Mortgage lenders in Kaufman County
5,876 mortgages were made in Kaufman County, Texas, in 2025, by 444 lenders. The median rate their borrowers got was 6.125% on a median loan of $275,000. Of 8,280 decisions, 2,075 were denials — 25.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| LENNAR MORTGAGE, LLC | 572 | 4.500% | $215,000 | 29.0% |
| DHI MORTGAGE COMPANY, LTD. | 554 | 3.990% | $265,000 | 17.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 343 | 6.125% | $305,000 | 15.4% |
| Rocket Mortgage, LLC | 268 | 6.500% | $260,000 | 25.9% |
| VELOCIO MORTGAGE L.L.C. | 143 | 4.990% | $345,000 | 5.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 131 | 6.575% | $395,000 | 6.3% |
| Loandepot.Com, LLC | 102 | 5.875% | $295,000 | 33.8% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 97 | 6.500% | $285,000 | 15.7% |
| SFMC, LP | 94 | 5.995% | $365,000 | 2.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 92 | 5.433% | $365,000 | 8.3% |
| FREEDOM MORTGAGE CORPORATION | 84 | 6.125% | $365,000 | 14.6% |
| The American National Bank of Texas | 81 | 6.750% | $265,000 | 14.4% |
| CMG MORTGAGE, INC. | 74 | 6.500% | $290,000 | 7.0% |
| Fairway Independent Mortgage Corporation | 74 | 6.750% | $280,000 | 7.5% |
| CREDIT UNION OF TEXAS | 73 | 8.150% | $65,000 | 40.6% |
| EVERETT FINANCIAL, INC. | 72 | 6.875% | $275,000 | 7.7% |
| PULTE MORTGAGE LLC | 71 | 4.990% | $295,000 | 29.0% |
| PENNYMAC LOAN SERVICES, LLC | 68 | 6.250% | $280,000 | 22.7% |
| Paramount Residential Mortgage Group, Inc. | 66 | 6.500% | $320,000 | 1.5% |
| Taylor Morrison Home Funding, Inc. | 65 | 5.000% | $295,000 | 21.7% |
| Mortgage Research Center, LLC | 60 | 6.250% | $345,000 | 35.1% |
| GUILD MORTGAGE COMPANY | 59 | 5.990% | $255,000 | 13.9% |
| UNION HOME MORTGAGE CORP. | 59 | 4.990% | $325,000 | 7.8% |
| LOWER, LLC | 57 | 5.990% | $385,000 | 3.4% |
| CLM MORTGAGE, INC. | 53 | 5.250% | $395,000 | 0.0% |
| 21st Mortgage Corporation | 51 | 9.930% | $125,000 | 72.9% |
| Bank of America, National Association | 49 | 6.125% | $205,000 | 59.8% |
| Navy Federal Credit Union | 49 | 6.375% | $285,000 | 40.2% |
| Broker Solutions, Inc. | 48 | 6.688% | $280,000 | 22.6% |
| THE LOAN STORE, INC. | 45 | 7.125% | $245,000 | 7.6% |
| REPUBLIC STATE MORTGAGE CO. | 45 | 5.375% | $325,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 44 | 6.433% | $250,000 | 24.6% |
| 2549004YKXDDHUWUOH37 | 43 | 4.990% | $335,000 | 0.0% |
| NEWREZ LLC | 41 | 6.500% | $255,000 | 46.2% |
| CORNERSTONE CAPITAL BANK, SSB | 41 | 5.125% | $355,000 | 4.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 40 | 6.490% | $320,000 | 7.0% |
| Frost Bank | 39 | 7.790% | $95,000 | 46.8% |
| KIND LENDING, LLC | 35 | 6.500% | $285,000 | 35.2% |
| INSPIRE HOME LOANS INC. | 35 | 4.875% | $395,000 | 14.0% |
| TexasBank | 32 | 7.625% | $265,000 | 2.9% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | 32 | 6.625% | $300,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 30 | 6.870% | $255,000 | 27.9% |
| CRESTMARK MORTGAGE COMPANY, LTD. | 30 | 5.990% | $425,000 | 9.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 30 | 6.625% | $330,000 | 2.9% |
| PLANET HOME LENDING, LLC | 29 | 5.750% | $355,000 | 12.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 28 | 7.625% | $325,000 | 8.8% |
| DEEPHAVEN MORTGAGE LLC | 28 | 6.990% | $205,000 | 15.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 27 | 6.625% | $315,000 | 27.0% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 27 | 5.750% | $285,000 | 3.6% |
| INTERLINC MORTGAGE SERVICES, LLC | 26 | 5.250% | $385,000 | 7.1% |
| GUARANTEED RATE, INC. | 25 | 6.600% | $315,000 | 13.3% |
| Lone Star Federally Insured State-Chartered Credit Union | 25 | 7.250% | $85,000 | 21.2% |
| JET HOMELOANS, LP | 24 | 4.990% | $315,000 | 0.0% |
| KBHS HOME LOANS, LLC | 24 | 6.250% | $290,000 | 17.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 22 | 6.750% | $255,000 | 14.7% |
