Mortgage lenders in Aiken County
4,659 mortgages were made in Aiken County, South Carolina, in 2025, by 364 lenders. The median rate their borrowers got was 6.490% on a median loan of $225,000. Of 6,324 decisions, 1,397 were denials — 22.1%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 420 | 6.625% | $180,000 | 15.3% |
| SRP Federal Credit Union | 353 | 6.125% | $125,000 | 11.4% |
| GUILD MORTGAGE COMPANY | 289 | 6.375% | $215,000 | 6.8% |
| DHI MORTGAGE COMPANY, LTD. | 206 | 5.500% | $255,000 | 18.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 183 | 6.071% | $245,000 | 14.1% |
| Security Federal Bank | 136 | 6.375% | $265,000 | 10.5% |
| First Heritage Mortgage, LLC | 128 | 5.500% | $295,000 | 4.5% |
| MOVEMENT MORTGAGE, LLC | 118 | 6.375% | $290,000 | 2.9% |
| Mortgage Research Center, LLC | 116 | 6.250% | $280,000 | 21.0% |
| SouthState Bank, National Association | 110 | 6.625% | $255,000 | 15.2% |
| 21st Mortgage Corporation | 100 | 10.305% | $125,000 | 68.7% |
| Assurance Financial Group, L.L.C. | 99 | 6.500% | $215,000 | 5.7% |
| Regions Bank | 89 | 6.125% | $105,000 | 35.9% |
| Ameris Bank | 87 | 6.490% | $280,000 | 6.5% |
| First-Citizens Bank & Trust Company | 87 | 6.400% | $185,000 | 14.3% |
| Navy Federal Credit Union | 80 | 6.875% | $165,000 | 32.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 78 | 6.575% | $245,000 | 2.5% |
| PENNYMAC LOAN SERVICES, LLC | 65 | 6.250% | $235,000 | 20.2% |
| Bank of America, National Association | 64 | 6.240% | $120,000 | 40.0% |
| FREEDOM MORTGAGE CORPORATION | 63 | 6.250% | $275,000 | 15.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | 63 | 6.625% | $215,000 | 8.7% |
| FBC MORTGAGE, LLC | 50 | 5.375% | $285,000 | 13.8% |
| Broker Solutions, Inc. | 49 | 6.875% | $225,000 | 18.0% |
| PINNACLE BANK | 48 | Not published | $265,000 | 14.0% |
| TD Bank, National Association | 47 | 6.875% | $195,000 | 26.6% |
| Loandepot.Com, LLC | 44 | 6.750% | $125,000 | 39.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 43 | 6.875% | $175,000 | 57.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 43 | 6.375% | $215,000 | 2.0% |
| Queensborough National Bank & Trust Company | 40 | 6.188% | $315,000 | 2.4% |
| NATIONSTAR MORTGAGE LLC | 38 | 8.250% | $95,000 | 20.4% |
| NEWREZ LLC | 35 | 6.250% | $235,000 | 32.7% |
| COLONY BANK | 35 | 6.375% | $265,000 | 2.8% |
| TOWNE MORTGAGE COMPANY | 31 | 6.500% | $245,000 | 12.2% |
| Coastal Carolina National Bank | 31 | 6.375% | $455,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 30 | 6.500% | $230,000 | 6.3% |
| AmeriSave Mortgage Corporation | 29 | 8.250% | $85,000 | 68.1% |
| Truist Bank | 27 | 6.625% | $155,000 | 44.2% |
| LOWER, LLC | 27 | 6.625% | $255,000 | 18.2% |
| Fairway Independent Mortgage Corporation | 27 | 6.875% | $255,000 | 6.9% |
| S. C. STATE FEDERAL CREDIT UNION | 26 | 4.500% | $95,000 | 20.0% |
| Cadence Bank | 26 | 6.250% | $270,000 | 21.2% |
| Wells Fargo Bank, National Association | 25 | 6.375% | $225,000 | 19.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 23 | 6.750% | $235,000 | 0.0% |
| Citizens Bank, National Association | 21 | 8.400% | $75,000 | 40.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 20 | 6.625% | $160,000 | 52.2% |
| CMG MORTGAGE, INC. | 20 | 6.625% | $215,000 | 8.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 19 | 7.000% | $275,000 | 12.0% |
| First Community Bank | 18 | 6.750% | $275,000 | 10.0% |
| SPRING EQ, LLC | 17 | 9.150% | $55,000 | 51.3% |
| Kiavi Funding, Inc. | 17 | 8.950% | $185,000 | 17.4% |
| CAROLINA ONE MORTGAGE, LLC | 17 | 6.500% | $215,000 | 0.0% |
| FIRST CHOICE MORTGAGE, INC. | 16 | 6.500% | $250,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 14 | 5.750% | $305,000 | 21.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 14 | 7.250% | $180,000 | 6.7% |
| First Palmetto Bank | 14 | 6.375% | $225,000 | 0.0% |
| FIGURE LENDING LLC | 13 | 10.850% | $75,000 | 19.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 13 | 6.490% | $145,000 | 30.0% |
| JPMorgan Chase Bank, National Association | 13 | 6.750% | $215,000 | 27.8% |
| PENTAGON FEDERAL CREDIT UNION | 13 | 7.125% | $155,000 | 33.3% |
| RESOURCE FINANCIAL SERVICES, INC. | 12 | 6.375% | $225,000 | 7.7% |
| ZILLOW HOME LOANS, LLC | 12 | 6.500% | $305,000 | 0.0% |
| USAA Federal Savings Bank | 11 | 6.375% | $325,000 | 45.0% |
| First Reliance Bank | 11 | 6.750% | $235,000 | 8.3% |
| BETTER MORTGAGE CORPORATION | 10 | 7.000% | $240,000 | 41.2% |
| NEW DAY FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 54.2% |
| PNC Bank, National Association | 9 | Under 10 loans | Under 10 loans | 30.8% |
| GUARANTEED RATE, INC. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| U.S. Bank National Association | 9 | Under 10 loans | Under 10 loans | 43.8% |
