Mortgage Lender Index

Mortgage lenders in Dallas County

31,057 mortgages were made in Dallas County, Texas, in 2025, by 816 lenders. The median rate their borrowers got was 6.625% on a median loan of $285,000. Of 44,243 decisions, 11,447 were denials — 25.9%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 2,525 6.490% $305,000 13.9%
Rocket Mortgage, LLC 1,937 6.625% $245,000 24.7%
JPMorgan Chase Bank, National Association 1,064 6.375% $275,000 13.9%
CREDIT UNION OF TEXAS 858 7.800% $105,000 34.1%
Bank of America, National Association 784 6.240% $225,000 54.2%
CROSSCOUNTRY MORTGAGE, INC. 732 6.714% $385,000 3.9%
Frost Bank 673 7.720% $175,000 39.1%
AMERICAN PORTFOLIO MORTGAGE CORPORATION 549 6.625% $275,000 10.0%
CMG MORTGAGE, INC. 505 6.625% $365,000 6.7%
EVERETT FINANCIAL, INC. 482 6.750% $275,000 7.4%
LENNAR MORTGAGE, LLC 464 4.250% $275,000 32.5%
Loandepot.Com, LLC 407 6.250% $275,000 42.7%
GUARANTEED RATE, INC. 405 6.525% $455,000 7.3%
PENNYMAC LOAN SERVICES, LLC 396 6.499% $315,000 23.7%
DHI MORTGAGE COMPANY, LTD. 357 4.500% $375,000 13.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY 319 6.500% $395,000 10.6%
First Horizon Bank 308 6.500% $585,000 6.1%
Fairway Independent Mortgage Corporation 289 6.750% $305,000 8.4%
NEWREZ LLC 281 6.625% $255,000 48.0%
Cadence Bank 263 6.625% $395,000 15.3%
Wells Fargo Bank, National Association 260 6.375% $225,000 33.0%
PNC Bank, National Association 257 7.490% $155,000 53.2%
KIND LENDING, LLC 253 6.625% $305,000 28.8%
GUILD MORTGAGE COMPANY 245 6.500% $285,000 6.0%
THE LOAN STORE, INC. 236 6.875% $265,000 14.1%
First United Bank and Trust Company 233 6.750% $405,000 13.9%
TexasBank 233 7.500% $225,000 1.6%
Broker Solutions, Inc. 231 6.625% $265,000 22.3%
NATIONSTAR MORTGAGE LLC 229 6.990% $195,000 22.3%
Kiavi Funding, Inc. 227 9.500% $215,000 15.5%
RF RENOVO MANAGEMENT COMPANY, LLC 222 9.500% $295,000 0.0%
CORNERSTONE CAPITAL BANK, SSB 221 6.500% $485,000 3.5%
FREEDOM MORTGAGE CORPORATION 217 6.250% $335,000 15.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 215 6.624% $365,000 1.7%
SFMC, LP 211 6.500% $345,000 7.0%
Mortgage Research Center, LLC 195 6.250% $335,000 30.5%
Navy Federal Credit Union 193 6.875% $245,000 50.9%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 188 6.625% $370,000 3.1%
Prosperity Bank 187 7.250% $255,000 28.8%
BOKF, National Association 182 6.853% $405,000 36.2%
OCMBC, INC. 182 7.375% $225,000 7.1%
MidFirst Bank 177 5.875% $395,000 4.2%
Truist Bank 169 6.075% $235,000 55.7%
First Financial Bank 167 6.900% $255,000 18.5%
Paramount Residential Mortgage Group, Inc. 159 6.625% $335,000 6.5%
ZILLOW HOME LOANS, LLC 148 6.500% $285,000 11.2%
