Mortgage Lender Index

Hometown Equity Mortgage, LLC

Hometown Equity Mortgage, LLC received 14,901 applications in 2025 and made 7,540 mortgages, in 1,067 counties across 50 states. The median rate its borrowers got was 7.250% on a median loan of $335,000. Of 14,438 decisions, 6,755 were denials — 46.8%, most often for credit application incomplete.

Legal Entity Identifier549300RA3E0BUFO7YZ21
Applications received14,901
Mortgages made7,540
Denied6,755
Approved, not taken up143
Withdrawn or incomplete463
Loans bought from other lenders0
Median rate spread over the prime offer rate0.999 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase3,610 7.375%$365,000 41.6%
Refinancing724 7.250%$325,000 60.1%
Cash-out refinancing3,206 7.313%$295,000 48.0%
Other purposes0 Under 10 loansUnder 10 loans Not published

Where Hometown Equity Mortgage, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 5007.250%48.9%
Miami-Dade County, FL 2377.375%54.0%
Harris County, TX 2047.375%44.3%
Broward County, FL 1737.375%51.3%
Riverside County, CA 1647.250%46.0%
San Bernardino County, CA 1447.250%45.5%
Maricopa County, AZ 1307.250%44.0%
Orange County, CA 1277.375%52.4%
San Diego County, CA 1257.250%51.9%
Palm Beach County, FL 1047.375%52.3%
Hillsborough County, FL 1017.250%35.2%
Queens County, NY 987.375%36.7%
Kings County, NY 947.250%41.4%
Orange County, FL 887.125%45.0%
Osceola County, FL 847.250%40.3%
Cook County, IL 827.563%47.2%
Lee County, FL 797.250%48.4%
Suffolk County, NY 777.125%35.8%
Philadelphia County, PA 727.250%48.2%
Clark County, NV 647.313%49.2%
Bexar County, TX 597.500%57.1%
Polk County, FL 577.375%39.4%
Nassau County, NY 547.313%43.2%
Kern County, CA 517.000%42.7%
Pinellas County, FL 517.250%38.8%
Dallas County, TX 507.375%61.8%
Montgomery County, TX 497.250%39.8%
Sacramento County, CA 487.375%40.0%
Fulton County, GA 457.250%56.5%
Rockland County, NY 437.375%30.7%
Westchester County, NY 427.125%32.3%
McCurtain County, OK 417.625%14.3%
Tarrant County, TX 417.375%58.4%
Horry County, SC 407.438%31.0%
Sevier County, TN 407.250%21.0%
Ventura County, CA 397.375%43.5%
Essex County, NJ 387.438%50.6%
Duval County, FL 377.250%41.3%
Lake County, FL 367.000%45.5%
Manatee County, FL 367.625%37.9%
Marion County, FL 367.000%30.8%
Bronx County, NY 367.250%41.0%
Hidalgo County, TX 357.125%48.5%
Jackson County, MO 347.063%32.0%
Gwinnett County, GA 337.125%54.7%
Mercer County, NJ 327.125%33.3%
Fort Bend County, TX 327.188%52.9%
Erie County, NY 317.375%47.5%
Greater Bridgeport Planning Region, CT 307.063%50.0%
Monmouth County, NJ 307.500%22.5%

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When Hometown Equity Mortgage, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.