AMERICAN FINANCIAL RESOURCES, INC. received 15,898 applications in 2025 and made
11,444 mortgages, in 1,986 counties across 50 states.
The median rate its borrowers got was 6.500% on a median loan of $265,000.
Of 12,423 decisions, 908 were denials — 7.3%, most often for debt-to-income ratio.
Legal Entity Identifier
5493002B2WMHY23GFK92
Applications received
15,898
Mortgages made
11,444
Denied
908
Approved, not taken up
71
Withdrawn or incomplete
3,475
Loans bought from other lenders
2,254
Median rate spread over the prime offer rate
0.368 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
9,328
6.500%
$265,000
7.0%
Refinancing
1,056
6.250%
$275,000
7.0%
Cash-out refinancing
1,060
6.500%
$245,000
10.3%
Where AMERICAN FINANCIAL RESOURCES, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When AMERICAN FINANCIAL RESOURCES, INC.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.