LOWER, LLC 145 6.250% $425,000 4.6%
PROVIDENT FUNDING ASSOCIATES, L.P. 141 6.250% $395,000 8.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 141 6.625% $245,000 13.2%
THE MORTGAGE LINK, INC. 139 6.625% $315,000 0.7%
Comerica Bank 138 5.990% $170,000 58.5%
NexBank 138 6.500% $365,000 11.9%
21st Mortgage Corporation 133 10.510% $85,000 77.0%
Citibank, National Association 125 5.875% $805,000 18.5%
Zions Bancorporation, N.A. 122 6.890% $300,000 36.8%
INTEGRITY MORTGAGE CORPORATION OF TEXAS 120 6.625% $365,000 2.4%
SPRING EQ, LLC 116 9.363% $95,000 70.6%
TEXAS MORTGAGE LENDING, LLC 114 6.625% $275,000 25.9%
UNION HOME MORTGAGE CORP. 114 6.063% $305,000 5.5%
SWBC MORTGAGE CORPORATION 112 6.625% $405,000 4.0%
U.S. Bank National Association 111 6.375% $555,000 37.2%
A&D Mortgage LLC 111 6.750% $255,000 18.3%
AMERICAN HERITAGE LENDING, LLC 111 11.250% $265,000 10.2%
Prosperity Home Mortgage, LLC 109 6.500% $315,000 6.8%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 105 6.875% $155,000 16.9%
SouthState Bank, National Association 104 4.500% $325,000 23.2%
CHAMPIONS FUNDING, LLC 102 7.500% $255,000 35.9%
Centennial Bank 102 7.125% $235,000 16.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 100 6.625% $315,000 16.0%
AMWEST FUNDING CORP. 98 6.875% $270,000 5.8%
PLANET HOME LENDING, LLC 98 6.125% $325,000 13.8%
HOMEXPRESS MORTGAGE CORP. 97 7.500% $215,000 46.5%
AML FUNDING LLC 95 6.625% $275,000 3.9%
Gateway First Bank 94 6.563% $255,000 6.9%
BETTER MORTGAGE CORPORATION 93 6.500% $345,000 36.8%
OriginPoint, LLC 93 6.125% $485,000 2.1%
MUTUAL OF OMAHA MORTGAGE, INC. 92 6.250% $235,000 25.4%
The American National Bank of Texas 92 6.125% $295,000 8.0%
TEXANS 91 6.625% $105,000 61.7%
TEXAS TRUST 91 Not published $125,000 16.5%
American Airlines Federal Credit Union 90 6.938% $220,000 27.5%
PLAZA HOME MORTGAGE, INC. 88 6.563% $265,000 30.5%
GARDNER FINANCIAL SERVICES, LTD. 88 6.438% $375,000 0.0%
DEEPHAVEN MORTGAGE LLC 86 7.250% $205,000 34.6%
VELOCIO MORTGAGE L.L.C. 86 4.875% $305,000 8.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. 84 10.095% $155,000 21.1%
SOFI BANK, NATIONAL ASSOCIATION 82 6.813% $235,000 27.2%
AMERIHOME MORTGAGE COMPANY, LLC 80 6.500% $305,000 19.8%
Easy Street Capital, LLC 80 9.900% $225,000 0.0%
Morgan Stanley Private Bank, National Association 79 5.850% $805,000 10.9%
MOVEMENT MORTGAGE, LLC 75 6.500% $275,000 3.4%
PENTAGON FEDERAL CREDIT UNION 74 7.438% $215,000 53.5%
Origin Bank 74 7.000% $245,000 15.8%
Sunflower Bank, National Association 74 6.625% $365,000 1.3%
NETWORK FUNDING, L.P. 72 6.688% $270,000 29.5%
SOUTHWEST FUNDING, LP 72 6.875% $255,000 8.1%