| KIND LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| A&D Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PLANET HOME LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 8 | Under 10 loans | Under 10 loans | 76.5% |
| SOUTHWEST STAGE FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 15.4% |
| PHH Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 11.1% |
| THE LOAN STORE, INC. | 8 | Under 10 loans | Under 10 loans | 8.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Renasant Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Associated Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 7 | Under 10 loans | Under 10 loans | 21.4% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Third Federal Savings and Loan Association of Cleveland | 7 | Under 10 loans | Under 10 loans | 22.2% |
| LoanUnited.com, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Integrity Home Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 7 | Under 10 loans | Under 10 loans | 12.5% |
| FINANCE OF AMERICA REVERSE LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 45.2% |
| LAKEVIEW LOAN SERVICING, LLC | 6 | Under 10 loans | Under 10 loans | 66.7% |
| EVERETT FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| SAFE FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ROYAL UNITED MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Emporium TPO LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Palmetto Citizens Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| SOUTHERN BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| F&M Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AgFirst Farm Credit Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| The Huntington National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 61.5% |
| COUNTRYPLACE MORTGAGE, LTD. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| LIBERTY HOME MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 16.7% |
| DOMINION FINANCIAL SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES' | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 28.6% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| 254900CTT87ZKAUTIJ37 | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CALCON MUTUAL MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CSL Financial, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Fifth Third Bank, National Association | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Empeople Credit Union | 3 | Under 10 loans | Under 10 loans | 50.0% |
| QUORUM FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| GEORGIA'S OWN | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Synovus Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Southern First Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Central Trust Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 70.0% |
| Alcova Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 25.0% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLSOUTH FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| United Community Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| ICE LENDER HOLDINGS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SCHUMACHER MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MORTGAGE ASSURANCE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHPOINT MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SENTE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENTERPRISE BANK OF SC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOGETHER CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| MILEND, INC. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truliant Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PEACH STATE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 33.3% |
| CORNERSTONE CAPITAL BANK, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHARTWAY FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 164 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Aiken County
28 FDIC-insured branches from 12 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Security Federal Bank | 9 | $973.0 million |
| First-Citizens Bank & Trust Company | 3 | $431.1 million |
| Regions Bank | 3 | $258.0 million |
| Wells Fargo Bank, National Association | 2 | $1.1 billion |
| Bank of America, National Association | 2 | $448.1 million |
| SouthState Bank, National Association | 2 | $191.4 million |
| Woodforest National Bank | 2 | $6.9 million |
| Coastal Carolina National Bank | 1 | $104.3 million |
| TD Bank, National Association | 1 | $83.9 million |
| First Community Bank | 1 | $67.5 million |
| Southern Bank | 1 | $38.2 million |
| JPMorgan Chase Bank, National Association | 1 | $10.6 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.