OWLKRICTY67 |
|---|---|
| Applications received | 776 |
| Mortgages made | 492 |
| Denied | 74 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 209 |
| Loans bought from other lenders | 699 |
| Median rate spread over the prime offer rate | 0.0415 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 356 | 6.390% | $255,000 | 5.3% |
| Refinancing | 71 | 6.125% | $345,000 | 12.4% |
| Cash-out refinancing | 65 | 6.625% | $205,000 | 38.7% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | 100.0% |
Where STANDARD MORTGAGE CORPORATION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lafayette Parish, LA | 88 | 6.383% | 5.4% |
| St. Tammany Parish, LA | 66 | 6.500% | 18.5% |
| Jefferson Parish, LA | 38 | 6.375% | 24.0% |
| Caddo Parish, LA | 36 | 6.375% | 7.7% |
| Dallas County, TX | 36 | 6.313% | 2.6% |
| Orleans Parish, LA | 20 | 6.500% | 33.3% |
| East Baton Rouge Parish, LA | 15 | 6.500% | 21.1% |
| Bossier Parish, LA | 14 | 6.158% | 0.0% |
| Rapides Parish, LA | 13 | 6.375% | 13.3% |
| Iberia Parish, LA | 10 | 6.375% | 9.1% |
| Tangipahoa Parish, LA | 10 | 6.383% | 9.1% |
| Livingston Parish, LA | 8 | Under 10 loans | 27.3% |
| Tarrant County, TX | 6 | Under 10 loans | 0.0% |
| Travis County, TX | 6 | Under 10 loans | 0.0% |
| Acadia Parish, LA | 5 | Under 10 loans | 0.0% |
| Vermilion Parish, LA | 5 | Under 10 loans | 0.0% |
| Pearl River County, MS | 5 | Under 10 loans | 0.0% |
| Harris County, TX | 5 | Under 10 loans | 0.0% |
| Rockwall County, TX | 5 | Under 10 loans | 0.0% |
| St. Charles Parish, LA | 4 | Under 10 loans | 0.0% |
| St. Mary Parish, LA | 4 | Under 10 loans | 0.0% |
| Denton County, TX | 4 | Under 10 loans | 33.3% |
| Washington County, AR | 3 | Under 10 loans | 0.0% |
| Plaquemines Parish, LA | 3 | Under 10 loans | 0.0% |
| St. Martin Parish, LA | 3 | Under 10 loans | 0.0% |
| Harrison County, MS | 3 | Under 10 loans | 25.0% |
| Greenville County, SC | 3 | Under 10 loans | 0.0% |
| Jefferson County, AL | 2 | Under 10 loans | 0.0% |
| Ascension Parish, LA | 2 | Under 10 loans | 0.0% |
| De Soto Parish, LA | 2 | Under 10 loans | 0.0% |
| Iberville Parish, LA | 2 | Under 10 loans | 0.0% |
| Lafourche Parish, LA | 2 | Under 10 loans | 0.0% |
| LaSalle Parish, LA | 2 | Under 10 loans | 0.0% |
| Ouachita Parish, LA | 2 | Under 10 loans | 33.3% |
| St. Bernard Parish, LA | 2 | Under 10 loans | 50.0% |
| St. John the Baptist Parish, LA | 2 | Under 10 loans | 33.3% |
| Webster Parish, LA | 2 | Under 10 loans | 0.0% |
| Hancock County, MS | 2 | Under 10 loans | 33.3% |
| Collin County, TX | 2 | Under 10 loans | 0.0% |
| Hays County, TX | 2 | Under 10 loans | 0.0% |
| Kaufman County, TX | 2 | Under 10 loans | 33.3% |
| Montgomery County, TX | 2 | Under 10 loans | 0.0% |
| Talladega County, AL | 1 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Garland County, AR | 1 | Under 10 loans | 0.0% |
| Denver County, CO | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.