LAKEVIEW LOAN SERVICING, LLC 71 6.490% $315,000 72.4%
CHURCHILL MORTGAGE CORPORATION 67 6.625% $365,000 8.3%
Regions Bank 66 5.875% $175,000 56.5%
FINANCE OF AMERICA REVERSE LLC 66 6.375% $135,000 17.1%
AMERICAN FINANCIAL RESOURCES, INC. 66 6.500% $295,000 8.3%
First Bank 66 7.250% $260,000 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 65 7.124% $185,000 59.9%
GoodLeap, LLC 65 6.625% $155,000 33.9%
Plains Commerce Bank 65 6.625% $355,000 12.2%
ROYAL UNITED MORTGAGE LLC 63 6.875% $115,000 29.0%
BPL MORTGAGE TRUST, LLC 63 7.375% $185,000 14.1%
AmeriSave Mortgage Corporation 62 7.125% $175,000 79.1%
Charles Schwab Bank, SSB 62 5.500% $755,000 6.0%
AMERICAN FINANCIAL NETWORK, INC. 61 6.750% $325,000 15.1%
Inwood National Bank 61 6.490% $495,000 4.7%
Click n' Close, Inc. 59 6.625% $265,000 15.3%
SUN WEST MORTGAGE COMPANY, INC. 59 6.250% $335,000 12.8%
RIGHT START MORTGAGE, INC. 59 6.625% $295,000 9.0%
PRIORITY HOME MORTGAGE, L.P. 59 5.990% $455,000 0.0%
Equity Prime Mortgage LLC 58 6.625% $310,000 15.7%
City Bank 58 6.625% $305,000 26.8%
PANORAMA MORTGAGE GROUP, LLC 58 6.620% $220,000 0.0%
FIGURE LENDING LLC 57 10.450% $85,000 38.9%
Discover Bank 56 8.000% $105,000 82.4%
WILLOW BEND MORTGAGE COMPANY, LLC 55 6.990% $435,000 1.8%
VELOCITY COMMERCIAL CAPITAL, LLC 55 9.865% $185,000 0.0%
NEIGHBORHOOD 54 6.490% $105,000 6.9%
Lendage, LLC 53 10.875% $85,000 28.1%
Synergy One Lending, Inc. 51 6.625% $325,000 13.1%
Citadel Servicing Corporation 51 7.625% $345,000 3.8%
M/I FINANCIAL, LLC 51 5.250% $315,000 3.5%
Hometown Equity Mortgage, LLC 50 7.375% $380,000 61.8%
EECU 50 7.500% $135,000 42.4%
NEXERA HOLDING LLC 49 7.625% $325,000 21.9%
Cornerstone First Mortgage, Inc 47 6.750% $275,000 13.0%
PHH Mortgage Corporation 46 6.750% $225,000 23.4%
GUIDANCE RESIDENTIAL, LLC 46 6.625% $375,000 4.1%
Sierra Pacific Mortgage Company, Inc. 46 6.500% $335,000 2.0%
EUSTIS MORTGAGE CORPORATION 46 6.688% $330,000 0.0%
NFM, INC. 46 6.933% $285,000 0.0%
Ixonia Bank 44 6.933% $325,000 11.5%
Veritex Community Bank 44 6.000% $645,000 6.3%
SECURITYNATIONAL MORTGAGE COMPANY 43 6.875% $255,000 18.9%
JET HOMELOANS, LP 43 5.990% $495,000 2.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC 42 7.750% $355,000 9.4%
UBS Bank USA 42 5.750% $1,250,000 14.3%
MORTGAGE FINANCIAL SERVICES, LLC 41 6.625% $315,000 2.4%
CERTIFIED FUNDING, L.P. 40 7.500% $165,000 37.5%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 40 5.500% $320,000 24.5%
UIF CORPORATION 39 6.625% $375,000 7.1%
Flagstar Bank, N.A. 38 6.375% $400,000 40.6%
254900CTT87ZKAUTIJ37 38 8.183% $390,000 24.5%
North Dallas Bank & Trust Co. 38 6.625% $300,000 21.8%