| A&D Mortgage LLC | 21 | 6.875% | $205,000 | 4.4% |
| VILLAGE CAPITAL & INVESTMENT LLC | 20 | 5.750% | $460,000 | 21.7% |
| PANORAMA MORTGAGE GROUP, LLC | 20 | 3.125% | $110,000 | 0.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 20 | 5.750% | $395,000 | 13.0% |
| Equity Prime Mortgage LLC | 19 | 6.125% | $285,000 | 29.6% |
| OCMBC, INC. | 19 | 7.000% | $285,000 | 21.4% |
| GARDNER FINANCIAL SERVICES, LTD. | 19 | 5.000% | $225,000 | 0.0% |
| Prosperity Bank | 19 | 7.000% | $245,000 | 29.6% |
| PNC Bank, National Association | 17 | 7.000% | $85,000 | 39.3% |
| Click n' Close, Inc. | 17 | 7.500% | $245,000 | 25.0% |
| U.S. Bank National Association | 17 | 6.250% | $415,000 | 15.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 17 | 5.990% | $305,000 | 18.5% |
| PLAZA HOME MORTGAGE, INC. | 17 | 6.125% | $245,000 | 32.0% |
| ZILLOW HOME LOANS, LLC | 17 | 6.250% | $295,000 | 15.0% |
| FBC MORTGAGE, LLC | 17 | 5.750% | $335,000 | 10.5% |
| THE MORTGAGE LINK, INC. | 17 | 6.625% | $305,000 | 0.0% |
| RIGHT START MORTGAGE, INC. | 16 | 6.625% | $290,000 | 11.1% |
| First Bank | 16 | 6.438% | $305,000 | 11.1% |
| AMERICAN HERITAGE LENDING, LLC | 16 | 14.250% | $425,000 | 13.6% |
| SUMMIT FUNDING, INC. | 16 | 5.995% | $280,000 | 5.9% |
| Wells Fargo Bank, National Association | 15 | 6.500% | $205,000 | 46.4% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 15 | 6.375% | $365,000 | 6.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 14 | 6.375% | $370,000 | 16.7% |
| SECURITYNATIONAL MORTGAGE COMPANY | 14 | 6.625% | $295,000 | 6.7% |
| First United Bank and Trust Company | 14 | 7.500% | $315,000 | 0.0% |
| NEIGHBORHOOD | 14 | 6.715% | $75,000 | 22.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 9.750% | $115,000 | 73.8% |
| Gateway First Bank | 13 | 6.875% | $255,000 | 35.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 13 | 9.500% | $145,000 | 0.0% |
| SOUTHWEST FUNDING, LP | 12 | 6.933% | $275,000 | 6.7% |
| V.I.P. MORTGAGE, INC. | 12 | 6.370% | $380,000 | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 12 | 6.999% | $265,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 11 | 4.875% | $225,000 | 63.6% |
| City Bank | 11 | 6.880% | $275,000 | 42.9% |
| GENWAY HOME MORTGAGE, INC. | 11 | 7.875% | $265,000 | 42.1% |
| TEXAS MORTGAGE LENDING, LLC | 11 | 6.250% | $305,000 | 23.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 11 | 6.250% | $385,000 | 26.7% |
| MOVEMENT MORTGAGE, LLC | 11 | 6.750% | $345,000 | 7.7% |
| First State Bank | 11 | Not published | $235,000 | 7.7% |
| Citadel Servicing Corporation | 11 | 8.375% | $275,000 | 0.0% |
| NexBank | 11 | 6.875% | $305,000 | 15.4% |
| MATTAMY HOME FUNDING, LLC | 11 | 5.750% | $295,000 | 8.3% |
| MORTGAGE FINANCIAL SERVICES, LLC | 10 | 6.307% | $275,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.313% | $285,000 | 28.6% |
| HIGHLAND HOMELOANS, LLC | 10 | 5.120% | $350,000 | 9.1% |
| SWBC MORTGAGE CORPORATION | 10 | 6.750% | $280,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 57.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 64.7% |
| NETWORK FUNDING, L.P. | 9 | Under 10 loans | Under 10 loans | 33.3% |
| USAA Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 40.0% |
| Plains Commerce Bank | 9 | Under 10 loans | Under 10 loans | 30.8% |
| PHH Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Flagstar Bank, N.A. | 9 | Under 10 loans | Under 10 loans | 16.7% |
| HomeBank Texas | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Centennial Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| American National Bank & Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 72.4% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 30.8% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Synergy One Lending, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Sierra Pacific Mortgage Company, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 7 | Under 10 loans | Under 10 loans | 82.5% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 56.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 56.3% |
