First State Bank
First State Bank received 154 applications in 2025 and made 150 mortgages, in 23 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $85,000. Of 154 decisions, 1 were denials — 0.7%.
| Legal Entity Identifier | 254900NX6JAQSL0PM696 |
|---|---|
| Applications received | 154 |
| Mortgages made | 150 |
| Denied | 1 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First State Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 67 | Not published | $115,000 | 0.0% |
| Refinancing | 63 | Not published | $95,000 | 0.0% |
| Other purposes | 20 | Not published | $50,000 | 4.8% |
Where First State Bank lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sumter County, GA | 39 | Not published | 2.4% |
| Jefferson County, GA | 31 | Not published | 0.0% |
| Richmond County, GA | 17 | Not published | 0.0% |
| Columbia County, GA | 13 | Not published | 0.0% |
| Schley County, GA | 13 | Not published | 0.0% |
| Glascock County, GA | 7 | Under 10 loans | 0.0% |
| McDuffie County, GA | 7 | Under 10 loans | 0.0% |
| Aiken County, SC | 4 | Under 10 loans | 0.0% |
| Crisp County, GA | 3 | Under 10 loans | 0.0% |
| Burke County, GA | 2 | Under 10 loans | 0.0% |
| Stewart County, GA | 2 | Under 10 loans | 0.0% |
| McCormick County, SC | 2 | Under 10 loans | 0.0% |
| Franklin County, FL | 1 | Under 10 loans | 0.0% |
| Clay County, GA | 1 | Under 10 loans | 0.0% |
| Dooly County, GA | 1 | Under 10 loans | 0.0% |
| Lee County, GA | 1 | Under 10 loans | 0.0% |
| Lincoln County, GA | 1 | Under 10 loans | 0.0% |
| Macon County, GA | 1 | Under 10 loans | 0.0% |
| Upson County, GA | 1 | Under 10 loans | 0.0% |
| Washington County, GA | 1 | Under 10 loans | 0.0% |
| Webster County, GA | 1 | Under 10 loans | 0.0% |
| Worth County, GA | 1 | Under 10 loans | 0.0% |
| Warren County, GA | 0 | Under 10 loans | 0.0% |
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When First State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.