Bank OZK 37 7.000% $265,000 24.5%
LONGBRIDGE FINANCIAL, LLC 37 6.375% $185,000 6.3%
TBK BANK, SSB 36 Not published $295,000 21.3%
GUARANTEED RATE AFFINITY, LLC 36 6.513% $385,000 10.0%
STANDARD MORTGAGE CORPORATION 36 6.313% $610,000 2.6%
V.I.P. MORTGAGE, INC. 36 6.625% $310,000 2.7%
US MORTGAGE CORPORATION 35 6.375% $325,000 5.1%
Texas Regional Bank 35 6.375% $285,000 12.2%
REPUBLIC STATE MORTGAGE CO. 35 5.750% $335,000 0.0%
Stifel Bank and Trust 35 6.000% $705,000 2.8%
INTERLINC MORTGAGE SERVICES, LLC 34 6.625% $410,000 8.1%
Simmons Bank 33 6.750% $265,000 54.1%
CLEAREDGE LENDING LLC 33 7.375% $255,000 39.7%
FlexPoint, Inc. 33 7.000% $285,000 4.4%
Southwest Airlines Federal Credit Union 33 5.750% $105,000 35.3%
MATTAMY HOME FUNDING, LLC 33 5.624% $435,000 15.4%
Commerce Home Mortgage, Inc. 32 7.313% $275,000 31.9%
ANGEL OAK MORTGAGE SOLUTIONS LLC 32 7.249% $250,000 22.7%
AMERICA'S CREDIT UNION 32 7.125% $170,000 17.5%
American National Bank & Trust 32 6.875% $325,000 2.9%
Loan Funder LLC 31 7.365% $195,000 51.6%
NBKC BANK 31 6.250% $355,000 24.4%
First Option Mortgage, LLC 31 7.250% $255,000 7.5%
Goldman Sachs Bank USA 31 5.750% $1,355,000 22.5%
Florida Capital Bank, National Association 31 6.250% $465,000 5.6%
International Bank of Commerce 30 6.375% $260,000 18.4%
Watermark Capital, Inc. 30 6.625% $650,000 0.0%
BROOKHOLLOW MORTGAGE SERVICES, LTD. 30 6.250% $395,000 0.0%
LIBERTYONE Credit Union 30 6.865% $75,000 0.0%
RPE Home, Inc 29 10.800% $285,000 3.2%
Susser Bank 29 6.625% $455,000 3.3%
Tolleson Private Bank 29 6.500% $805,000 9.4%
VILLAGE CAPITAL & INVESTMENT LLC 28 5.750% $345,000 24.4%
InterBank 28 8.000% $295,000 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 27 6.625% $315,000 6.3%
CANOPY MORTGAGE, LLC 27 6.625% $325,000 6.9%
JMAC LENDING, INC. 27 6.750% $365,000 0.0%
T2 FINANCIAL LLC 26 6.495% $325,000 6.9%
USAA Federal Savings Bank 25 6.375% $235,000 52.8%
Tomo Mortgage, LLC 25 6.375% $435,000 16.1%
AMERITRUST MORTGAGE CORPORATION 25 6.999% $245,000 7.4%
TEMPLE VIEW CAPITAL FUNDING, LP 25 9.500% $395,000 6.9%
RESICENTRAL, LLC 25 6.750% $315,000 3.5%
INSPIRE HOME LOANS INC. 25 5.500% $325,000 20.0%
NEW WAVE LENDING GROUP INC 25 6.875% $275,000 0.0%
Emporium TPO LLC 25 7.125% $225,000 12.5%
DOMINION FINANCIAL SERVICES, LLC 24 7.490% $225,000 0.0%
TRIAD FINANCIAL SERVICES, INC. 23 9.000% $95,000 55.2%
Benchmark Bank 23 Not published $1,505,000 0.0%
Raymond James Bank 23 5.375% $1,285,000 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 23 6.375% $295,000 4.2%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 616 lenders each made 23 or fewer mortgages here, and are counted in the totals above.