| TEXANS | 7 | Under 10 loans | Under 10 loans | 42.9% |
| LoanUnited.com, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| T2 FINANCIAL LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Origin Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| BETTER MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 50.0% |
| GoodLeap, LLC | 6 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 6 | Under 10 loans | Under 10 loans | 50.0% |
| Home Mortgage Alliance Corporation (HMAC) | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Zions Bancorporation, N.A. | 6 | Under 10 loans | Under 10 loans | 45.5% |
| TOWNE MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PLATINUM EAGLE MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 31.6% |
| COUNTRYPLACE MORTGAGE, LTD. | 5 | Under 10 loans | Under 10 loans | 77.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Truist Bank | 5 | Under 10 loans | Under 10 loans | 68.4% |
| FIGURE LENDING LLC | 5 | Under 10 loans | Under 10 loans | 54.6% |
| ROYAL UNITED MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Cadence Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Loan Simple, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CANOPY MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| The City National Bank of Sulphur Springs | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Texas Bank and Trust Company | 4 | Under 10 loans | Under 10 loans | 50.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Texana Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PILGRIM MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SouthState Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Texas Regional Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| American Mortgage Bank, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ENCOMPASS LENDING GROUP, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AAXY L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Firefighters First Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED BUILT HOMES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 46.2% |
| Harmony Bank | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Hometown Equity Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 66.7% |
| OriginPoint, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Comerica Bank | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Beeline Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| SOUTH RIVER MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Bank OZK | 3 | Under 10 loans | Under 10 loans | 25.0% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| CLEAREDGE LENDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Farm Credit Mid-America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALTRA Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| A+ Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| EFINITY FINANCIAL INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 244 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Kaufman County
19 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| The American National Bank of Texas | 5 | $1.3 billion |
| Texas Bank and Trust Company | 2 | $244.8 million |
| Wells Fargo Bank, National Association | 2 | $209.9 million |
| First State Bank | 2 | $98.7 million |
| PNC Bank, National Association | 2 | $68.8 million |
| City Bank | 1 | $320.1 million |
| JPMorgan Chase Bank, National Association | 1 | $214.6 million |
| Harmony Bank | 1 | $212.9 million |
| Bank of America, National Association | 1 | $111.0 million |
| First National Bank Texas | 1 | $11.4 million |
| Trinity Capital Bank of Texas | 1 | $3.0 million |
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When the next year’s lending figures are out for Kaufman County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.