Bank branches in Dallas County

573 FDIC-insured branches from 109 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
JPMorgan Chase Bank, National Association 74$74.6 billion
Bank of America, National Association 49$138.5 billion
Wells Fargo Bank, National Association 42$8.4 billion
PNC Bank, National Association 33$3.4 billion
Fifth Third Bank, National Association 31$4.5 billion
First National Bank Texas 31$288.1 million
Truist Bank 25$3.6 billion
Frost Bank 25$3.1 billion
Prosperity Bank 24$1.6 billion
The Huntington National Bank 16$13.2 billion
Woodforest National Bank 10$78.5 million
BOKF, National Association 9$5.1 billion
Inwood National Bank 8$2.9 billion
Zions Bancorporation, N.A. 8$925.9 million
Regions Bank 7$2.1 billion
PlainsCapital Bank 6$2.8 billion
Capital One, National Association 6$919.1 million
SouthState Bank, National Association 6$896.6 million
Harmony Bank 6$281.9 million
Origin Bank 5$1.2 billion
NBH Bank 5$1.2 billion
The American National Bank of Texas 5$729.3 million
Simmons Bank 5$189.2 million
State Bank of Texas 4$1.6 billion
Bank OZK 4$1.5 billion
North Dallas Bank & Trust Co. 4$1.1 billion
American First National Bank 4$318.8 million
b1BANK 4$250.2 million
Pegasus Bank 3$1.3 billion
Texas Security Bank 3$859.5 million
WaFd Bank 3$818.3 million
United Texas Bank, National Association 3$790.8 million
Texas Capital Bank 2$13.8 billion
NexBank 2$11.0 billion
TBK BANK, SSB 2$3.9 billion
Sunflower Bank, National Association 2$3.4 billion
The Northern Trust Company 2$1.3 billion
East West Bank 2$1.1 billion
Tolleson Private Bank 2$857.4 million
First United Bank and Trust Company 2$777.7 million
Benchmark Bank 2$762.1 million
InterBank 2$710.4 million
Busey Bank 2$684.2 million
American Bank, National Association 2$559.7 million
Susser Bank 2$531.1 million
Bank of the West 2$264.8 million
HomeBank Texas 2$238.1 million
Security National Bank of Omaha 2$210.8 million
Southwestern National Bank 2$182.2 million
One World Bank 2$173.2 million
Glacier Bank 2$167.8 million
Hanmi Bank 2$124.7 million
Commonwealth Business Bank 2$117.4 million
Trinity Capital Bank of Texas 2$112.8 million
PCB Bank 2$106.8 million
U.S. Bank National Association 2$89.9 million
Texas Regional Bank 2$65.7 million
Metro City Bank 2$59.3 million
Wallis Bank 2$40.2 million
Hancock Whitney Bank 2$33.4 million
TIB National Association 1$1.6 billion
Dallas Capital Bank, National Association 1$938.9 million
T Bank, National Association 1$844.9 million
MapleMark Bank 1$750.5 million
First Horizon Bank 1$724.7 million
ENCORE BANK 1$678.5 million
BMO Bank National Association 1$609.6 million
BankUnited, National Association 1$506.5 million
Liberty Capital Bank 1$471.2 million
Third Coast Bank 1$401.0 million
Shinhan Bank America 1$250.7 million
Lakeside Bank 1$249.4 million
Dominion Bank 1$243.2 million
Bank of DeSoto, National Association 1$237.3 million
Bank of Hope 1$188.8 million
Method Bank 1$181.7 million
Cattlemens Bank 1$162.5 million
Citizens National Bank of Texas 1$152.3 million
Golden Bank, National Association 1$139.1 million
Monet Bank 1$137.9 million
Blue Sky Bank 1$133.0 million
Stellar Bank 1$131.4 million
MidFirst Bank 1$104.5 million
City Bank 1$101.9 million
Centennial Bank 1$98.7 million
Texas Heritage National Bank 1$84.0 million
American Bank of Commerce 1$78.4 million
TexasBank 1$72.4 million
First Guaranty Bank 1$70.8 million
First-Citizens Bank & Trust Company 1$66.4 million
Grand Bank 1$65.1 million
Pavillion Bank 1$64.2 million
American National Bank & Trust 1$57.1 million
Bank 7 1$53.2 million
Broadway National Bank 1$51.5 million
Texas Republic Bank, National Association 1$46.7 million
Open Bank 1$44.5 million
International Bank of Commerce 1$36.4 million
Great Plains National Bank 1$33.9 million
Spectra Bank 1$32.8 million
Southside Bank 1$30.3 million
Chambers Bank 1$28.5 million
UMB Bank, National Association 1$23.5 million
First State Bank 1$19.6 million
Bank of Whittier, National Association 1$19.0 million
Commercial State Bank 1$18.7 million
Citibank, National Association 1$0
BNY Mellon, National Association 1$0
CIBC National Trust Company 1$0

Closed since the 2025 survey

70 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Dallas County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.